Lou Centrella

Delaware - Wilmington


5341 Limestone Road, Suite 101

Wilmington, DE 19808


About Lou

Lou works hard originating the loans and going out and building relationships with Realtors to help accommodate the client. Lou states, “Embrace has all the tools and support I need in order to get your buyers to the closing table smoothly and quickly. We have all the programs available for your potential buyers. Conventional, FHA, VA, DSHA BOND, and many other great programs.” He also prepares, analyzes and verifies the mortgage loan applications, and is responsible for timely, accurate and complete loan file submissions. He loves his job so much that he prides himself on being available for the client when he is on vacation.

Lou holds the Top Originator award for 2012 and President’s Club Award for Embrace for the last three years. Lou graduated from the University of Delaware before starting with the mortgage industry. He is passionate about being an active member of the neighborhood Homeowners Association for over twelve tears. He was born and raised in Hockessin, Delaware and currently resides with his wife of eighteen years and three children, ages 12, 14 and 15. Life for Lou outside of Embrace is very active, he enjoys soccer, biking, tennis, and landscaping.

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on July 01, 2020

Review By Marwan S. for Lou Centrella

Completed transaction in June 2020

Lou is consistent in his positive attitude and effective communication.


5.0 Survey completed on June 27, 2020

Review By Nicole M. for Lou Centrella

Completed transaction in June 2020

He’s the best!


5.0 Survey completed on June 23, 2020

Review By Michael D. for Lou Centrella

Completed transaction in June 2020

I’ve worked with Lou 2 times now, first was to buy my house 2 years ago; and recently refinanced. Lou is very communicative and helps you through the process and explains each step thoroughly and judgement free. I wouldn’t hesitate to call him for your next purchase or refinance; he’s awesome!


5.0 Survey completed on June 16, 2020

Review By Michael B. for Lou Centrella

Completed transaction in June 2020

Lou kept me updated on rate changes and helped me understand the right interest rate and costs that we should target to make a refinance worthwhile.


5.0 Survey completed on May 24, 2020

Review By Scot S. for Lou Centrella

Completed transaction in May 2020

Very informative and answered all our questions

Mortgage Interest Rates Drop
Rates Continue to Slip Amid Fears of a Coronavirus Resurgence

Overall, mortgage activity increased by 2.2% this week, though the data does include an adjustment for the Fourth of July holiday. Purchase applications increased 5% from this time last week while refinance applications increased 0.4%. Both metrics were also an increase from the same time last year. Joel Kan, MBA’s Associate Vice President of Economic…

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