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Lou Centrella

Delaware - Wilmington

5341 Limestone Road, Suite 101

Wilmington, DE 19808


About Lou

Lou works hard originating the loans and going out and building relationships with Realtors to help accommodate the client. Lou states, “Embrace has all the tools and support I need in order to get your buyers to the closing table smoothly and quickly. We have all the programs available for your potential buyers. Conventional, FHA, VA, DSHA BOND, and many other great programs.” He also prepares, analyzes and verifies the mortgage loan applications, and is responsible for timely, accurate and complete loan file submissions. He loves his job so much that he prides himself on being available for the client when he is on vacation.

Lou holds the Top Originator award for 2012 and President’s Club Award for Embrace for the last three years. Lou graduated from the University of Delaware before starting with the mortgage industry. He is passionate about being an active member of the neighborhood Homeowners Association for over twelve tears. He was born and raised in Hockessin, Delaware and currently resides with his wife of eighteen years and three children, ages 12, 14 and 15. Life for Lou outside of Embrace is very active, he enjoys soccer, biking, tennis, and landscaping.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on February 27, 2021

    Review By Robert D. for Lou Centrella

    Completed transaction in February 2021

    This is the third time we have worked with Lou and every step of the way he is top notch.

  • 5.0

    5.0 Survey completed on February 25, 2021

    Review By Thomas S. for Lou Centrella

    Completed transaction in February 2021

    Lou is a consummate professional . Very kind and courteous and always keeps you up to date on the application process. This is the second time I have worked with him and I wouldn't hesitate to use him again or to recommend him to friends or family.

  • 5.0

    5.0 Survey completed on February 20, 2021

    Review By Vivekanand T. for Lou Centrella

    Completed transaction in February 2021

    It was a great experience working with Lou on our home refinance. We found Lou to be very knowledgeable and articulate in explaining the loan options and answering our questions with honest and helpful advice.

  • 5.0

    5.0 Survey completed on February 17, 2021

    Review By David Q. for Lou Centrella

    Completed transaction in February 2021

    Lou was fantastic. Our home purchase was a bit different than most, Lou worked with us for almost a year on making this happen. He helped us every step of the way, and we can't thank him enough.

  • 5.0

    5.0 Survey completed on January 30, 2021

    Review By Laura S. for Lou Centrella

    Completed transaction in January 2021

    Lou explained the process very well, and made it feel like we pushed the "easy" button.

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Mortgage Rates, Applications Jump Thanks to Economic Optimism

Mortgage applications recovered slightly from last week, inching up 0.5% compared to the week prior, according to the Mortgage Bankers Association. Purchase loans increased by 2%, while refinance loans rose just 0.1%. The news is a little surprising given the notable jump seen in rates over the week. The average rate on 30-year, fixed-rate loans…

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