https://www.embracehomeloans.com/media/15xer4m0/kkerr_bio72.jpg
https://www.embracehomeloans.com/location/alabama/mobile/katherine-kerr
Senior Loan Officer NMLS# 470220
Katherine Kerr is a trusted mortgage professional in Mobile, AL 36695
With over 27 years in residential lending, Katherine “Katie” Kerr has built her career on a foundation of expertise, integrity, and compassion. For the past seven years, she’s been a trusted Senior Loan Officer at Embrace Home Loans, guiding individuals and families through the home financing pr...
5 (5 stars)
Scott Q. from Youngsville, LA
Completed transaction in January 2026
Katie treats your project like it is the most important thing she is doing, always helpful and always professional with a personal twist! This is our second time using her, and she makes every process seamless!
5 (5 stars)
Christopher S. from Mobile, AL
Completed transaction in January 2026
Katie went to great length to keep us updated on the loan process and educate us. She is very knowledgable and has great customer service.
5 (5 stars)
Wendy B. from Mobile, AL
Completed transaction in January 2026
I've been working with Katie for many years now. She is great at communicating, works to resolve issue before they occur and when a problem does arise she already has a solution worked out before she calls to update me. I feel like I can almost "forget" about a transaction when I work with her because I know I don't have anything to worry about. Her years of experience as a lender are a true asset. Even when I've had buyers that aren't working directly with her she's been able to offer me advice to help resolve difficult issues. She goes above and beyond not just for our clients but for me as an agent. I couldn't ask for a better working partner than Katie. She truly is the best!
5 (5 stars)
Marion C. from Mobile, AL
Completed transaction in January 2026
Katherine Kerr that's who made it awesome she is dedicated to her clients and she works hard to let you know you are important she keeps you with updates and information i thank the Lord for sending me to Embrace where it removed all my worries I had tried another loan company before coming to embrace but the day i made the call was the day i I knew I had made the right choice Katy is just one of a kind she just is the perso that let you know everything will be okay and after you speak with her you are very encouraged so with that said Embrace home loans is the best not because I have my beautiful home but because it's the Truth honest people with great personality Thank you Katherine Kerr for all you Do !!
5 (5 stars)
Jessica H. from Citronelle, AL
Completed transaction in October 2025
Katie with me every single part of the way!!
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7221 Grelot Road, Suite F
AL 36695 USMobile, AL 36695
Yes. Katherine Kerr can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Katherine Kerr at our Mobile branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Mobile and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Katherine Kerr is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Katherine Kerr will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Katherine Kerr will walk you through your options and help you find the right fit.
4.97 (143 Reviews)
