With over 27 years in residential lending, Katherine “Katie” Kerr has built her career on a foundation of expertise, integrity, and compassion. For the past seven years, she’s been a trusted Senior Loan Officer at Embrace Home Loans, guiding individuals and families through the home financing pr...

With over 27 years in residential lending, Katherine “Katie” Kerr has built her career on a foundation of expertise, integrity, and compassion. For the past seven years, she’s been a trusted Senior Loan Officer at Embrace Home Loans, guiding individuals and families through the home financing process with clarity and confidence.

Katie’s path began at some of the nation’s top banks — BBVA, Wells Fargo, Bank of America, and Chase — where she sharpened her skills before choosing Embrace for its flexible lending options and client-first approach. Whether it’s first-time homebuyers, investors, or borrowers with unconventional lifestyles, Katie thrives on matching people with financing that fits their specific situation.

Katie is deeply rooted in her community. She’s an active member of the Mobile Area Association of REALTORS® and a proud supporter of Gulf South Golden Retriever Rescue. She currently lives in Theodore, Alabama, with her daughter and two rescue cats.

Outside of work, Katie is an early-morning runner, avid gardener, and lover of all things outdoors. Adventure is her favorite pastime, and she treasures days spent exploring new places and sharing simple joys with her daughter. Described by clients and colleagues as kind, diligent, and trustworthy, Katie is committed to making the path to homeownership as smooth and rewarding as possible.