4.92 (601 Reviews)
About Joey
Our Mobile, AL team is very knowledgeable & experienced. We all specialize in first-time home buyer programs as well many other “outside the box” clients and deals.
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https://www.embracehomeloans.com/location/alabama/mobile/joey-reid
Joey Reid
Branch Manager NMLS# 197798
Joey Reid is a trusted mortgage professional in Mobile, AL 36695
2024-2018, 2016
See what other homeowners have to say about me
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Joey Reid
5 (5 stars)
Leonel C. from Mobile, AL
Completed transaction in January 2026
Very easy to work with and always quick to respond when reached out to.
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Joey Reid
5 (5 stars)
BRENDA B. from Mobile, AL
Completed transaction in January 2026
My experience with Joey Reid/Embrace loans has ALWAYS been professional, through and very informative to both the Buyer/s and myself. I have worked with him through the years and I have no bad reviews at all.
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Joey Reid
5 (5 stars)
Travis W. from Theodore, AL
Completed transaction in January 2026
We had consistent communication throughout the process, and any questions or concerns were promptly addressed. Joey and his team did a phenomenal job getting us to closing in a timely manner, allowing for a smooth transition from one home to the next. We are very thankful.
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Joey Reid
5 (5 stars)
Vicki O. from Mobile, AL
Completed transaction in January 2026
Joey is reliable and understands what it takes to get a deal to the closing table.
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Joey Reid
5 (5 stars)
Alicia P. from Grand Bay, AL
Completed transaction in December 2025
Joey went above and beyond as always.
Mortgage Calculator
Explore your options and take advantage of your mortgage opportunities
APPLY NOWMobile, AL Mortgage Loan Officers
7221 Grelot Road, Suite F
AL 36695 USMobile, AL 36695
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Frequently asked questions
Yes. Joey Reid can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Joey Reid at our Mobile branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Mobile and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Joey Reid is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Joey Reid will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Joey Reid will walk you through your options and help you find the right fit.
