4.92 (653 Reviews)
About Joey
Our Mobile, AL team is very knowledgeable & experienced. We all specialize in first-time home buyer programs as well many other “outside the box” clients and deals.
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https://www.embracehomeloans.com/location/alabama/mobile/joey-reid
Business Hours: 9:00 am - 5:00 pm Mon-Fri
Joey Reid
Branch Manager NMLS# 197798
Joey Reid is a trusted mortgage professional in Mobile, AL 36695
2025-2018, 2016
See what other homeowners have to say about me
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5.0 (5.0 stars)
Debra T. from Citronelle, AL
Completed transaction in October 03, 2026
Joey walked me through every step, he made purchasing this house one of the easiest things I have accomplished.Thank you!
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5.0 (5.0 stars)
Caleb Maples .
Completed transaction in October 02, 2026
The best place to use when buying a home great people and would use them anytime when purchasing a home
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5.0 (5.0 stars)
Caleb M. from Chunchula, AL
Completed transaction in October 02, 2026
Joey takes time and explains everything to you and helps you along the whole way this is my second house buying with Joey and I would do it again
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5.0 (5.0 stars)
Michael D. from Saraland, AL
Completed transaction in September 15, 2026
Mr. Reid attention to detail, patience, and help.
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5.0 (5.0 stars)
Danielle K. from Mobile, AL
Completed transaction in September 09, 2026
Joey Reid was great to work with throughout the entire process. He communicated well, was always responsive, and make sure everything went smooth from start to finish. Joey is very easy to work with and I would highly recommend him!
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Frequently asked questions
Yes. Joey Reid can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Joey Reid at our Mobile branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Mobile and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Joey Reid is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Joey Reid will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Joey Reid will walk you through your options and help you find the right fit.
