David Keenum

David Keenum

Producing Sales Manager   NMLS# 491815

orange star4.96 (206 Reviews)

5 stars

David Keenum is a trusted mortgage professional in Mobile, AL 36695

About David

Embrace Home Loans is proud to have Senior Loan Officer, David K Keenum, Jr. as a part of the Embrace Home Loans family. David was born in Birmingham, Alabama and attended the University of Alabama-Birmingham. In 1997 David moved to Mobile, Alabama. He is married to his amazing wife and has two ...

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Embrace Home Loans Presidents club

2024-2022

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See what other homeowners have to say about me
  • 5

    David kept us informed throughout the process from beginning to end. He made the process as smooth as possible and worked diligently to find the solutions when issued arised.

  • 5

    The process and communication was exceptional. I highly recommend David for your new home purchase. Thank you David ! Robin Deason

  • 5

    Mr. Keenum was very kind and understanding. His professionalism, expertise and willingness to guide me through the process was great. It was a bitter sweet process on my end, but Mr. Keenum made my transition a smooth one I am sending a special thank you to Mr. Keenum and the Embrace team. Happy Holidays!

  • 5

    Working with David made this process so much easier for me. He never complained and was always pleasant to speak with. If I had any questions he always had an answer. Even after closing any questions I have he is quick to respond with an answer. He have great energy and always nice. I will always and only recommend David to anyone I know to work with. I really appreciate everything he did to help me make this dream come true for me and my girls. He is a great communicator and always take consideration what is best for the customer.

  • 5

    He made the process so easy!!!

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Mobile, AL Mortgage Loan Officers

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Frequently asked questions

Yes. David Keenum can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with David Keenum at our Mobile branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Mobile and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, David Keenum is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. David Keenum will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. David Keenum will walk you through your options and help you find the right fit.

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