David Keenum

David Keenum

Producing Sales Manager   NMLS# 491815

orange star4.97 (229 Reviews)

5 stars

David Keenum is a trusted mortgage professional in Mobile, AL 36695

About David

Embrace Home Loans is proud to have Senior Loan Officer, David K Keenum, Jr. as a part of the Embrace Home Loans family. David was born in Birmingham, Alabama and attended the University of Alabama-Birmingham. In 1997 David moved to Mobile, Alabama. He is married to his amazing wife and has two ...

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Embrace Home Loans Presidents club

2024-2022

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See what other homeowners have to say about me
  • 5 (5 stars)

    When I ask a question he answered when I call he answered or call right back

  • 5 (5 stars)

    David and his team waa great! I will recommand you every chance I can!! Thanks so much!!

  • 5 (5 stars)

    I appreciate that when I had questions, I was able to talk to David. He helped find the best solution for my situation and provided valuable information about the process, what to expect, what was next. This was not the first home I have purchased, but it was the easiest and the most honest. Other companies add fees between the time you sign the agreement and the final signing. Thank you David for your help and honesty.

  • 5 (5 stars)

    David Keenum made it great. he's the best loan officer I've ever worked with.

  • 5 (5 stars)

    David explained things well and even took time to call and make sure I understood where to go for closing. He is very affable, and friendly.

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David Keenum

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Frequently asked questions

Yes. David Keenum can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with David Keenum at our Mobile branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Mobile and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, David Keenum is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. David Keenum will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. David Keenum will walk you through your options and help you find the right fit.

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