5 (5 stars)

Joshua K. from Woodbridge, VA

Completed transaction in January 2026

I cannot say enough good things about Kevin and his entire mortgage lending team. From the very first conversation to the final closing, the experience was nothing short of exceptional. Buying a home is often described as stressful, overwhelming, and confusing, but Kevin and his team completely flipped that narrative. They made the process feel manageable, transparent, and even reassuring at every step. What immediately stood out was Kevin’s responsiveness. No matter the time of day, no matter how small or detailed the question, Kevin or someone on his team was always quick to respond with clear, thoughtful answers. Emails were returned promptly, phone calls were never rushed, and texts were answered with patience and professionalism. It genuinely felt like we were their top priority, even knowing they were working with many other clients at the same time. Kevin has an incredible ability to explain complex financial and lending concepts in a way that actually makes sense. He never talked “at” us or used jargon without explanation. Instead, he took the time to walk us through options, scenarios, and potential outcomes so we could make informed decisions with confidence. At no point did we feel pressured or rushed. Kevin’s guidance was steady, honest, and rooted in what was best for us, not what was easiest. The entire team deserves recognition as well. Every interaction we had with Kevin’s staff was positive, professional, and efficient. Documents were clearly explained, timelines were communicated well in advance, and any potential issues were identified early and handled proactively. If something needed to be adjusted or clarified, they were already on it before it ever became a problem. That level of organization and attention to detail makes a world of difference during a mortgage process. One of the most impressive aspects of working with Kevin was his proactive communication. We were never left wondering what was happening or what the next step would be. Regular updates kept us informed, and when milestones were reached, we knew immediately. Even when there were moments that could have been stressful, Kevin’s calm demeanor and confidence reassured us that everything was under control. Kevin and his team also went above and beyond in advocating for us. They worked diligently to secure the best possible terms, explained how different choices could impact us long-term, and made sure there were no surprises at closing. Their integrity and commitment to doing things the right way were evident throughout the entire process. It is rare to find a lender who combines deep expertise with genuine care for their clients, but Kevin does exactly that. He is knowledgeable, trustworthy, and truly invested in helping people succeed in their homeownership journey. By the time we reached closing, we felt confident, prepared, and grateful for the guidance we had received. If you are looking for a mortgage lender who is responsive, transparent, and relentlessly dedicated to their clients, Kevin and his team are the absolute best choice. I would recommend them without hesitation to friends, family, and anyone looking for a smooth, supportive, and highly professional lending experience. Working with Kevin was one of the best decisions we made in our home-buying process, and I would gladly work with him again in the future.

5 (5 stars)

Hunter L. from Leesburg, VA

Completed transaction in January 2026

Kevin and team were responsive, knowledgeable, courteous, and professional.

5 (5 stars)

CLAUDIA L. from Leesburg, VA

Completed transaction in January 2026

Kevin is professional, responsive, amd great to work with.

5 (5 stars)

Kurt M. from Basye, VA

Completed transaction in December 2025

Kevin and team were very professiona.

5 (5 stars)

Arnika B. from Woodbridge, VA

Completed transaction in November 2025

Kevin was a great lender. He was patience, professional, knowledgeable and a pleasure to assist me with my first home purchase. I would highly recommend Him and Embatce for the professionalism displayed through my entire process.