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Joni Hamlett

Joni Hamlett

Senior Loan Officer
Phone: 434.237.5111
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About

As a mortgage professional here at Embrace Home Loans, I’m committed to helping each and every one of my customers reach their financial goals. Whether you’re looking to buy or refinance, I have the experience and resources to help make your dreams a reality. Contact me today and we’ll work together to find a solution that puts you on the path toward a better financial future.

Presidents Club 2016, 2015, 2014, 2013, 2012, 2011
 

 

Branch: Virginia - Lynchburg, 103A Paulette Circle, Lynchburg VA 24502

Joni Hamlett, NMLS# 234278 , is employed by Embrace Home Loans and is licensed in:
VA

Reviews (137 Reviews)

5.0
5.0 Survey completed on July 20, 2018
Reviewed By Andrew J. for Joni Hamlett
Completed transaction in July 2018
Throughout the whole process Joni was very helpful and when things didn’t go as planned she made it work. I Would highly recommend Joni to anyone.
5.0
5.0 Survey completed on July 17, 2018
Reviewed By Michael T. for Joni Hamlett
Completed transaction in July 2018
Joni makes everything simple and stress free. She's extremely friendly and genuinely enjoys helping her customers get their dream homes. This is the second time we've went through Embrace for our loan and I have to say it's because of how much we liked Joni. I already have and will continue to recommend Joni and Embrace to anyone looking for a home loan.Joni makes everything simple and stress free. She's extremely friendly and genuinely enjoys helping her customers get their dream homes. This is the second time we've went through Embrace for our loan and I have to say it's because of how much we lik ...read full review
5.0
5.0 Survey completed on July 17, 2018
Reviewed By Kathryn O. for Joni Hamlett
Completed transaction in July 2018
Joni was wonderful! She was patient, thorough, and always available (even helping submit an offer at 10pm!). As a first-time home buyer, I was not sure what to expect but she helped me feel confident and consistently advocated for me.
5.0
5.0 Survey completed on July 13, 2018
Reviewed By Brennan L. for Joni Hamlett
Completed transaction in July 2018
Joni not only is knowledgeable but extremely personable! She genuinely cares for her customers and wants to help them reach the best decision possible! She is very thorough in explaining the details of the loans, homeowning process, and financial responsibilities! Joni is THE BEST loan officer you could ever have! Joni not only is knowledgeable but extremely personable! She genuinely cares for her customers and wants to help them reach the best decision possible! She is very thorough in explaining the details of the loans, homeowning process, and financial res ...read full review
4.833
4.833 Survey completed on July 12, 2018
Reviewed By Kenzie B. for Joni Hamlett
Completed transaction in July 2018
Joni is kind, attentive, and helpful! We have loved working with her!
5.0
5.0 Survey completed on July 9, 2018
Reviewed By Brandon B. for Joni Hamlett
Completed transaction in June 2018
Joni was kind and helpful. The process was made very simple and she was more than willing to answer any questions that did arise.
5.0
5.0 Survey completed on July 6, 2018
Reviewed By Jackie K. for Joni Hamlett
Completed transaction in June 2018
Joni was such a nice person to work with and made the whole process simple ! Even though it is not !
5.0
5.0 Survey completed on June 26, 2018
Reviewed By Alexandra M. for Joni Hamlett
Completed transaction in June 2018
Joni is a great communicator and kept me well informed along the process. Kind and caring lady !
5.0
5.0 Survey completed on June 24, 2018
Reviewed By Max G. for Joni Hamlett
Completed transaction in June 2018
Joni did an amazing job assisting us in getting our new home loan. She made the process so easy. We would recommend her to our friends and family who are in need of loan services.
5.0
5.0 Survey completed on June 23, 2018
Reviewed By Jeremy K. for Joni Hamlett
Completed transaction in June 2018
Joni is very professional, wonderful, accommodating and friendly. Always a pleasure doing business with her. Our home loan process went very quickly and smoothly. Thank you Joni!!!
5.0
5.0 Survey completed on June 20, 2018
Reviewed By Alvin E. for Joni Hamlett
Completed transaction in June 2018
Joni Hamlett is VERY knowledgeable and helpful, made the entire process easy and convenient. Worked around our schedule for meetings and such. We were even able to close a week early due to her dillegent work and attention to detail, very pleased!
5.0
5.0 Survey completed on June 20, 2018
Reviewed By James W. for Joni Hamlett
Completed transaction in June 2018
Her personality
5.0
5.0 Survey completed on June 16, 2018
Reviewed By Stacy-Ann E. for Joni Hamlett
Completed transaction in April 2018
Joni kept in touch with us through the entire purchasing process. Any required information, she made us aware of it with enough time to get it to her. Purchasing a home is very stressful and even more so for an investment property, but Joni made the process seamless!Joni kept in touch with us through the entire purchasing process. Any required information, she made us aware of it with enough time to get it to her. Purchasing a home is very stressful and even more so for an investment property, but Joni made the ...read full review
5.0
5.0 Survey completed on June 14, 2018
Reviewed By Lyndsey C. for Joni Hamlett
Completed transaction in June 2018
Joni was an absolute joy to work with! As a first-time homebuyer, Joni made herself readily available to answer questions and explained everything in great detail (and did so in terms that made it easy to understand). She was more than willing to work around my work schedule and even worked with my family members with their questions and concerns. I can honestly say my experience as a first-time homebuyer was seamless and stress-free thanks to the support of Joni and my realtor, Dee Parsons.Joni was an absolute joy to work with! As a first-time homebuyer, Joni made herself readily available to answer questions and explained everything in great detail (and did so in terms that made it easy to understand). She was more than willing to w ...read full review
5.0
5.0 Survey completed on June 13, 2018
Reviewed By Zackery R. for Joni Hamlett
Completed transaction in June 2018
The personal service and promptness on the process.
5.0
5.0 Survey completed on June 9, 2018
Reviewed By Zachary S. for Joni Hamlett
Completed transaction in June 2018
Joni was such a big help in buying our first home. We couldn’t have done it without her help and guidance on what needed to be done. We are very thankful for all that she did for us.
5.0
5.0 Survey completed on June 8, 2018
Reviewed By Bradley W. for Joni Hamlett
Completed transaction in May 2018
Joni made everything easy and stress-free for us when buying our home.
5.0
5.0 Survey completed on June 3, 2018
Reviewed By Zachary B. for Joni Hamlett
Completed transaction in May 2018
Joni was an absolute pleasure to work with. She kept me fully informed and reassured throughout the entire process.
5.0
5.0 Survey completed on May 29, 2018
Reviewed By Joy B. for Joni Hamlett
Completed transaction in May 2018
Joni is amazing! She made the process easy,smooth, and quick! She answered all of our questions quickly,even off hours...couldn’t think of anyone better for the job!
5.0
5.0 Survey completed on May 17, 2018
Reviewed By Jennifer B. for Joni Hamlett
Completed transaction in May 2018
The whole loan process was simple and easy. Couldn't believe how much of it was handled online. Never even had to go to any office until time for closing. Will definitely refer Embrace in the future.
5.0
5.0 Survey completed on May 12, 2018
Reviewed By Kyle S. for Joni Hamlett
Completed transaction in May 2018
Great to work with, would highly reccomend.
5.0
5.0 Survey completed on May 9, 2018
Reviewed By Thomas P. for Joni Hamlett
Completed transaction in May 2018
Miss Hamlett was fast to respond to any question and very helpful through the whole process..
5.0
5.0 Survey completed on May 8, 2018
Reviewed By Jonge T. for Joni Hamlett
Completed transaction in May 2018
Our experience with Joni was great. Thank you so much for your help and service.
5.0
5.0 Survey completed on May 7, 2018
Reviewed By Bert G. for Joni Hamlett
Completed transaction in May 2018
A clear smooth transition the communication was great friendly experience would do it again with embrace and Joni Hallett and team thanks for what you did for my family.
5.0
5.0 Survey completed on May 7, 2018
Reviewed By Jessica D. for Joni Hamlett
Completed transaction in April 2018
Joni explained everything we needed to know clearly and was so easy to work with. My husband and I enjoyed working with her!
5.0
5.0 Survey completed on May 5, 2018
Reviewed By Susanna T. for Joni Hamlett
Completed transaction in April 2018
Joni is knowledgeable and professional and was always available when I had questions about anything. More importantly to me, she was warm and personable - she made this process so easy.
5.0
5.0 Survey completed on May 5, 2018
Reviewed By Andrew E. for Joni Hamlett
Completed transaction in April 2018
Joni was incredibly responsive and always willing to answer questions. She gave great advice and helped us understand everything we were getting into. If we plan to buy again in the future I will absolutely go back to Joni at Embrace.
5.0
5.0 Survey completed on May 4, 2018
Reviewed By Tyrell R. for Joni Hamlett
Completed transaction in April 2018
Joni is very knowledgeable. She was able to let us know what we would encounter before we actually encountered obstacles. She made the process seem very smooth, even though we had a few bumps in the road. Joni is also very thorough with the process and the paperwork. I greatly enjoyed working with her. I would highly recommend Joni to anyone looking to buy a home. Joni is very knowledgeable. She was able to let us know what we would encounter before we actually encountered obstacles. She made the process seem very smooth, even though we had a few bumps in the road. Joni is also very thorough with the process ...read full review
5.0
5.0 Survey completed on May 2, 2018
Reviewed By Chester L. for Joni Hamlett
Completed transaction in April 2018
Joni was fantastic. We came across a bump in the process and she worked very hard and got it taken care of
5.0
5.0 Survey completed on April 28, 2018
Reviewed By Kevin S. for Joni Hamlett
Completed transaction in April 2018
Joni was great walking us through the entire process.
5.0
5.0 Survey completed on April 25, 2018
Reviewed By Kaitlyn S. for Joni Hamlett
Completed transaction in April 2018
Joni was so great to work with from start to finish. She was professional, helpful, explained everything to me in clear and concise ways. When I was having first time home buyer jitters, she was reassuring and confident. She was timely in preparing everything and on top of her game. What I'm sure is considered a very tedious and stressful part of the process was actually the easiest and stress free part for me. That's all because of Joni. 10/10!Joni was so great to work with from start to finish. She was professional, helpful, explained everything to me in clear and concise ways. When I was having first time home buyer jitters, she was reassuring and confident. She was timely in preparin ...read full review
5.0
5.0 Survey completed on April 22, 2018
Reviewed By Andre E. for Joni Hamlett
Completed transaction in April 2018
The overall experience from start to finish was exceptional! Keeping my wife and I with up to date information, was key to the success of process with Joni and her team. Great Job!
5.0
5.0 Survey completed on April 13, 2018
Reviewed By Tonya T. for Joni Hamlett
Completed transaction in April 2018
Joni was awesome to work with. She always kept me informed on every detail. I would highly recommend her. Just to talk with her over the phone she felt like family helping in everyway she could so that we could get our dream house and make it our home. As they say home is where your heart is and that has came true for my husband and I.Joni was awesome to work with. She always kept me informed on every detail. I would highly recommend her. Just to talk with her over the phone she felt like family helping in everyway she could so that we could get our dream house and make it our hom ...read full review
4.833
4.833 Survey completed on April 10, 2018
Reviewed By Jeffrey S. for Joni Hamlett
Completed transaction in April 2018
communication was great!
4.0
4.0 Survey completed on April 10, 2018
Reviewed By Katelyn S. for Joni Hamlett
Completed transaction in April 2018
Communication was a big thing. we got stressed out a lot being asked for documents that were needed in 48 hours and my husband and i work two jobs. We wish we would’ve been asked when we were waiting to close and not doing anything for a month. Instead, we had everything needed at onceCommunication was a big thing. we got stressed out a lot being asked for documents that were needed in 48 hours and my husband and i work two jobs. We wish we would’ve been asked when we were waiting to close and not doing anything for a month. Inste ...read full review
4.833
4.833 Survey completed on April 9, 2018
Reviewed By Patricia C. for Joni Hamlett
Completed transaction in April 2018
I dealt with Christina and her crew. They were all very professional in all my dealings with them. I answered the questions as if they came from Christina. I’m confused as to why I’m receiving a survey request from Joni and not Christina! Regardless your firm did a great job and I would highly recommend Embrace to friends and family!I dealt with Christina and her crew. They were all very professional in all my dealings with them. I answered the questions as if they came from Christina. I’m confused as to why I’m receiving a survey request from Joni and not Christina! Regardless ...read full review
5.0
5.0 Survey completed on April 7, 2018
Reviewed By April M. for Joni Hamlett
Completed transaction in March 2018
Joni was very pleasant to work with. Always kept me up to date with what was going on. She looked out to get the best rates. Very knowledgeable in her work. I would highly recommended her.
5.0
5.0 Survey completed on April 7, 2018
Reviewed By Mary C. for Joni Hamlett
Completed transaction in March 2018
Joni is great! Great communicator, very attentive, very patient, very knowledgeable and most of all very pleasant personality. She helped make the process seamless.
5.0
5.0 Survey completed on April 6, 2018
Reviewed By Justin W. for Joni Hamlett
Completed transaction in March 2018
Joni is one of a kind. She has helped us purchase multiple homes throughout the years and every time it was easy & stress free. She is an awesome lady to work with, an excellent advisor in the process, and a joy to be around!
5.0
5.0 Survey completed on April 5, 2018
Reviewed By Mark H. for Joni Hamlett
Completed transaction in March 2018
Joni Hamlett is Amaaaaazing. She makes you feel so comfortable and does absolutely everything possible to make the stress of a home purchase as stress free as possible. It was truly an incredible experience and I recommend working with Joni and her team at Embrace if you are ever in the market for a mortgage of any type. Thanks again Joni.Joni Hamlett is Amaaaaazing. She makes you feel so comfortable and does absolutely everything possible to make the stress of a home purchase as stress free as possible. It was truly an incredible experience and I recommend working with Joni and her t ...read full review
5.0
5.0 Survey completed on March 23, 2018
Reviewed By Toni B. for Joni Hamlett
Completed transaction in March 2018
Joni and her team at Embrace home loans were easily accessible and knowledgeable to answer any questions that we had. They made this process seem easy!
5.0
5.0 Survey completed on March 23, 2018
Reviewed By Jeremy B. for Joni Hamlett
Completed transaction in March 2018
Joni was very knowledgeable and a pleasure to work with.
5.0
5.0 Survey completed on March 19, 2018
Reviewed By Michael D. for Joni Hamlett
Completed transaction in March 2018
Joni was wonderful to work with. She was diligent and patient and kept us informed every step of the way. I'll definitely recommend her to anyone in need of a new home loan!
5.0
5.0 Survey completed on March 17, 2018
Reviewed By Jennifer L. for Joni Hamlett
Completed transaction in February 2018
Joni and her team were all kind, personal, professional, and beyond helpful at every step of the mortgage lending process. I really appreciated them through the whole experience!
5.0
5.0 Survey completed on March 13, 2018
Reviewed By Nicolette C. for Joni Hamlett
Completed transaction in March 2018
My first time buying a home experience was amazing! Joni is the best,helped me understand everything clearly, got me an awesome rate, and everything went smooth. I would 100% work with her again and refer everyone to her!
5.0
5.0 Survey completed on March 10, 2018
Reviewed By Lynell F. for Joni Hamlett
Completed transaction in March 2018
Joni made the homeownership process as seamless as possible. She was very responsive and was always just an email away. Joni was very knowledgeable about the entire process and gave us great advice.
5.0
5.0 Survey completed on March 10, 2018
Reviewed By Rodney F. for Joni Hamlett
Completed transaction in March 2018
Very helpful Very nice Very informative
5.0
5.0 Survey completed on March 2, 2018
Reviewed By Anna B. for Joni Hamlett
Completed transaction in February 2018
Great experience!
5.0
5.0 Survey completed on February 28, 2018
Reviewed By Samuel H. for Joni Hamlett
Completed transaction in February 2018
Joni was very knowledgeable and ready to walk me through every step of the Home buying process.
5.0
5.0 Survey completed on February 27, 2018
Reviewed By Jessica P. for Joni Hamlett
Completed transaction in February 2018
Joni and her team were wonderful ! We couldn't have asked for a better experience ! We will absolutely be referring anyone and everyone that is need of a loan to Joni!
5.0
5.0 Survey completed on February 4, 2018
Reviewed By Kristine V. for Joni Hamlett
Completed transaction in January 2018
Joni explained the loan in detail. She laid out our options and let us chose which options we thought was the best for us. We are highly satisfied with everything and highly recommend Joni!
5.0
5.0 Survey completed on January 31, 2018
Reviewed By Bart P. for Joni Hamlett
Completed transaction in January 2018
Awesome experience
5.0
5.0 Survey completed on January 28, 2018
Reviewed By Dennis S. for Joni Hamlett
Completed transaction in January 2018
Joni made everything come together in a matter of days & got to CLOSE sooner than expected.
5.0
5.0 Survey completed on January 24, 2018
Reviewed By Evelyn H. for Joni Hamlett
Completed transaction in January 2018
Getting our loan processed was such an ease! This is the second time we used Embrace Home Loans having Joni as our loan officer. What a pleasure it is to work with Joni. She made herself available ALL the times. She even answered my phone calls on Sundays.! We were treated like VIPs. She also worked so well with our realtor. We highly recommend Joni if you need a fast, personable, professional service. We gained a friend through this process. Thank you so much Joni! You are such a blessing! Getting our loan processed was such an ease! This is the second time we used Embrace Home Loans having Joni as our loan officer. What a pleasure it is to work with Joni. She made herself available ALL the times. She even answered my phone calls on Su ...read full review
5.0
5.0 Survey completed on January 20, 2018
Reviewed By Richard W. for Joni Hamlett
Completed transaction in January 2018
Joni was amazing! I contacted about 6 months before I actually purchased my home. She was able to help me pre-qualify and know all my loan options. She was always able and willing to gather information on houses that I was looking at. When it came time to actually apply for the loan she helped with everything. She explained everything in easy to understand terms and stayed in constant communication throughout the entire process. I cannot recommend Joni enough!Joni was amazing! I contacted about 6 months before I actually purchased my home. She was able to help me pre-qualify and know all my loan options. She was always able and willing to gather information on houses that I was looking at. When it came ti ...read full review
4.667
4.667 Survey completed on January 14, 2018
Reviewed By Efren N. for Joni Hamlett
Completed transaction in July 2017
Joni helped us a lot in purchasing this house even we don't know anything on how to do it,I just hope we met her earlier!
5.0
5.0 Survey completed on January 12, 2018
Reviewed By Felicidad N. for Joni Hamlett
Completed transaction in July 2017
Joni is so approachable and very willing to help if you have questions. We can talk with her ?
5.0
5.0 Survey completed on January 12, 2018
Reviewed By Karima F. for Joni Hamlett
Completed transaction in July 2017
Joni is amazing!!
5.0
5.0 Survey completed on January 12, 2018
Reviewed By Thomas A. for Joni Hamlett
Completed transaction in July 2017
Joni was very efficient with everything I needed done to get the loan completed , she was also great with returning phone calls and letting me know what I needed to get for her to get loan processed. I highly recommend her to anyone needing a mortgage loan she was recommended to me from a lady I work with. Great personality and nice.Joni was very efficient with everything I needed done to get the loan completed , she was also great with returning phone calls and letting me know what I needed to get for her to get loan processed. I highly recommend her to anyone needing a mortgag ...read full review
5.0
5.0 Survey completed on January 9, 2018
Reviewed By Helen B. for Joni Hamlett
Completed transaction in January 2018
Great service super nice person
5.0
5.0 Survey completed on January 3, 2018
Reviewed By Jacqueline H. for Joni Hamlett
Completed transaction in December 2017
Joni was exceptionally great at answering my questions and keeping me up to date with every step. When I first started looking she responded to any questions about the estimated payments. I felt like a valuable customer throughout the process. Embrace is the perfect name because I was able to embrace and enjoy finding my homeJoni was exceptionally great at answering my questions and keeping me up to date with every step. When I first started looking she responded to any questions about the estimated payments. I felt like a valuable customer throughout the process. Embr ...read full review
5.0
5.0 Survey completed on January 2, 2018
Reviewed By Laurie R. for Joni Hamlett
Completed transaction in November 2017
Joni and the staff who worked with her were top-notch. They anticipated the needs of the home purchase/closing and did what it took to make it right and special for us.
5.0
5.0 Survey completed on December 30, 2017
Reviewed By Liza S. for Joni Hamlett
Completed transaction in December 2017
Joni is extremely knowledgeable and was very reachable. It is rare to come across an individual that genuinely cares about the customer and not just the transaction. I would happily recommend Joni to any of my friends or family. She is one of a kind! Joni is extremely knowledgeable and was very reachable. It is rare to come across an individual that genuinely cares about the customer and not just the transaction. I would happily recommend Joni to any of my friends or family. She is one of a ki ...read full review
5.0
5.0 Survey completed on December 20, 2017
Reviewed By Laurel W. for Joni Hamlett
Completed transaction in December 2017
Joni was amazing from the start!! She always returned my calls, explained everything thoroughly, making sure I could understand it, and was an advocate for me!! I knew from the beginning I had found a champion in Joni Hamlett!! She was working diligently to get me the best possible financing and keep my interest rate low. She was always available and always kind!! I would recommend Joni and her team at Embrace to everyone!! I know that if I have any questions I could call!!!Joni was amazing from the start!! She always returned my calls, explained everything thoroughly, making sure I could understand it, and was an advocate for me!! I knew from the beginning I had found a champion in Joni Hamlett!! She was working dilige ...read full review
5.0
5.0 Survey completed on December 18, 2017
Reviewed By Mario Y. for Joni Hamlett
Completed transaction in December 2017
Everyone in the office was great to work with, very organized, polite, and did everything in a exceptional timely manner.
5.0
5.0 Survey completed on December 16, 2017
Reviewed By Charles S. for Joni Hamlett
Completed transaction in September 2017
Joni was awesome! My realtor sold me my first house, I trusted her and she recommended Joni. We wanted to close as soon as possible on the new home and she made this happen, 2-3 weeks early! Previous owners had closed the pool but she knew I wanted to jump in on closing day! So she got me a rubber duck pool thermometer and my wife our last name initial to hang on the front door!! Ms. Joni had all the T's crossed and I's dotted to make this a very wonderful and pleasant experience! Will do again!Joni was awesome! My realtor sold me my first house, I trusted her and she recommended Joni. We wanted to close as soon as possible on the new home and she made this happen, 2-3 weeks early! Previous owners had closed the pool but she knew I wanted t ...read full review
5.0
5.0 Survey completed on December 12, 2017
Reviewed By Craig M. for Joni Hamlett
Completed transaction in December 2017
Joni was good about going over the details of what was needed from me information wise and it worked out in getting VA loan I thought was possibly not available. It was not stressful (at least on my part) and I would recommend Embrace and Joni to anyone I come across in need of home financing. Joni was good about going over the details of what was needed from me information wise and it worked out in getting VA loan I thought was possibly not available. It was not stressful (at least on my part) and I would recommend Embrace and Joni to an ...read full review
5.0
5.0 Survey completed on December 8, 2017
Reviewed By Amelia C. for Joni Hamlett
Completed transaction in November 2017
Joni was very helpful and knowledgeable. Not only did I get my house, but I learned a lot on the way. She also helped us get the best rate we could and she genuinely cared about us and our situation.
5.0
5.0 Survey completed on December 6, 2017
Reviewed By Theodore Y. for Joni Hamlett
Completed transaction in October 2017
Joni's level of professionalism is outstanding. Our extended family employs Joni's services always when completing our home purchases. Joni always has the handle on 100% of the details to ensure the transaction is completed correctly.
5.0
5.0 Survey completed on December 5, 2017
Reviewed By Stephen C. for Joni Hamlett
Completed transaction in November 2017
Couldn't have asked for a smoother experience. Joni made sure we understood everything every step of the way!!
5.0
5.0 Survey completed on December 2, 2017
Reviewed By Josiah Y. for Joni Hamlett
Completed transaction in November 2017
Joni went out of her way to make our purchase process fantastic!
5.0
5.0 Survey completed on November 23, 2017
Reviewed By Charles L. for Joni Hamlett
Completed transaction in November 2017
Joni is not only a professional, but a truly nice person. She single-handedly made our experience completely positive and pleasant!
5.0
5.0 Survey completed on November 21, 2017
Reviewed By Brett A. for Joni Hamlett
Completed transaction in November 2017
Great experience with Joni, her service was outstanding!
5.0
5.0 Survey completed on November 21, 2017
Reviewed By Meagan B. for Joni Hamlett
Completed transaction in November 2017
This is my second time purchasing a home with Joni Hamlett and I received the same exceptional service this time as I did when I purchased my first home. Joni is extremely knowledgeable and really understands how to communicate with her clients. Not only is she an expert in her field but she is a wonderful person to work with as well. I look forward to working with Joni when I purchase my third home : )This is my second time purchasing a home with Joni Hamlett and I received the same exceptional service this time as I did when I purchased my first home. Joni is extremely knowledgeable and really understands how to communicate with her clients. Not ...read full review
5.0
5.0 Survey completed on November 10, 2017
Reviewed By Matthew H. for Joni Hamlett
Completed transaction in November 2017
First off, after my dealings with Joni, I would hope to never have to work with anyone else. The level of professionalism and knowledge pertaining to he job was absolutely top notch. Joni was very friendly and pleasant to deal with. She was easily reached and quick to respond. Unfortunately, a slight snag on the location of our home lead to a setback on our loan. Joni worked in overdrive to take care of us. I would consider Joni family and would recommend her to anyone! You won't find better. First off, after my dealings with Joni, I would hope to never have to work with anyone else. The level of professionalism and knowledge pertaining to he job was absolutely top notch. Joni was very friendly and pleasant to deal with. She was easily re ...read full review
5.0
5.0 Survey completed on November 9, 2017
Reviewed By Molly S. for Joni Hamlett
Completed transaction in November 2017
Joni was amazing! We are young, first time home buyers and she made the process so smooth. We had a little bit of a last minute hiccup with our loan, and she communicated so well with us about everything that would happen next. She kept us in the loop, and she took such great care of us! I would definitely recommend her to others. We loved working with Joni!!! Joni was amazing! We are young, first time home buyers and she made the process so smooth. We had a little bit of a last minute hiccup with our loan, and she communicated so well with us about everything that would happen next. She kept us in the loo ...read full review
5.0
5.0 Survey completed on November 3, 2017
Reviewed By Ryan F. for Joni Hamlett
Completed transaction in October 2017
Everyone said buying a home is extremely difficult....Joni made it one of the easiest transactions I’ve ever had!
5.0
5.0 Survey completed on November 2, 2017
Reviewed By Jamie P. for Joni Hamlett
Completed transaction in October 2017
Joni was always there for us and walked us through the process, which we knew virtually nothing about as first time homebuyers. She knows her stuff and did a great job of making complicated information accessible to us. I don’t know how we could have had a better experience. Joni was always there for us and walked us through the process, which we knew virtually nothing about as first time homebuyers. She knows her stuff and did a great job of making complicated information accessible to us. I don’t know how we could ha ...read full review
5.0
5.0 Survey completed on November 2, 2017
Reviewed By Janie Z. for Joni Hamlett
Completed transaction in October 2017
Joni was great! As a first time home buyer she reassured us and answered all of our questions (even the obvious ones). It was great to be able to text, email, or call, which made her very accessible. Relocating from Oregon to Virginia was stressful enough. We’re glad buying a home didn’t add too much stress to our move!Joni was great! As a first time home buyer she reassured us and answered all of our questions (even the obvious ones). It was great to be able to text, email, or call, which made her very accessible. Relocating from Oregon to Virginia was stressful e ...read full review
5.0
5.0 Survey completed on October 28, 2017
Reviewed By Hannah M. for Joni Hamlett
Completed transaction in October 2017
She was absolutely the best. So helpful and knowledgeable about everything. I truly enjoyed working with her!
5.0
5.0 Survey completed on October 27, 2017
Reviewed By Jessica H. for Joni Hamlett
Completed transaction in October 2017
Joni was always available to help me, she took time to explain everything and walk me through the process. She was very professional and easy to work with.
5.0
5.0 Survey completed on October 23, 2017
Reviewed By Debra B. for Joni Hamlett
Completed transaction in October 2017
Joni was so personable and she always had all the information ready and laid out and was able to answer any questions that we had! She also worked hard to get us a great mortgage rate!!
5.0
5.0 Survey completed on October 22, 2017
Reviewed By David B. for Joni Hamlett
Completed transaction in October 2017
Joni did a great job for us. Buying a house can be very scary, but Joni helped us all the way.
5.0
5.0 Survey completed on October 8, 2017
Reviewed By James L. for Joni Hamlett
Completed transaction in September 2017
Joni is so easy to work with and makes getting a loan so easy .
5.0
5.0 Survey completed on October 4, 2017
Reviewed By Phillip H. for Joni Hamlett
Completed transaction in September 2017
She was kind and thoughtful. She was there at almost any time I needed to call her for a question. She let me know exactly what I needed to do to get things ready and I was able to accomplish the entire process easily as a result.
4.0
4.0 Survey completed on September 27, 2017
Reviewed By Dale M. for Joni Hamlett
Completed transaction in September 2017
Being a first time buyer was giving all the info I needed on my purchase. Thank you
5.0
5.0 Survey completed on September 23, 2017
Reviewed By David R. for Joni Hamlett
Completed transaction in September 2017
Joni helped by keeping us in the loop as we were traveling back and forth from CA to VA (3 trips). She coordinated with our realtor and the attorneys to keep things going smoothly. Many thanks, Dave and Sandy
5.0
5.0 Survey completed on September 6, 2017
Reviewed By Kenneth A. for Joni Hamlett
Completed transaction in August 2017
Joni is a really awesome person to deal with. She is very helpful and knowledgeable when your working with her. She never pushed anything own me just explained everything very detailed and let me make my own choice. Couldn't have asked to work with anyone better. Joni is a really awesome person to deal with. She is very helpful and knowledgeable when your working with her. She never pushed anything own me just explained everything very detailed and let me make my own choice. Couldn't have asked to work with a ...read full review
5.0
5.0 Survey completed on September 4, 2017
Reviewed By Cheryl M. for Joni Hamlett
Completed transaction in August 2017
Joni's vast knowledge, competency and efficiency combined with a very pleasant welcoming demeanor makes one feel comfortable from the get-go.
5.0
5.0 Survey completed on September 2, 2017
Reviewed By Casey L. for Joni Hamlett
Completed transaction in August 2017
Joni was great at walking me through my first home purchase!
5.0
5.0 Survey completed on September 1, 2017
Reviewed By Richard M. for Joni Hamlett
Completed transaction in August 2017
Joni made buying my first home a joyful experience! With her expertise and knowledge I was able to find a loan I could afford. I would highly recommend Joni to anyone who's looking to buy a home, she gets the job done!
4.0
4.0 Survey completed on August 21, 2017
Reviewed By Robin C. for Joni Hamlett
Completed transaction in August 2017
Joni was very easy to work with and helped to make this a pleasant experience.
5.0
5.0 Survey completed on August 20, 2017
Reviewed By Pierce C. for Joni Hamlett
Completed transaction in August 2017
Joni was so helpful in every part of the process. She took the time to explain everything and provide the best loan option for us. When something happened in our personal life, Joni provided an alternate loan that would most suit our needs. She explained all the details of the loan to a language that we could understand. She also made the process very easy, giving us steps to take so that we would be ready to close on the closing date. At closing, we were given a house warming gift to top it offJoni was so helpful in every part of the process. She took the time to explain everything and provide the best loan option for us. When something happened in our personal life, Joni provided an alternate loan that would most suit our needs. She expla ...read full review
5.0
5.0 Survey completed on August 19, 2017
Reviewed By Matthew D. for Joni Hamlett
Completed transaction in August 2017
Joni walked us through all the paperwork and went out of her way to get things done.
5.0
5.0 Survey completed on August 18, 2017
Reviewed By William A. for Joni Hamlett
Completed transaction in August 2017
Joni was a pleasure to work with. She was always so nice and willing to help. She would answer all our questions even after work hours. This was our 2nd time working with her and we would do it again in a heartbeat.
5.0
5.0 Survey completed on August 12, 2017
Reviewed By Cornelius S. for Joni Hamlett
Completed transaction in August 2017
Great!!!!! to work with... very professional
5.0
5.0 Survey completed on August 2, 2017
Reviewed By Ronald M. for Joni Hamlett
Completed transaction in July 2017
Joni was very helpful and provided lots of information. She made our entire experience stress free and fun! Thanks Joni!
5.0
5.0 Survey completed on July 29, 2017
Reviewed By Katie M. for Joni Hamlett
Completed transaction in July 2017
Joni is great to work with! It put me at east knowing how knowledgeable she is about the loan process. I would recommend her to friends without hesitation.
5.0
5.0 Survey completed on July 28, 2017
Reviewed By Sandi C. for Joni Hamlett
Completed transaction in July 2017
Thanks to Joni so many of my clients have been able to purchase their dream home!! At our last closing together our first time homebuyer gave us the best compliment "My friends and family warned me how hard the buying process would be - thanks to you, it was so easy!!"Thanks to Joni so many of my clients have been able to purchase their dream home!! At our last closing together our first time homebuyer gave us the best compliment "My friends and family warned me how hard the buying process would be - thanks to yo ...read full review
5.0
5.0 Survey completed on July 28, 2017
Reviewed By Sarah L. for Joni Hamlett
Completed transaction in June 2017
Joni helped me every step of the way in purchasing my new home. She was very knowledgeable and explained things very well. She made the process very smooth! I will recommend her to other people who need the same help!
5.0
5.0 Survey completed on July 17, 2017
Reviewed By Jonathan S. for Joni Hamlett
Completed transaction in June 2017
From the first phone call, Joni made the loan process easy to understand and navigate. She was knowledgeable and used that knowledge for my benefit constantly, through explaining often-neglected details and giving helpful advice. To top it all off, Joni covered part of the closing costs as a professional courtesy, and even gave a beautiful wood welcome sign as a congratulations gift. I would highly recommend Joni Hamlett to anyone looking for a home loan.From the first phone call, Joni made the loan process easy to understand and navigate. She was knowledgeable and used that knowledge for my benefit constantly, through explaining often-neglected details and giving helpful advice. To top it all off, ...read full review
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Steven L. for Joni Hamlett
Completed transaction in June 2017
Friendly, very helpful, very knowledgeable. Great experience! Thank you so much!!
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Rudolph M. for Joni Hamlett
Completed transaction in June 2017
Joni walked me through the entire process. I never felt in the dark.
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Brian M. for Joni Hamlett
Completed transaction in June 2017
Joni was always there for us day or night.
5.0
5.0 Survey completed on July 15, 2017
Reviewed By Simone M. for Joni Hamlett
Completed transaction in June 2017
She was very personable and professional. She provided excellent advice and always made time for us. She was a pleasure to work with and I definitely would recommend her services!
5.0
5.0 Survey completed on July 13, 2017
Reviewed By George R. for Joni Hamlett
Completed transaction in June 2017
Joni was so nice and helpful. She also maintained good communication throughout the process. Thank you so much!
5.0
5.0 Survey completed on July 13, 2017
Reviewed By Phyllis H. for Joni Hamlett
Completed transaction in June 2017
This was a very long and tedious loan process. Joni and her team were fantasic through the whole ordeal. She was on top of ever situation that arose. I can't say enough about how pleased we were with the professionalism with which they handled everything. We highly recommend Joni and Embrace Home loans. You can't go wrong!!!This was a very long and tedious loan process. Joni and her team were fantasic through the whole ordeal. She was on top of ever situation that arose. I can't say enough about how pleased we were with the professionalism with which they handled every ...read full review
5.0
5.0 Survey completed on July 13, 2017
Reviewed By Melanie G. for Joni Hamlett
Completed transaction in June 2017
Joni was amazing to work with & made the loan process much easier than I anticipated. She was on top of everything in this busy season and was quick to follow up on any questions we had. Thank you so much!
5.0
5.0 Survey completed on June 30, 2017
Reviewed By Robert E. for Joni Hamlett
Completed transaction in May 2017
Joni was so friendly and was a great comfort during the process. I never had to worry about anything.
5.0
5.0 Survey completed on June 27, 2017
Reviewed By Gordon T. for Joni Hamlett
Completed transaction in June 2017
Joni kept me at ease, with the process of the home loan. Her communications was clear and understandable on what she needed to process the loan. Great job Joni myself and family thanks you for all you did.
5.0
5.0 Survey completed on April 22, 2017
Reviewed By Jonny N. for Joni Hamlett
Completed transaction in April 2017
Best experience we have ever had !!
5.0
5.0 Survey completed on April 19, 2017
Reviewed By Mom F. for Joni Hamlett
Completed transaction in April 2017
Joni was awesome to work with and patient with me taking me through each part of the process step by step. A class act and I would work with her again without hesitation!
5.0
5.0 Survey completed on April 12, 2017
Reviewed By Shay for Joni Hamlett
Completed transaction in April 2017
Joni was fantastic. She communicated everything effectively and often. Any time I had a question she was quick to answer. Using the online system for documentation made the process efficient.
5.0
5.0 Survey completed on April 3, 2017
Reviewed By Jaime for Joni Hamlett
Completed transaction in April 2017
Every time we met with Mrs. Hamlett she made us feel at ease with buying our first home. If we did not understand something at any point in the process she would stop and explain it fully to us and made it more clear. Excellent service and would highly recommend Mrs. Hamlett to anyone looking to purchase a home!Every time we met with Mrs. Hamlett she made us feel at ease with buying our first home. If we did not understand something at any point in the process she would stop and explain it fully to us and made it more clear. Excellent service and would hi ...read full review
5.0
5.0 Survey completed on March 31, 2017
Reviewed By Bobby for Joni Hamlett
Completed transaction in March 2017
The services Joni presented to me was very helpful and awesome and she made this dream come true for my daughter and I I'm so thankful for her and Lynn both
5.0
5.0 Survey completed on March 29, 2017
Reviewed By Josh for Joni Hamlett
Completed transaction in March 2017
Easy from start to finish and will definately use Joni in the future.
5.0
5.0 Survey completed on March 9, 2017
Reviewed By WIl P. for Joni Hamlett
Completed transaction in March 2017
Every need we had she took care of!
5.0
5.0 Survey completed on March 2, 2017
Reviewed By Mom O. for Joni Hamlett
Completed transaction in March 2017
The loan process was not a breeze! However, Joni "held my hand" throughout the process, and I felt that she "had my back!" Thank you so much Joni for working with me and getting me into my new home! Many blessings to you!
5.0
5.0 Survey completed on February 21, 2017
Reviewed By Kristina for Joni Hamlett
Completed transaction in February 2017
Joni was extremely helpful throughout the entire process. Our house closing ended up being delayed for over 6 months but she was there through the whole process. I could tell that she was always looking out for our best interest.
5.0
5.0 Survey completed on February 8, 2017
Reviewed By Jami Z for Joni Hamlett
Completed transaction in February 2017
Throughout the whole process of looking for a home (9 months to be exact) - Joni Hamlett was there every single step of the way and always just a phone call or text away to answer any questions I may have had. The whole embrace team made sure that everything was taken care of in a timely fashion and I could not be more grateful!Throughout the whole process of looking for a home (9 months to be exact) - Joni Hamlett was there every single step of the way and always just a phone call or text away to answer any questions I may have had. The whole embrace team made sure that ev ...read full review
5.0
5.0 Survey completed on January 27, 2017
Reviewed By Amy for Joni Hamlett
Completed transaction in January 2017
This is the second time I have worked with Joni and would work with her again. She knows her profession and makes everything easy!
5.0
5.0 Survey completed on January 17, 2017
Reviewed By Allison for Joni Hamlett
Completed transaction in January 2017
My experience with Embrace Home Loans was better than I could have ever imagined. Joni was so helpful and made me so comfortable throughout the whole process.
5.0
5.0 Survey completed on November 10, 2016
Reviewed By the R. for Joni Hamlett
Completed transaction in November 2016
Joni make my home buying expereance stress free Pleasant and easy. This was my first home purchase she was extremely patient with me explain every aspect of the purchase. She contacted me regularly and kept me well informed right up to the day of the signing.Joni make my home buying expereance stress free Pleasant and easy. This was my first home purchase she was extremely patient with me explain every aspect of the purchase. She contacted me regularly and kept me well informed right up to the day of the ...read full review
5.0
5.0 Survey completed on October 2, 2016
Reviewed By Randall for Joni Hamlett
Completed transaction in October 2016
Great
5.0
5.0 Survey completed on September 15, 2016
Reviewed By just M. for Joni Hamlett
Completed transaction in September 2016
Joni was so easy to work with and she took care of everything. She made the process go so smoothly. it was a pleasure working with her.
5.0
5.0 Survey completed on August 2, 2016
Reviewed By Jason for Joni Hamlett
Completed transaction in August 2016
Joni was great to work with. If we had any questions, she would answer them promptly.
5.0
5.0 Survey completed on July 25, 2016
Reviewed By KC for Joni Hamlett
Completed transaction in July 2016
I LOVED working with Joni and Embrace Loans. I was a first time home buyer who had limited working knowledge of the home buying process. Joni took me under her wing and explained, in great detail, the loan/financing process. If I didn't understand something, she would explain it again...sometimes even with pictures. I HIGHLY recommend using Joni as your loan officer, especially if you were a newbie like me.I LOVED working with Joni and Embrace Loans. I was a first time home buyer who had limited working knowledge of the home buying process. Joni took me under her wing and explained, in great detail, the loan/financing process. If I didn't understan ...read full review
5.0
5.0 Survey completed on July 9, 2016
Reviewed By Fireboy for Joni Hamlett
Completed transaction in July 2016
My customer service experience was absolutely awesome. There was never a time when I felt the Joni was unable to be reached
5.0
5.0 Survey completed on July 8, 2016
Reviewed By boogiebones for Joni Hamlett
Completed transaction in July 2016
I have nothing but positive things to say about Joni Hamlett. She was very professional in her task as well as caring about me. Each step was explained; every piece of paperwork signed was explained completely. Joni did the extra step to find me the perfect loan. I knew what was happening each step along the way. A true blessing and I would not hesitate to work with her again and in fact have already recommended her to some of my friends.I have nothing but positive things to say about Joni Hamlett. She was very professional in her task as well as caring about me. Each step was explained; every piece of paperwork signed was explained completely. Joni did the extra step to find me th ...read full review
5.0
5.0 Survey completed on June 27, 2016
Reviewed By Penny A. for Joni Hamlett
Completed transaction in June 2016
My husband and I have worked with Joni Hamlett before and she is totally an outstanding loan officer. She and her loan processor, Donna Coffee were always prompt to any questions you may have. We loved being able to do much of this process electronically. Joni and her staff are excellent!!My husband and I have worked with Joni Hamlett before and she is totally an outstanding loan officer. She and her loan processor, Donna Coffee were always prompt to any questions you may have. We loved being able to do much of this process electronic ...read full review
5.0
5.0 Survey completed on June 17, 2016
Reviewed By Two T. for Joni Hamlett
Completed transaction in June 2016
If you are looking for a home mortgage loan, Embrace is the place. It's really a no-brainer. The entire team is professional and caring. Joni Hamlett excels at customer service. I have used them twice and both times it was a very positive experience.If you are looking for a home mortgage loan, Embrace is the place. It's really a no-brainer. The entire team is professional and caring. Joni Hamlett excels at customer service. I have used them twice and both times it was a very positive experienc ...read full review
5.0
5.0 Survey completed on June 16, 2016
Reviewed By Amber for Joni Hamlett
Completed transaction in June 2016
Experience was great always made me feel important and always got back to me quickly! I would recommend her to anyone!!
5.0
5.0 Survey completed on June 1, 2016
Reviewed By Ryan K. for Joni Hamlett
Completed transaction in June 2016
Joni was tremendous and walked us through the loan process step by step. She was always quick to respond and even go out of her way to assist us. She made the process so easy.
5.0
5.0 Survey completed on May 26, 2016
Reviewed By Tory for Joni Hamlett
Completed transaction in May 2016
Joni made the entire experience easy to understand and actually enjoyable. She is extremely knowledgeable and so personal - working with her felt like family! I always knew that she had my best interest at heart.
5.0
5.0 Survey completed on April 27, 2016
Reviewed By Kris &. for Joni Hamlett
Completed transaction in April 2016
Joni was amazing women to work with!! Kept us very up to date on everything! On time with everything! Would recommend her to everyone! Sweetest lady!!
5.0
5.0 Survey completed on April 27, 2016
Reviewed By Joni T. for Joni Hamlett
Completed transaction in April 2016
Terrific!
5.0
5.0 Survey completed on April 27, 2016
Reviewed By Mary A. for Joni Hamlett
Completed transaction in April 2016
Very friendly, thorough, and efficient. Quick closing, painless signing. Very grateful for all answered questions and very patient.

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