Correspondent Lending

Correspondent Partners

Products you need, service you deserve with a Lending Partner you can count on. Let us show you Correspondent Lending Made Easy.

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We offer a complete suite of mortgage products to help you grow your business. Let us help you Embrace Success by expanding your product offering.

Product Details

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Ready to submit a loan pre-approval, loan package or a loan conditions request? Click here to access our secure upload portal.

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Embrace Home Loans has been a trusted leader in the mortgage industry for more than 30 years. Embrace Home Loans is a direct lender for Fannie Mae and Freddie Mac, approved by FHA & VA and is an issuer for Ginnie Mae. A member of the Mortgage Bankers Association of America (MBA) Embrace Home Loans is an Equal Housing Lender and an accredited business of the BBB. Our A+ rating with the BBB is among the best in the business. At Embrace Home Loans, we believe relationships are built on world class customer service, trust, and loyalty.

Embrace Home Loans offers accessible staff, fast underwriting and fundings, consistent pricing and exceptional customer service. Our team is made up of veteran professionals with extensive experience, who understand the challenges mortgage bankers face in today’s market, and proactively take the steps to simplify the purchase and funding process in the correspondent lending space. We’ll assist you through every step to help build a successful partnership and consistently work to build loyalty with you, our customer, by providing outstanding support. We are pleased to offer marketing materials and online tools for easy implementation. Don’t worry, even in our wired world, a live person is here to assist you each step of the way.

You must be an approved lending partner with Embrace Home Loans to gain further access to this portion of the web-site. Get started as a Correspondent today! If you are already an Embrace Home Loans partner, log in now.

Partnership Benefits We keep our customers informed 24 hours a day with advanced technology. With minimal product overlays and retained servicing, we are able to provide our approved partners with a wide variety of products to offer all with competitive rates. We have a strict non-solicitation policy in place for the customers of our correspondent partners.

A correspondent partnership with Embrace Home Loans brings a support team of seasoned professionals, from your dedicated Relationship Manager and Underwriter to personalized Marketing support. Think of us as an extension of your team…a world class support system you can count on to deliver the same outstanding service that you extend to your customers.

Embrace... your partner for success.

Embrace Home Loans offers a full suite of mortgage products. We are a direct lender for Fannie Mae and Freddie Mac, approved by the FHA and VA and are an issuer for Ginnie Mae. Embrace Home Loans purchases the following products on a bulk or flow basis:

Click the links below to for product specific information:


Thank you for your interest in becoming a correspondent partner with Embrace Home Loans. As part of our effort to show you Correspondent Lending Made Easy, we have streamlined the process to become an approved correspondent partner. Your application and corresponding documentation will be submitted electronically through Comergence for processing and verification.

To get started, simply click the “Get Started Now” button below. A new window will open, taking you directly to the Comergence portal*. If you are already registered with Comergence, simply use your existing credentials to login and complete the application process. If you are not currently registered with Comergence, after clicking “Get Started Now” below, simply click “Register” to set up your account and gain access to the application process. It’s that easy!

Please note there is an application fee of $99, which is required to submit your application to Embrace Home Loans through the Comergence portal. If approved, this fee will be returned to you upon your first funding with Embrace Home Loans.

*Note: You will need Internet Explorer 7.0 or newer to complete the online application process on the Comergence portal.

Questions? We are happy to help. Call us at 1-800-333-3004 or email us at

Our Resources page is the place where you’ll find useful information and tools, from calculators to frequently used forms and valuable updates. Check back often, as we’re continually adding more information to assist you in the lending process.

  • HUD
  • Hud website
  • FHA Frequently Asked Questions
  • VA Lender/Servicer Administration User Guide
  • VA
  • Veterans Administration
  • VA Home Loan Certificate of Eligibility
  • USDA
  • Eligible Areas
  • Income Limits by Area
  • Conventional
  • Fannie Mae
  • Freddie Mac
Jane Smith, employee 13 years

To price a loan, click the “Login” button below. The link will connect you to the Embrace Home Loans Correspondent Partner pricing engine. To access the pricing engine, you will need the login and password you received with your partner approval letter.

If you have not received your login and password, please contact your Relationship Manager directly or email for assistance. Questions? Call us at 800-333-3004 and we will be happy to assist.

We also offer training on our pricing engine for you and your staff, at no cost to you. Please contact your Relationship Manager to schedule this training at your convenience.

Embrace Home Loans Headquarters
25 Enterprise Center, Newport, RI 02842M
Phone Toll Free (800) 333-3004
Local (401) 846-3100