Trusted Mortgage Lender in New Port Richey, Florida – Serving Pasco, Pinellas, Hillsborough, and the Greater Tampa Bay Area

Raelene Majino-Smith is a Producing Sales Manager with Embrace Home Loans, and a well-respected mortgage lender in New Port Richey, Florida. She proudly serves homebuyers and homeowners across Pasco County, Pinellas County, and Hillsborough County, including Trinity, Palm Harbor, Tarpon Springs, Spring Hill, Odessa, Lutz, Land O’ Lakes, Wesley Chapel, Tampa, and surrounding Florida communities. Known as a trusted Tampa Bay mortgage professional, Raelene combines decades of experience with a teacher’s heart to make the home loan process clear, dependable, and less stressful.

With a career spanning both mortgage lending and teaching, Raelene offers a rare combination of financial expertise and patient guidance. Before joining Embrace, she held roles in branch management, sales leadership, and loan origination, along with 10 years teaching middle-school language arts. That teaching background shaped her hands-on approach — she takes the time to explain every loan option in plain language so that buyers, sellers, and REALTORS® feel confident and in control. Her clients often say they value her warmth, transparency, and ability to make complex steps easy to understand.

Raelene chose Embrace because of its strong purchase guarantees, local leadership, and innovative programs that protect both buyers and real estate partners. These programs give her clients peace of mind that preapprovals are reliable and closings are secure. For real estate agents and builders, that means fewer surprises, smoother transactions, and a stronger foundation of trust with their buyers. For families, it means achieving homeownership with less stress and more confidence.

Active in the Tampa Bay real estate and business community, Raelene is a member of the West Pasco Board of REALTORS®, the Mortgage Bankers Association of Tampa Bay, the Greater Pasco Chamber of Commerce, Professional Women in Business, Power Gals, and PING Networking. She is also deeply involved in community service, volunteering with A Promised Land Animal Rescue and the Warrior Wellness Program for Veterans.

Raelene lives in New Port Richey with her husband, Steve, their son, Carson, and their three rescue dogs. A proud daughter of Indiana real estate brokers, she grew up seeing firsthand the challenges of the mortgage process and chose this career to make that experience easier for families and agents alike. Outside of work, she enjoys golf, reading under her lanai, and spending time with family and friends in Florida’s beautiful outdoors.

If you are searching for a trusted mortgage lender in New Port Richey, Florida – or need a dependable home loan expert serving Tampa, Trinity, Palm Harbor, or anywhere in Pasco, Pinellas, or Hillsborough County – connect with Raelene Majino-Smith at Embrace Home Loans. With her experience, education-first approach, and strong local roots, she is here to make your home financing journey clear, secure, and stress-free.