Ken Pratt
Ameriprise - Embrace Partnership

About Ken

Kenneth Pratt has had a lead role in Embrace’s success for over 25 years. He ensures that customers are being given the highest standard of service. Ken worked at Union Bank as a loan officer prior to joining Embrace’s team. While at Union Bank he worked directly with clients to achieve their homeownership goals. This is where Ken developed the skills and knowledge necessary for his leadership with Embrace. Named an All-Star member 8 times, Top 3 Loan Officer as well as being inducted in the Embrace Hall of Fame, his accomplishments have not gone unrecognized.

Ken attended CCRI where he received his Associate’s Degree in Business Administration. He continued his education at the University of Rhode Island and the University of Massachusetts Dartmouth graduating with his BA in Economics. Ken grew up in Warwick, RI and now resides in North Kingstown, RI with his wife and 3 children. He enjoys playing basketball and golf during his spare time.

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Mortgage Interest Rates Drop
Rates Hit New Low, While Mortgage Activity Stalls Out

Mortgage activity dropped again, this time falling 1.8% over the week. Refinance applications were down 2%, while applications to purchase a home fell 1%. On both counts, activity is still much higher than one year ago. According to Joel Kan, associate vice president of economic and industry forecasting at the Mortgage Bankers Association, this was…

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