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https://www.embracehomeloans.com/location/pennsylvania/allentown/tom-evans
Producing Sales Manager NMLS# 131422
Tom Evans is a trusted mortgage professional in
Embrace Home Loans is proud to have Senior Loan Originator, Thomas E. Evans as a part of the Embrace family. Tom has designed a boutique style of lending which gives you the attention and service you and your family deserve. He takes a professional and honest approach in trying to find the loan ...
2024-2020
5
Sandra P.
Completed transaction in November 2025
Without a doubt Tom could not have done a better job for us. We have not purchased a home in an extremely long time, we are senior citizens, and we needed a lor of hand holding, Tom never once made us feel foolish or silly to be honest. We could not have asked fir a better, smoother experience. We would recommend him highly! Thank you! Ron and Sandy Pennell
5
Crystal F.
Completed transaction in November 2025
I’ve partnered with Tom for close to 10 years, and the consistency of his service is unmatched. He handles every transaction—whether for my clients, myself, or my family—with precision, transparency, and an incredible work ethic. His communication is always proactive, and he’s exceptional at guiding buyers through the loan process with confidence and ease. I will always recommend him without hesitation to anyone looking for a lender they can depend on!
4
Ermerson V.
Completed transaction in November 2025
Quick respond!!!
5
Michael E.
Completed transaction in November 2025
Worked with you every step of the way and went above and beyond to make sure everything was taken care of
5
Aleksei V.
Completed transaction in November 2025
I was very glad to work with Tom. He was available 24/7 to help. Thank you!
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Tom Evans can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Tom Evans at our Allentown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Allentown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Tom Evans is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Tom Evans will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Tom Evans will walk you through your options and help you find the right fit.
4.93 (527 Reviews)
