Lead by example.

We know that success isn’t just about how much business you do — it’s about how you do business. To us, that involves an extraordinarily high degree of integrity and honesty. And this philosophy has served us well.

Senior management averages 19 years with Embrace, which is a true testament to the commitment we feel for the company and for one another. Over the years, we’ve not only survived but excelled in myriad interest rate, housing, regulatory, and product environments.

We’re always looking ahead and like to take a 360-degree approach to success. We continually strive to be the industry leader in customer satisfaction, employee fulfillment, community outreach, and financial performance. Grit, dedication, and an unwavering commitment to our seven core values help make this possible.