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Ryan Hoffman

Mortgage Branch Manager NMLS# 1530080

4.99 (47 Reviews)

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Ryan Hoffman is a trusted mortgage professional in Tampa, FL 33607

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About Ryan

Ryan Hoffman joins the Embrace family, with a solid background in the mortgage industry. He previously held positions as Vice President of Sales at Accelerate Mortgage in Plano, Texas, Branch Manager at Allied First Bank in St. Petersburg, Florida, and Branch Manager for Northpoint Mortgage in Melbourne, Florida. He has relocated back to Tampa, Florida, due to the area’s exponential growth and long-term positive outlook to make it his forever home.

Our exclusive standout products were the biggest draw for Ryan to make the move to Embrace. Mortgage products such as Approved to Move™, Approved to Close Backup Cash Guarantee, and our Property Value Certificate not only help us stand out in the market, but they help buyers compete with cash offers — with terms to potentially make their offers more favorable!

Ryan grew up in Lakewood Ranch, Florida, and now lives in Tampa’s Channelside District. He attended the University of Central Florida and completed his bachelor’s degree at Florida Gulf Coast University. With community involvement a priority for him, Ryan was a member of the Melbourne Chamber of Commerce and the Space Coast Board of REALTORS® and plans to do the same in Tampa. He’s also passionate about helping others, particularly VA charities such as National Veterans Homeless Support (NVHS).

When you work with Ryan, you can be assured that you’ll be in great hands, as his primary focus is communication, transparency, and simplicity in the mortgage loan process. His passion for physical fitness and nutrition have instilled discipline, dedication, and holding himself accountable in all aspects of his life.

In his free time, Ryan enjoys participating in outdoor activities, a men’s baseball league, and is looking to join the in the hype that surrounds pickleball. His idea of a perfect day is going to the gym, attending social networking events, and ensuring that his puppy, Luna, has her time to play at the local dog park!

young family with their sons at home having fun

See what other homeowners have to say about me

5 (5 stars)

Juan M. from Seffner, FL

Completed transaction in April 25, 2026

Exceptional Service from Ryan Hoffman – Highly Recommended! I’ve had the pleasure of working with Ryan Hoffman as my loan officer, and I can confidently say this has been the best experience I’ve had in all my home purchases. From the very first meeting, Ryan’s expertise, knowledge, and professionalism were immediately apparent. His deep understanding of the process and market trends helped guide me to the best possible decisions, which I truly appreciated. What stood out the most was his unwavering commitment to providing top-tier service. Ryan was always available, even after hours, and his communication was always clear and effective. It was evident that he genuinely cared about my goals and worked tirelessly to ensure I was getting the best deal possible. His advice was invaluable, and I trusted him completely throughout the process. I’ve bought multiple homes before, but this experience was by far the smoothest and most reassuring. Ryan is a true professional, and I’ll be recommending him to anyone looking for a loan officer who knows what they’re doing and can deliver an outstanding experience. Thank you, Ryan, for making this process so seamless and for being an expert in your field!
4 (4 stars)

Lisa S. from Naples, FL

Completed transaction in April 16, 2026

Getting a mortgage with your company was excruciating. Too much information & past information required.
5 (5 stars)

Rochelle Martin .

Completed transaction in April 23, 2026

Ryan was extremely helpful throughout our home-buying journey. He answered all our questions and explained everything thoroughly from start to finish. Thank you for everything, Ryan!
5 (5 stars)

Genaro R. from Seffner, FL

Completed transaction in April 18, 2026

Ryan provided exceptional and professional service. He addressed and answered questions and concerns promptly. He was very friendly, easy to talk to and understanding. Ryan it was a pleasure working with you. Thank you and continued success!
5 (5 stars)

Genaro R. from Seffner, FL

Completed transaction in April 18, 2026

From start to finish we couldn't have had a better overall experience. Ryan's communication, availability, and professionalism exceeded any and all expectations. My wife and I were treated like family. I highly recommend anyone looking for a home loan to use Ryan's services. I can assure you that you will not be disappointed.

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Tampa, FL Mortgage Loan Officers

813.517.3292

Frequently asked questions

Can I buy a home with little or no money down?

Yes. Ryan Hoffman can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

How do I get pre-approved with Ryan Hoffman?

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Ryan Hoffman at our Tampa branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Who is the best mortgage lender to work with in Tampa, FL?

Embrace Home Loans is a trusted mortgage lender serving Tampa and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Ryan Hoffman is here to help you reach your goals.

How do I choose the right mortgage with Ryan Hoffman in Tampa, FL?

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Ryan Hoffman will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

What’s the best mortgage for a first-time homebuyer?

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Ryan Hoffman will walk you through your options and help you find the right fit.

License

Ryan Hoffman, NMLS # 1530080 (www.nmlsconsumeraccess.org), is employed by Embrace Home Loans and is licensed in: FL