https://www.embracehomeloans.com/media/gkggxrps/sshemer_bio72.jpg
https://www.embracehomeloans.com/location/maryland/rockville/sondra-shemer
Producing Sales Manager NMLS# 117179
Sondra Shemer is a trusted mortgage professional in Rockville, MD 20850
With over 30 years of experience in the mortgage business, Sondra has an established, diverse, and distinguished track record of success. Her borrowers have said they love working with her because she is honest, hard-working, and really takes the time to walk them through the entire mortgage pro...
5 (5 stars)
Jean L. from Rockville, MD
Completed transaction in July 10, 2026
I recently worked with Ms. Shemer as the loan officer on a townhouse purchase for my client, and the experience was excellent from start to finish. She is highly knowledgeable and clearly experienced in guiding buyers through the loan process smoothly and efficiently. What stood out most was her warm, personable approach — she made what can be a stressful process feel manageable and reassuring for my client. She also went above and beyond by personally attending the settlement/closing, a thoughtful gesture that isn't always seen and one that reflects genuine care for her clients. I'd gladly work with Ms. Shemer again and recommend her without hesitation to anyone in need of a dedicated, professional, and personable loan officer.
5 (5 stars)
marie-christine nkodo .
Completed transaction in July 09, 2026
5 (5 stars)
Marie Christine N. from Rockville, MD
Completed transaction in July 09, 2026
Sondra was very patient helpful and willing to work with me to get to closing pleasant ant professional at the same time; very likeable demeanor and efficient at the same time
5 (5 stars)
Tuan H. from Potomac, MD
Completed transaction in May 15, 2026
Mrs. Sondra Shemer is very helpful, she had a lot experience to work with , kind of nicely when I called her , she was always answered the phone right away , she is a star at Embrasse loan Office.
5 (5 stars)
Reid B. from Laurel, MD
Completed transaction in April 05, 2026
At times the next steps were unclear and the title company's communication (as well as the notary's) were not the best.
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Sondra Shemer can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Sondra Shemer at our Rockville branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Rockville and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Sondra Shemer is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Sondra Shemer will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Sondra Shemer will walk you through your options and help you find the right fit.
4.94 (145 Reviews)
