Patrick Holland

Patrick Holland

Area Manager/Senior Vice President   NMLS# 179158

orange star4.99 (2120 Reviews)

5 stars

Patrick Holland is a trusted mortgage professional in Fairfax, VA 22030

About Patrick

“I only know how to work one way, and that is do the job right and don’t cut corners. There is no substitute for hard work and dedication.”

Continue Reading

Chairmans Club Award

2024-2020

Embrace Home Loans Founders Club

Inducted 2020

Hall of Fame Logo

Member

Embrace Home Loans Presidents club

2023 - 2009

rectangle arrow down
See what other homeowners have to say about me
  • 5 (5 stars)

    Pat and his team keep us informed and were knowledgeable, efficient, and timely.

  • 5 (5 stars)

    We were referred to Pat by a family member who raved about him and his service, and I'm here to do the same! Pat was extremely responsive to the many questions I had as a first-time homeowner. We had a very tight timeline and Pat and his team were on top of everything, doing everything that they could to help us meet our closing date. Pat set up multiple meetings with me to make sure I fully understood the loan/home buying process and I left very confident in what I was doing. Would recommend him to others and absolutely return for future needs!

  • 5 (5 stars)

    Pat Holland with Embrace Home Loans was exceptional in every way. We have purchased homes in the past, but this was by far the most stress-free mortgage experience we have ever had. Pat was extremely organized, communicated proactively, and was always just a quick call away whenever I had a question. He explained everything clearly, kept us updated throughout the process, and made each step feel smooth and manageable. What stood out most was his communication. Pat consistently went above and beyond to make sure we knew exactly where we were in the loan process and what to expect next. We felt genuinely well taken care of from start to finish. Pat and his team were A+. I would highly recommend him to anyone looking for a knowledgeable, responsive, and trustworthy mortgage professional.

  • 5 (5 stars)

    Patrick was extremely helpful, responsive, and clear throughout the entire process. As first time home buyers, securing a loan was new territory for my wife and I. But Patrick answered all our questions and walked us through many different scenarios (on many different occasions) to ensure we were comfortable and making the right decision for our situation. His customer service is top notch and is very transparent. Securing a home loan could not have been easier!

  • 5 (5 stars)

    Patrick was extremely helpful, responsive, and clear throughout the entire process. As first time home buyers, securing a loan was new territory for my wife and I. But Patrick answered all our questions and walked us through many different scenarios (on many different occasions) to ensure we were comfortable and making the right decision for our situation. His customer service is top notch and he is very transparent. Securing a home loan could not have been easier!

Get on My Rate-Watch List

I'll reach out personally when the numbers make sense for your situation.

Please insert your name
Please insert your email
By entering your contact information, you are providing express written consent for Embrace Home Loans to contact you via phone, automated means like autodialing, text SMS/MMS, even if you are registered on a corporate, state, or federal Do Not Call list.
Please correct the form errors and try again.
Mortgage Calculator
Patrick Holland

Explore your options and take advantage of your mortgage opportunities

APPLY NOW
You can use (arrow keys to pan and +,- to zoom in/zoom out).

Frequently asked questions

Yes. Patrick Holland can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Patrick Holland at our Fairfax branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Fairfax and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Patrick Holland is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Patrick Holland will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Patrick Holland will walk you through your options and help you find the right fit.

License