https://www.embracehomeloans.com/media/kcsa0vfi/mpackard_bio72.jpg
https://www.embracehomeloans.com/location/massachusetts/hudson/matt-packard
Business Hours: 9:00 am - 5:00 pm Mon-Fri
Senior Loan Officer NMLS# 236129
Matt Packard is a trusted mortgage professional in Hudson, MA 01749
Matt has been excelling in the mortgage industry since 2010. He started out with Sage Bank/Omega Mortgage and from there worked with Ditech and Guaranteed Rate before becoming part of the Embrace® family. He was drawn to Embrace® because we’re a company that thrives on teamwork and...
2025-2024
5.0 (5.0 stars)
Adam M. from Leominster, MA
Completed transaction in October 09, 2026
The team was organized and very knowledgeable. made the process very easy!
5.0 (5.0 stars)
Cassidy R. from Auburn, MA
Completed transaction in October 09, 2026
Matt was amazing to work with! He was constantly available for our random questions and concerns (which were a lot) and always fully explained everything. i would fully recommend Matt and Embrace to anyone looking to buy a home!!
5.0 (5.0 stars)
Liz P. from North Grafton, MA
Completed transaction in October 08, 2026
Matt is one of my go to mortgage lenders, and I’m always excited to work with him! I know he always has our clients’ best interests at heart. For example, we recently hit a hiccup during a transaction, and while Matt worked hard to find a solution, he was also upfront and proactive about preparing us to have a backup plan. In the end, we found a solution and still closed on time! I truly appreciate his honesty, communication, and dedication to our clients. If you’re looking for a mortgage lender, I highly recommend Matt, aka The Mortgage Dad! :-)
5.0 (5.0 stars)
Michelle P. from Princeton, MA
Completed transaction in September 29, 2026
Matt has been fantastic to work with. He is incredilby responsive, knowledgeable, and always keeps communication clear and timely. Every interaction has exceeded my expectations, and I truly appreciate how easy he makes the lending process for both the agent and the client. I would highly recommend Matt and look forward to working with him again.
5.0 (5.0 stars)
Ashley A. from Leominster, MA
Completed transaction in September 25, 2026
Matt was on top of everything. he made sure that he was always available to make sure our transaction closed on time.
Get on My Rate-Watch List
I'll reach out personally when the numbers make sense for your situation.
Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Matt Packard can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Matt Packard at our Hudson branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Hudson and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Matt Packard is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Matt Packard will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Matt Packard will walk you through your options and help you find the right fit.
4.95 (217 Reviews)
