Jeff Gaccione

Jeff Gaccione

Senior Loan Officer   NMLS# 20461

orange star4.92 (480 Reviews)

5 stars

Jeff Gaccione is a trusted mortgage professional in Middletown, RI 02842

About Jeff

Jeff Gaccione, a dedicated loan officer who’s been at Embrace for 21 years, excels in providing customers with tailored financial solutions and securing the right mortgage for financing their dream home. He values the family-like environment and the genuine sense of teamwork we enjoy here. Jeff ...

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Embrace Home Loans Presidents club

2019

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See what other homeowners have to say about me
  • 5 (5 stars)

    Jeff was kind, patient, and made us feel like we were his top priority. We are incredibly grateful and will definitely work with Embrace (and Jeff!) the next time we buy a house!

  • 5 (5 stars)

    Jeff made is very easy.

  • 5 (5 stars)

    Jeff was very pro-active, professional, knowledgeable and a pleasure to deal with. His communication was great & my clients were happy I refered him to them.

  • 5 (5 stars)

    Communication was great and the dedication to service was outstanding!

  • 5 (5 stars)

    I Love the "DEDICATION TO SERVICE" from Jeff and Embrace Home Loans. I used plenty of lenders for my Property Investment Business and Jeff always comes out on top! He responds quickly when needed. I've used Jeff and Embrace Home Loans for my Mortgages, DSCR, and HELOCs and I always "Close"! I've used Jeff for all my Investment Property loans and even my Personal Home Loans. I highly recommend Jeff and his team and will continue to use them! Definitely a 5 STAR Experience!

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Frequently asked questions

Yes. Jeff Gaccione can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jeff Gaccione at our Middletown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Middletown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jeff Gaccione is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jeff Gaccione will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jeff Gaccione will walk you through your options and help you find the right fit.

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