Jeff Gaccione

5 stars

Jeff Gaccione is a trusted mortgage professional in Middletown, RI 02842

About Jeff

Jeff Gaccione, a dedicated loan officer who’s been at Embrace for 21 years, excels in providing customers with tailored financial solutions and securing the right mortgage for financing their dream home. He values the family-like environment and the genuine sense of teamwork we enjoy here. Jeff ...

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Embrace Home Loans Presidents club Award 2019

2019

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See what other homeowners have to say about me
  • 5.0 (5.0 stars)

    The staff was incredibly friendly and went above and beyond to help me throughout the entire process. As a first-time homebuyer, I couldn’t have asked for a better experience. Jeff and his team made everything smooth, easy, and enjoyable. I truly appreciate all their help and would highly recommend them!

  • 5.0 (5.0 stars)

    Jeff is a true professional, he is available, responsive & provides the best support & service always goes above and beyound for his clients.

  • 5.0 (5.0 stars)

    Jeff, Thank you for the partenship.

  • 5.0 (5.0 stars)

    It was an absolute pleasure working with Jeff Gaccione with Embrace Home Loans. Jeff made the process of our refi seamless and stress free as possible. Whenever anything needed to be explained, he patiently went over each concern until it was under standing. And at the end of the process Jeff met every stipulation needed to get the refi done, from the desired, interest rate, the cash out amount, and staying within the mortgage payment I desired. The wife and I are very satisfied with the service that Jeff provided. I highly recommend Jeff Gaccione, with Embrace Home Lone, for your mortgage and refi needs! Thanks once again, Jeff for job well done!

  • 5.0 (5.0 stars)

    Very knowledgeable, patient, and responded quickly to any questions I had.

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Jeff Gaccione

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Frequently asked questions

Yes. Jeff Gaccione can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.

Getting pre-approved is simple. You can apply online, schedule a call, or meet with Jeff Gaccione at our Middletown branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.

Embrace Home Loans is a trusted mortgage lender serving Middletown and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Jeff Gaccione is here to help you reach your goals.

Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Jeff Gaccione will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.

The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Jeff Gaccione will walk you through your options and help you find the right fit.

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