4.95 (487 Reviews)
About Chris
As a Producing Sales Manager in our Viera, FL location, Chris is responsible for originating loans, assisting homebuyers, and making dream homes come true.
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https://www.embracehomeloans.com/location/florida/viera/chris-wurtzbacher
Chris Wurtzbacher
Producing Sales Manager NMLS# 379645
Chris Wurtzbacher is a trusted mortgage professional in Viera, FL 32940
2023-2022
See what other homeowners have to say about me
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5 (5 stars)
Franco S. from Melbourne, FL
Completed transaction in May 30, 2026
Chris made sure we were informed every step of the way. The communication was always timely. We Are very please with the experience we had with Chris and the team at embrace .
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5 (5 stars)
Shaun Hartman .
Completed transaction in May 25, 2026
Chris was clutch for my son’s first mortgage at 18 years old! He went above and beyond to help it across the finish line even though it was a low value loan. I look forward to working with Chris for our future mortgage needs.
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5 (5 stars)
Shaun H. from Melbourne, FL
Completed transaction in May 25, 2026
Chris went above and beyond for our loan and got it across the finish line when other lenders said they couldnt make the deal happen. I highly recommend Chris for all your mortgage needs. He will be our go to guy moving forward.
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5 (5 stars)
Shaun Hartman .
Completed transaction in May 21, 2026
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5 (5 stars)
Shaun H. from Melbourne, FL
Completed transaction in May 21, 2026
He went above and beyond to make my closing happen.
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Frequently asked questions
Yes. Chris Wurtzbacher can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Chris Wurtzbacher at our Viera branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Viera and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Chris Wurtzbacher is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Chris Wurtzbacher will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Chris Wurtzbacher will walk you through your options and help you find the right fit.
