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https://www.embracehomeloans.com/location/virginia/culpeper/christina-swift
Business Hours: 9:00 am - 5:00 pm Mon-Fri
Sales Manager NMLS# 242004
Christina Swift is a trusted mortgage professional in Culpeper, VA 22701
Christina's success as a loan officer is at least in part a function of her multifaceted work experience prior to joining Embrace Home Loans. Eight years as a customer service representative for SunTrust Bank, followed by ten years as a loan consultant for that same bank and then for H&R Blo...
5.0 (5.0 stars)
Elias O. from Orange, VA
Completed transaction in November 12, 2026
I had an excellent experience working with this company throughout the entire home loan process. Everyone was incredibly kind, professional, and helpful. They took the time to answer all of my questions, explain each step, and make sure I felt comfortable throughout the process. Buying a home can be stressful, but the team made the experience smooth and enjoyable. I truly appreciate everyone’s hard work, communication, and dedication. I couldn’t be happier with the service I received and would absolutely recommend them to anyone looking to purchase a home!
5.0 (5.0 stars)
Gregory M. from Brandy Station, VA
Completed transaction in November 08, 2026
Great process! Thanks for all of your help!!
5.0 (5.0 stars)
Brad G. from Brandy Station, VA
Completed transaction in November 04, 2026
Christina knows her products inside and out. She is never afraid to check into a new product and learn it fast. She works extremely hard to find the best solutions. She follows through quickly, clearly, and amicably. She's earned my trust and my business!
5.0 (5.0 stars)
Shawn T. from Orange, VA
Completed transaction in November 03, 2026
Great to work with and very knowledgeable. Willing to help in anyway.
5.0 (5.0 stars)
Dana A. from Louisa, VA
Completed transaction in October 12, 2026
Christina worked really hard for her our client and got the job done!
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Explore your options and take advantage of your mortgage opportunities
APPLY NOWYes. Christina Swift can help you explore low and no down payment options, including FHA, VA, USDA, and exclusive Embrace programs. You may also qualify for local or state assistance depending on your income and location.
Getting pre-approved is simple. You can apply online, schedule a call, or meet with Christina Swift at our Culpeper branch. We’ll review your income, credit, and homebuying goals, then issue a personalized pre-approval letter. Many buyers choose Embrace’s exclusive Approved to Move program, which goes beyond standard pre-approval by fully underwriting your loan upfront.
Embrace Home Loans is a trusted mortgage lender serving Culpeper and nearby communities. Our local loan officers offer personalized guidance, competitive rates, and exclusive loan programs designed to support homebuyers from pre-approval through closing. Whether you're a first-time buyer or refinancing, Christina Swift is here to help you reach your goals.
Choosing a mortgage depends on your credit score, income, property type, and long-term goals. Christina Swift will help you compare fixed vs. adjustable rates, down payment requirements, and loan terms and guide you toward the best fit for your situation, whether you're buying your first home or your fifth.
The best mortgage depends on your credit, income, and long-term financial plans. Government-backed loans often offer flexible guidelines, while conventional loans may offer lower rates and reduced fees. Christina Swift will walk you through your options and help you find the right fit.
4.93 (322 Reviews)
