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Scott Jacobs

Scott Jacobs

Senior Loan Officer
Phone: 301.354.8215
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About

Scott Jacobs joined Embrace Home Loans as a Senior Loan Officer with more than 27 years lending experience. Scott has originated over 500 million dollars of loan volume and has received numerous awards over the course of his professional career. He was named in Mortgage Executive Magazine as a Top 1% of Mortgage Originators in 2012. His success has come from providing excellent service, honesty and expert knowledge.

His specialties include First Time Home buyers, FHA, VA, Conventional and Jumbo loan programs... with low rates and high integrity!

Scott started his mortgage career upon graduation from the University of Maryland in 1987. Just five years later, he founded Elite Funding Corporation, a full service mortgage banking firm. The company originated more than 1 billion dollars in retail mortgage loans. As a partner, his role was focused on investor relations, compliance, underwriting and loan originations. Elite Funding Corporation expanded its operations in 2002 and became The Tenacity Group which added Real Estate settlement services to its successful Mortgage Company Tenacity Mortgage. In 2005, Scott sold his interest in the companies but continued on as a consultant.

Scott is a native Washingtonian. His hobbies include renovating homes, cooking, playing tennis and whatever sport his kids want to play. When he is not working on your loan, Scott is most likely spending time with his wife, 3 children and their loving dog Benny.

 

Branch: Maryland - Rockville, 800 King Farm Boulevard, Rockville, MD 20850

Scott Jacobs, NMLS# 448069 , is employed by Embrace Home Loans and is licensed in:
DC MD

Reviews

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Scott Jacobs
 
4.9

(based on 12 reviews)

Ratings Distribution

  • 5 Stars

     

    (11)

  • 4 Stars

     

    (1)

  • 3 Stars

     

    (0)

  • 2 Stars

     

    (0)

  • 1 Stars

     

    (0)

100%

of respondents would recommend this to a friend.

Reviewed by 12 customers

Displaying reviews 1-10

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5.0

Great Loan Officer

By 

from Annapolis

Verified Buyer

Comments about Scott Jacobs:

Scott was always able to answer my questions and was available to talk and help. He got me a very fair loan for exactly what I needed

  • Gender:
  • Male
  • Age:
  • 25 to 34
  • Interested:
  • New Home Purchase
  • Availability:
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5.0

I would absolutely work with Scott Jacobs again.

By 

from Maryland

Verified Buyer

Comments about Scott Jacobs:

I am a very busy person. Scott Jacobs accommodated my schedule and was well-prepared to ensure that the process went smoothly.

  • Gender:
  • Female
  • Age:
  • 55 to 64
  • Interested:
  • Home Refinance
  • Availability:
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5.0

Would absolutely recommend to everyone

By 

from Rockville, MD

Verified Buyer

Pros

  • Took ownership of the entire process.
  • Walked us- through every step-first time buyers
  • Was always available

Cons

    Best Uses

      Comments about Scott Jacobs:

      Absolutely perfect. Kept us informed and set perfect expectations for what was next, when we needed to act, and set us up for success.

      • Was this a gift?:
      • No
      • Gender:
      • Male
      • Age:
      • 35 to 44
      • Interested:
      • Fixed Rate Loans
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      5.0

      I've worked with Scott on two occasions, and both were great

      By 

      from Maryland

      Verified Buyer

      Comments about Scott Jacobs:

      Great experience and very efficient. Everyone is a pro.

      • Gender:
      • Male
      • Age:
      • 45 to 54
      • Interested:
      • New Home Purchase
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      4.0

      Condominium Purchase

      By 

      from Montgomery County, Maryland

      Verified Buyer

      Comments about Scott Jacobs:

      Scott was very helpful in securing a loan for my purchase. He explained everything I needed in simple detail and I had no concerns about the process whatsoever. I would definitely recommend him to my friends and family.

      • Gender:
      • Male
      • Age:
      • 35 to 44
      • Interested:
      • New Home Purchase
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      5.0

      I would recommend Embrace to anyone!

      By 

      from Maryland

      Verified Buyer

      Comments about Scott Jacobs:

      I would like to thank Scott and he's whole team at Embrace Home loan!

      I had a great experience and never had any hiccups in the process. Everyone was very reachable and anytime I had a question, I recieved an answer with the hour!

      Once again thank you for all of your help!

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      5.0

      ZELVY/REFI

      By 

      from Rockville, MD

      Verified Buyer

      Comments about Scott Jacobs:

      Thanks to Scott we had a worry free, refi with cash out experience.
      We were nervous and Scott made everything go so quickly we did not have much time to overthink everything. All of his staff was efficient and competent.
      Kept in touch with me everyday with updates.
      Excellent loan officer. Can't wait to use him again in the next 6 months to redo this whole process.

      • Gender:
      • Female
      • Age:
      • 45 to 54
      • Interested:
      • Home Refinance
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      5.0

      Excellent Service

      By 

      from Bethesda, MD, USA

      Site Member

      Comments about Scott Jacobs:

      From start to finish our mortgage process has been a great experience with Scott and the Embrace Team.

      We were treated with respect and knew and understood every step of the process prior to each action. Everyone we spoke to and dealt with online was efficient and effective.

      I can recommend with confidence Scott Jacobs and the Embrace Team.

      A. Allgood

      • Gender:
      • Male
      • Age:
      • 45 to 54
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      5.0

      Excellent team, good software used

      By 

      from Germantown, MD, USA

      Site Member

      Comments about Scott Jacobs:

      I was referred to scott by one of my colleagues for my re-finance and I am glad he did. With Scott, there are no surprises. He explained
      the whole process, the time it would take, the documentation that would be required upfront. Scott is always a phone call
      or an email away to answer any questions. At one point, I had a question at 10:30 in the night and emailed him, got a reply
      within 2 minutes.

      Most of the communication in terms of exchanging documents can be done through their secure website which is very easy to use.
      I found it very useful to be able to upload all the documents, electronically sign most of them which saves significant time
      and effort. The whole team is very diligent in reviewing the documents and letting you know the next steps...

      In short, Team Jacobs is an excellent team to be on your side when you do a re-finance.

      • Gender:
      • Male
      • Age:
      • 35 to 44
      • Interested:
      • Home Refinance
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      5.0

      Best Refi ever! Scott is amazing!!!

      By 

      from Potomac, MD, USA

      Site Member

      Comments about Scott Jacobs:

      Best Refi ever! Scott is professional, knowledgeable, trustworthy and responsive. The entire process was made so easy with Scott's help and Embrace's electronic forms. We would know. This is the second time we are refinancing with Scott, but the 5th time since we have been in our house. Scott looked out for us. When the interest rates dropped to a point where it was beneficial to refinance again, he called us. We didn't have to chase him down to get in on the lowest rates historically. We doubt that the interest rates will ever go any lower than Scott was able to get for us, but if we refinance again, it will definitely be with Scott. In short, we HIGHLY recommend Scott Jacobs and Embrace Home Loans.

      • Gender:
      • Female
      • Age:
      • 45 to 54
      • Interested:
      • Home Refinance
      • Availability:
      •  
      • Understanding of Your Goals / Needs:
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      • Ability to connect / build a rapport with you:
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