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Scott Jacobs

Scott Jacobs

Senior Loan Officer
Phone: 301.354.8215
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About

Scott Jacobs joined Embrace Home Loans as a Senior Loan Officer with more than 27 years lending experience. Scott has originated over 500 million dollars of loan volume and has received numerous awards over the course of his professional career. He was named in Mortgage Executive Magazine as a Top 1% of Mortgage Originators in 2012. His success has come from providing excellent service, honesty and expert knowledge.

His specialties include First Time Home buyers, FHA, VA, Conventional and Jumbo loan programs... with low rates and high integrity!

Scott started his mortgage career upon graduation from the University of Maryland in 1987. Just five years later, he founded Elite Funding Corporation, a full service mortgage banking firm. The company originated more than 1 billion dollars in retail mortgage loans. As a partner, his role was focused on investor relations, compliance, underwriting and loan originations. Elite Funding Corporation expanded its operations in 2002 and became The Tenacity Group which added Real Estate settlement services to its successful Mortgage Company Tenacity Mortgage. In 2005, Scott sold his interest in the companies but continued on as a consultant.

Scott is a native Washingtonian. His hobbies include renovating homes, cooking, playing tennis and whatever sport his kids want to play. When he is not working on your loan, Scott is most likely spending time with his wife, 3 children and their loving dog Benny.

 

Branch: Maryland - Rockville, 800 King Farm Boulevard, Rockville, MD 20850

Scott Jacobs, NMLS# 448069 , is employed by Embrace Home Loans and is licensed in:
DC MD

Reviews (38 Reviews)

5.0
5.0 Survey completed on September 15, 2017
Reviewed By Wendy Boland for Scott Jacobs
Completed transaction in September 2017
Scott is friendly, knowledgeable, and helpful. He works hard for his clients and takes time to communicate with them.
5.0
5.0 Survey completed on September 1, 2017
Reviewed By Melvin Vitatoe for Scott Jacobs
Completed transaction in August 2017
Scott is the man! Give this guy a bonus/raise!!! I have already referred him to two people I know.
5.0
5.0 Survey completed on August 28, 2017
Reviewed By Jason Moehringer for Scott Jacobs
Completed transaction in August 2017
Scott was extremely responsive each time we reached out to him. His staff was similarly available and professional. We were very pleased with his service.
5.0
5.0 Survey completed on August 10, 2017
Reviewed By Marci Moskowitz for Scott Jacobs
Completed transaction in August 2017
Scott did a great job of keeping us informed throughout the refinance process. He was always available to answer questions when we were unsure of something. He made the whole refinancing process very easy and painless! We will definitely recommend him to our friends and family. Scott did a great job of keeping us informed throughout the refinance process. He was always available to answer questions when we were unsure of something. He made the whole refinancing process very easy and painless! We will definitely recommend hi ...read full review
5.0
5.0 Survey completed on July 18, 2017
Reviewed By Chau Pham for Scott Jacobs
Completed transaction in June 2017
Working with Scott Jacobs and his team was pleasant He explains the process clearly and is very straight forward. I would and will recommend Scott Jacobs to everyone.
4.25
4.25 Survey completed on June 30, 2017
Reviewed By Aaron Vander Meer for Scott Jacobs
Completed transaction in June 2017
Scott was able to answer my questions in a timely and efficient manner.
5.0
5.0 Survey completed on June 30, 2017
Reviewed By Jason Bergman for Scott Jacobs
Completed transaction in June 2017
Scott went above and beyond to help us through the entire process. I would absolutely recommend him to any friends or family looking for a mortgage.
5.0
5.0 Survey completed on June 27, 2017
Reviewed By Michael Gruber for Scott Jacobs
Completed transaction in June 2017
Scott provided us with quick, upfront and honest advice through the process of purchasing our home! If we ever had a question he was always available, whether it be through email or phone, and was very communicative throughout the entire process. He was always glad to help and truly treated us like family! We are very greatful for his patience and professionalism. Scott made the journey of owning a home a lot easier for us, and for that we are very thankful!Scott provided us with quick, upfront and honest advice through the process of purchasing our home! If we ever had a question he was always available, whether it be through email or phone, and was very communicative throughout the entire process. He ...read full review
5.0
5.0 Survey completed on April 25, 2017
Reviewed By CR for Scott Jacobs
Completed transaction in April 2017
Scott Jacobs never ceases to amaze us. We have financed/refinanced with him multiple times. He makes the entire process effortless. We trust Scott and know that we are in good hands. He is a man of his word and is always looking out for us.
5.0
5.0 Survey completed on January 10, 2017
Reviewed By Matt for Scott Jacobs
Completed transaction in January 2017
Scott was always able to answer my questions and was available to talk and help. He got me a very fair loan for exactly what I needed
5.0
5.0 Survey completed on November 9, 2016
Reviewed By KAH for Scott Jacobs
Completed transaction in November 2016
I am a very busy person. Scott Jacobs accommodated my schedule and was well-prepared to ensure that the process went smoothly.
5.0
5.0 Survey completed on October 13, 2016
Reviewed By Joe for Scott Jacobs
Completed transaction in October 2016
Absolutely perfect. Kept us informed and set perfect expectations for what was next, when we needed to act, and set us up for success.
5.0
5.0 Survey completed on July 3, 2016
Reviewed By Aa for Scott Jacobs
Completed transaction in July 2016
Great experience and very efficient. Everyone is a pro.
4.0
4.0 Survey completed on July 2, 2016
Reviewed By CW for Scott Jacobs
Completed transaction in July 2016
Scott was very helpful in securing a loan for my purchase. He explained everything I needed in simple detail and I had no concerns about the process whatsoever. I would definitely recommend him to my friends and family.
5.0
5.0 Survey completed on June 29, 2016
Reviewed By Jeff Jackson for Scott Jacobs
Completed transaction in June 2016
I would like to thank Scott and he's whole team at Embrace Home loan! I had a great experience and never had any hiccups in the process. Everyone was very reachable and anytime I had a question, I recieved an answer with the hour! Once again thank you for all of your help!I would like to thank Scott and he's whole team at Embrace Home loan! I had a great experience and never had any hiccups in the process. Everyone was very reachable and anytime I had a question, I recieved an answer with the hour! Once again thank ...read full review
5.0
5.0 Survey completed on May 2, 2016
Reviewed By Audra and Michael for Scott Jacobs
Completed transaction in May 2016
Thanks to Scott we had a worry free, refi with cash out experience. We were nervous and Scott made everything go so quickly we did not have much time to overthink everything. All of his staff was efficient and competent. Kept in touch with me everyday with updates. Excellent loan officer. Can't wait to use him again in the next 6 months to redo this whole process.Thanks to Scott we had a worry free, refi with cash out experience. We were nervous and Scott made everything go so quickly we did not have much time to overthink everything. All of his staff was efficient and competent. Kept in touch with me every ...read full review
5.0
5.0 Survey completed on November 19, 2015
Reviewed By kruss566 for Scott Jacobs
Completed transaction in November 2015
Scott has been tremendous in helping my wife and I with several transactions. He's walked us through the process in several home purchases and re-financing when he conducted follow-up reviews. Scott is so personable and keeps in constant contact with you during the loan approval process. We can't recommend him enough.Scott has been tremendous in helping my wife and I with several transactions. He's walked us through the process in several home purchases and re-financing when he conducted follow-up reviews. Scott is so personable and keeps in constant contact wi ...read full review
5.0
5.0 Survey completed on November 16, 2015
Reviewed By hongmolly for Scott Jacobs
Completed transaction in November 2015
I just think that Scott is incredible in every way. He made the impossible happened for me with my difficult financial situation after my divorce. He gave me timely information and advised me on how to handle situations. I didn't think that I would qualify for a mortgage loan. Anyone who have the opportunity to get a loan through him will agree that he is the top notch in the field.

Thank you, Scott.
I just think that Scott is incredible in every way. He made the impossible happened for me with my difficult financial situation after my divorce. He gave me timely information and advised me on how to handle situations. I didn't think that I would ...read full review
5.0
5.0 Survey completed on November 16, 2015
Reviewed By chenhanita for Scott Jacobs
Completed transaction in November 2015
As first time buyer, I didn't know anything about mortgage. Scott was always there for me. He not only gave me a very competitive rate, but also quick and patient to answer questions. I completely trust his expertise. If I ever need another home mortgage, I will definitely work with him again.As first time buyer, I didn't know anything about mortgage. Scott was always there for me. He not only gave me a very competitive rate, but also quick and patient to answer questions. I completely trust his expertise. If I ever need another home mort ...read full review
5.0
5.0 Survey completed on April 8, 2015
Reviewed By daniaby24 for Scott Jacobs
Completed transaction in April 2015
Thank you so much for all your help in securing our loan. you were organized, thorough, and professional. From our first conservation you explained each and every option that was available to us and we never felt any pressure into any decision. Our phone calls and emails were handled in a professional and timely manner. You were very friendly and courteous throughout the process. We are very happy and satisfied with the outcome. We would definitely recommend you to our friends and family members. Thank you for everything.Thank you so much for all your help in securing our loan. you were organized, thorough, and professional. From our first conservation you explained each and every option that was available to us and we never felt any pressure into any decision. Ou ...read full review
5.0
5.0 Survey completed on March 28, 2015
Reviewed By senorcafe for Scott Jacobs
Completed transaction in March 2015
Scott masterfully directed my mortgage refinancing from start to close. He quickly found and locked an incredible interest rate at which point he got all of the appropriate support team members needed for the the underwriting and closing process. Throughout the entire process, he was always available and quick to respond to any questions or matters needing his attention. We are so pleased with the service we received and working with Scott and his team was so easy and a pleasure.Scott masterfully directed my mortgage refinancing from start to close. He quickly found and locked an incredible interest rate at which point he got all of the appropriate support team members needed for the the underwriting and closing process. T ...read full review
5.0
5.0 Survey completed on March 23, 2015
Reviewed By acarriedo for Scott Jacobs
Completed transaction in March 2015
Scott Jacobs helped me close both when I bought my house and when I refinanced a few years later. In both instances, he was extremely helpful and responsive in answering all of the questions I had about the process. On both occasions I was very happy with the loan that he was able to secure for me.

When I first worked with Scott, I had never before purchased a home. His knowledge and advice helped relieve some of the stress associated with buying my home. That's why I stuck with Scott when I decided to refinance. The process of refinancing my home was simple and virtually painless. I will absolutely recommend Scott Jacobs to any of my friends looking for help closing on a home.
Scott Jacobs helped me close both when I bought my house and when I refinanced a few years later. In both instances, he was extremely helpful and responsive in answering all of the questions I had about the process. On both occasions I was very happy ...read full review
5.0
5.0 Survey completed on March 17, 2015
Reviewed By jordansg827 for Scott Jacobs
Completed transaction in March 2015
Scott is extremely knowledgeable and helpful. He always has the customer's needs in mind and follows through in a timely manner. It was a pleasure working with him!
5.0
5.0 Survey completed on November 5, 2014
Reviewed By jurgentabaku for Scott Jacobs
Completed transaction in November 2014
I honestly don't think I could find a loan officer as fantastic as Scott. Not only did Scott help me close in a short period of time, but he was truly magnificent in getting everything done. From our initial talk until the day of the closing, Scott was always in touch and keeping me updated on everything. For every problem that came up, at times where even I gave up on the process, Scott somehow found a way to get me through it with his extensive knowledge. Through everything Scott was always very helpful and gave detailed steps on how to get everything and anything done with detailed steps. Scott is very respectful, kind, and honest. It was truly and honestly a pleasure working with Scott and I am truly grateful that I was referred to him. Not only did Scott help me with the loan, he also helped me with the home insurance and getting some other things squared away. I would most definitely recommend Scott to anybody out there looking for a loan officer and whenever anybody I know is looking for a loan officer I will always recommend Scott. It was truly a pleasure working with Scott and I look forward to working with him again in the future.I honestly don't think I could find a loan officer as fantastic as Scott. Not only did Scott help me close in a short period of time, but he was truly magnificent in getting everything done. From our initial talk until the day of the closing, Scott w ...read full review
5.0
5.0 Survey completed on October 5, 2014
Reviewed By Nina Bonis for Scott Jacobs
Completed transaction in October 2014
Scott Jacobs was a fantastic loan officer. He made us feel like we were his only customer. We needed someone to help us through the loan process QUICKLY as we had a closing fast approaching, and Scott worked the entire Labor Day Weekend to ensure our paperwork was completed timely. Scott and his entire team kept us informed of the status of the loan daily and were all very friendly and professional. I would strongly recommend Scott to anyone looking to finance a home.Scott Jacobs was a fantastic loan officer. He made us feel like we were his only customer. We needed someone to help us through the loan process QUICKLY as we had a closing fast approaching, and Scott worked the entire Labor Day Weekend to ensure o ...read full review
5.0
5.0 Survey completed on May 12, 2014
Reviewed By sandragncoupons for Scott Jacobs
Completed transaction in May 2014
Scott Jacobs was friendly, professional and always helpful. He always replied to all my questions, easy and difficult. I was always aware of the process and what was needed from me. I would recommend him to all my friends and colleagues. I was very pleased with the whole process. And i must add his team allowed us to close in over two weeks! Fabulous! Thanks Scott!Scott Jacobs was friendly, professional and always helpful. He always replied to all my questions, easy and difficult. I was always aware of the process and what was needed from me. I would recommend him to all my friends and colleagues. I was very ...read full review
5.0
5.0 Survey completed on March 4, 2014
Reviewed By kris markstrom for Scott Jacobs
Completed transaction in March 2014
Mr. Jacobs immediately responded to our inquiry regarding a home mortgage. His response included details that helped us in making an educated financial decision. When we received approval, Mr. Jacobs and his team provided the support necessary to complete the paperwork. Every step of the way, we were informed what was required to continue to the next step. Due to the thoroughness of Mr. Jacobs and his team, we were able to close two weeks ahead of our initially scheduled closing date. Additionally, the day of our closing with the settlement attorney, Mr. Jacobs came to the closing to meet us. Our past experiences with home buying were very stressful and almost painful. With their professionalism and transparency, Mr. Jacobs and his team turned this home buying process into a moment that was painless and smooth.Mr. Jacobs immediately responded to our inquiry regarding a home mortgage. His response included details that helped us in making an educated financial decision. When we received approval, Mr. Jacobs and his team provided the support necessary to com ...read full review
5.0
5.0 Survey completed on January 7, 2014
Reviewed By wendy boland for Scott Jacobs
Completed transaction in January 2014
It was an absolute pleasure to work with Scott Jacobs. He was helpful, honest, and extremely trustworthy. He was a great source of advice and knowledge. I would recommend Scott to anyone looking for a mortgage.
5.0
5.0 Survey completed on October 1, 2013
Reviewed By user6012431 for Scott Jacobs
Completed transaction in October 2013
Scott's been a pleasure to work with over the years. From the time I bought my first townhouse in 1994 to my recent refi this year on my single family home. He always provides me with a few options and is quick to answer any questions that I have. His years of experience in the mortgage industry gives him a big leg up over anyone else.Scott's been a pleasure to work with over the years. From the time I bought my first townhouse in 1994 to my recent refi this year on my single family home. He always provides me with a few options and is quick to answer any questions that I have. Hi ...read full review
5.0
5.0 Survey completed on September 18, 2013
Reviewed By user5004880 for Scott Jacobs
Completed transaction in September 2013
Scott really knows his stuff and is easily accessible and personable. He held my hand through every step of the process and ensured that I was thoroughly informed. I will turn to Scott for any future mortgage needs. Thanks, Scott!
5.0
5.0 Survey completed on September 16, 2013
Reviewed By user9940341 for Scott Jacobs
Completed transaction in September 2013
I have worked with Scott numerous times. Scott has been very helpful in helping refi my loan. Scott is extremely knowledgeable and constantly touched base with me throughout the whole process. Whether refinancing or looking for a loan for a new house, I would definitely use Scott!!I have worked with Scott numerous times. Scott has been very helpful in helping refi my loan. Scott is extremely knowledgeable and constantly touched base with me throughout the whole process. Whether refinancing or looking for a loan for a new hous ...read full review
5.0
5.0 Survey completed on September 6, 2013
Reviewed By user8721260 for Scott Jacobs
Completed transaction in September 2013
Scott Jacobs has been the best! He is dedicated to helping his clients out and he will not stop until he gets the job done. He was very punctual in getting back to me and keeping me informed on my loan approval process from start to end. He was great to work with and will definitely use him again. I recommend him to anyone looking for a professional and reliable loan officer.Scott Jacobs has been the best! He is dedicated to helping his clients out and he will not stop until he gets the job done. He was very punctual in getting back to me and keeping me informed on my loan approval process from start to end. He was great ...read full review
5.0
5.0 Survey completed on September 3, 2013
Reviewed By user40828706 for Scott Jacobs
Completed transaction in September 2013
Scott has been a fantastic resource for home financing. He helped us refinance our current home at a great rate and is currently helping us while we look for a new home. He is always helpful and available for any questions we have. We love working with him and would recommend him to anyone looking to purchase/refinance a home.Scott has been a fantastic resource for home financing. He helped us refinance our current home at a great rate and is currently helping us while we look for a new home. He is always helpful and available for any questions we have. We love working wi ...read full review
5.0
5.0 Survey completed on August 31, 2013
Reviewed By user3683733 for Scott Jacobs
Completed transaction in August 2013
I have refinanced two mortgages with Scott. Not only was he great to work with, but he really looked out for me. We were up side down on our primary home and I was unsuccessful in finding a way to refinance for two years, then I found Scott. He worked through the options with us and we were able to refinance, saving $1,000.00 per month! We also own a rental property with a reasonable mortgage, so we thought. Scott did some digging and we ended up refinancing it as well, cutting our payment AND reducing the life of the loan. He really knows the business and works to find individual solutions for his clients.

Jenny
Clarksburg, MD
I have refinanced two mortgages with Scott. Not only was he great to work with, but he really looked out for me. We were up side down on our primary home and I was unsuccessful in finding a way to refinance for two years, then I found Scott. He wor ...read full review
5.0
5.0 Survey completed on August 31, 2013
Reviewed By user4299445 for Scott Jacobs
Completed transaction in August 2013
Scott is a dedicated professional who follows through his assignment. I have dealt twice with Scott, one to get a loan for the purchase of a house and to refinance an existing property. Both times Scott has delivered and I highly recommend him to all that need a knowledgeable and efficient professional of the industry.Scott is a dedicated professional who follows through his assignment. I have dealt twice with Scott, one to get a loan for the purchase of a house and to refinance an existing property. Both times Scott has delivered and I highly recommend him to all ...read full review
5.0
5.0 Survey completed on August 30, 2013
Reviewed By user4058680 for Scott Jacobs
Completed transaction in August 2013
Scott was very friendly and attentive from day one. He remained in constant communication with me through the whole process. He has amazingly friendly staff who made what can sometimes be a very stressful process, successful and smooth without any surprises.. He was knowledgeable of all of my options and was able to guide me in the best financial direction. I would recommend him to any of my friends and family. I hope that we have the opportunity to use him again in the future.Scott was very friendly and attentive from day one. He remained in constant communication with me through the whole process. He has amazingly friendly staff who made what can sometimes be a very stressful process, successful and smooth without any su ...read full review
5.0
5.0 Survey completed on August 29, 2013
Reviewed By user8418195 for Scott Jacobs
Completed transaction in August 2013
Scott was recommended to us by our realtor when we were buying our first home. During one of our first meetings, we were talking about my credit score and he mentioned that based on what I told him, he would have thought my score would be higher, and urged me to check it out. I did, and found some old medical collections that shouldn't have been on there. I was able to get it resolved and bump up my credit score, which helped us get a better rate, and he made a pretty stressful process easy. Scott provided a high level of personal service that I can't imagine we would have received from a larger bank. I would definitely recommend him to other buyers!Scott was recommended to us by our realtor when we were buying our first home. During one of our first meetings, we were talking about my credit score and he mentioned that based on what I told him, he would have thought my score would be higher, and ...read full review
5.0
5.0 Survey completed on August 29, 2013
Reviewed By user2284970 for Scott Jacobs
Completed transaction in August 2013
Scott was very good at listening to what we needed. He was able to explain the process letting us know what was happening and when and was able to walk us through some difficult issues as well. I have recommended Scott to others in the past and will continue to do so in the future. He is an excellent loan officerScott was very good at listening to what we needed. He was able to explain the process letting us know what was happening and when and was able to walk us through some difficult issues as well. I have recommended Scott to others in the past and wil ...read full review

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