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Home Loans

  • Q: What's the best way to get started?

    A: The best way to start any mortgage process is with the help of a lender that's 100% on your side—and that's Embrace Home Loans. Simply call 800-620-6292 or fill out our quick, no-obligation and confidential GET A QUOTE FORMnow. Your Mortgage Specialist will start working right away to find you your ideal mortgage and will be with you every step of the way. This streamlined, personalized approach means the entire process will be as simple and stress-free as possible. In fact, it can all be wrapped up in as little as 21 days after receiving all your documents. There's just no better way to take the next steps toward a better financial future.
  • Q: How long has Embrace been in business?

    A: For more than 30 years we’ve been helping tens of thousands of people just like you purchase new homes, refinance existing mortgages and consolidate high-interest debt. CONTACT US now to find out how we can help you make your dreams a reality. Call 800-620-6292 for more information.
  • Q: Does Embrace have a branch in my community?

    A: We’ll make it easy to find the Embrace Mortgage Branch that’s closest and most convenient for you. And in the event there’s not a retail office near you, simply call our headquarters at 1.800.620.6292 and we’ll put you in touch with one of our Mortgage Specialists licensed in 46 states and DC, who will be dedicated to you from beginning to closing. Call 1-800-620-6292 for more information.
  • Q: What is the difference between Embrace, my local bank, and a broker?

    A: In short: no middle man. As a direct lender for Fannie Mae, Freddie Mac, and an approved issuer for Ginnie Mae, we underwrite our loans. We are not a broker or a lead reseller and we never take your call and then pass your application off to someone else. Your Embrace Home Loans Mortgage Specialist works directly with you through the entire loan process—from beginning to end. This kind of personalized service means we can truly get to know you, and provide impeccable service that perfectly fits your needs. It also means we can offer better interest rates and terms—all while keeping you completely informed with real-time, up-to-the-minute information regarding your loan. There’s simply no better way to go through the mortgage process…CALL US today at 1-800-620-6292 to start yours.
  • Q: How is my credit score calculated?

    A: Your credit score is calculated with a mathematical formula. It uses information in your credit report and compares it to information on tens of millions of other people. The resulting number is a highly accurate prediction of how likely you are to pay your bills. People with the highest credit scores get the lowest interest rates.

    Your credit score considers both positive and negative information in your credit report. Late payments will lower your credit score, but establishing or re-establishing a good track record of making payments on time will raise your score. Call 800-620-6292 for more information.

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Finding your way through the mortgage process starts with getting answers to your questions. At Embrace, we want you to rely on our expertise for the information you need to make informed decisions about your finances. We've listed the most commonly asked questions on the right. Some answers will depend on your situation, so please don't hesitate to give us a call at 1-800-620-6292 for more detailed information. We're always happy to help.

get started today Phone 800-620-6292