How long has Embrace been in business?

For more than 30 years we’ve been helping tens of thousands of people just like you purchase new homes, refinance existing mortgages and consolidate high-interest debt. CONTACT US now to find out how we can help you make your dreams a reality. Call 800-620-6292 for more information.

How is my credit score calculated?

Your credit score is calculated with a mathematical formula. It uses information in your credit report and compares it to information on tens of millions of other people. The resulting number is a highly accurate prediction of how likely you are to pay your bills. People with the highest credit scores get the lowest interest rates. Your credit score considers both positive and negative information in your credit report. Late payments will lower your credit score, but establishing or re-establishing a good track record of making payments on time will raise your score. Call 800-620-6292 for more information.

What's the best way to get started?

The best way to start any mortgage process is with the help of a lender that's 100% on your side — and that's Embrace Home Loans. Simply call 800-620-6292 or fill out our quick, no-obligation and confidential GET A QUOTE FORM now. Your Mortgage Specialist will start working right away to find your ideal mortgage and will be with you every step of the way. This streamlined, personalized approach means the entire process will be as simple and stress-free as possible. In fact, it can all be wrapped up in as little as 21 days after receiving all your documents. There's just no better way to take the next steps toward a better financial future.

How are rates calculated?

Rates are complicated and can be tricky to understand. Simply CALL US and we’ll help you compare your rate quotes. We’re happy to take you through estimates line by line — ensuring you know what every item means to you and your bottom line. Comparing mortgage rates can be confusing because there are so many factors — from taxes to title insurance — that contribute to calculating your mortgage payment and closing costs. No one is expected to understand it all from the beginning, but we’ll make sure it all makes perfect sense to you in the end. Call 800-620-6292 for more information.

Does Embrace have a branch in my community?

We’ll make it easy to find the Embrace Mortgage Branch that’s closest and most convenient for you. And in the event there’s not a retail office near you, simply call our headquarters at 800-620-6292 and we’ll put you in touch with one of our Mortgage Specialists licensed in 46 states and DC, who will be dedicated to you from beginning to closing.Call 800-620-6292 for more information.