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Home Loan FAQs

  • Q: What's the best way to get started?

    A: The best way to start any mortgage process is with the help of a lender that's 100% on your side—and that's Embrace Home Loans. Simply call 800-620-6292 or fill out our quick, no-obligation and confidential GET A QUOTE FORMnow. Your Mortgage Specialist will start working right away to find you your ideal mortgage and will be with you every step of the way. This streamlined, personalized approach means the entire process will be as simple and stress-free as possible. In fact, it can all be wrapped up in as little as 21 days after receiving all your documents. There's just no better way to take the next steps toward a better financial future.
  • Q: Can I pay my mortgage online?

    A: Yes you can !  Please use the following link to make payments.  If you do not have an account you must create one the first time.
  • Q: What does it mean to refinance a mortgage?

    A: Refinancing is simply the process of replacing your existing mortgage with a new one with a lower rate and/or better terms. It can help you realize your dreams and it doesn't get any easier than with Embrace Home Loans. Call 1-800-620-6292 for more information.
  • Q: What types of loans does Embrace offer?

    A: At Embrace Home Loans, we have the loan that's right for you and the expertise to pinpoint precisely which kind of loan that may be. From Conventional Mortgages—both Fixed and Variable-rate—to easier-to-qualify-for loans like FHA insured, VA or HARP 2, we offer a broad range of options, and will not rest until we find the ideal loan for you. Call 800-620-6292 for more information.
  • Q: How is my credit score calculated?

    A: Your credit score is calculated with a mathematical formula. It uses information in your credit report and compares it to information on tens of millions of other people. The resulting number is a highly accurate prediction of how likely you are to pay your bills. People with the highest credit scores get the lowest interest rates.

    Your credit score considers both positive and negative information in your credit report. Late payments will lower your credit score, but establishing or re-establishing a good track record of making payments on time will raise your score. Call 800-620-6292 for more information.

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Finding your way through the mortgage process starts with getting answers to your questions. At Embrace, we want you to rely on our expertise for the information you need to make informed decisions about your finances. We've listed the most commonly asked questions on the right. Some answers will depend on your situation, so please don't hesitate to give us a call at 1-800-620-6292 for more detailed information. We're always happy to help.

get started today Phone 800-620-6292