Home Mortgage Refinance Process
Our streamlined, personalized approach means the entire refinancing process will be as simple and stress-free as possible. In fact, it can all be wrapped up in half the time an average bank. Remember, with Embrace, your Mortgage Specialist will be with you every step of the way...and those three simple steps include:
Applying for your loan
Your Mortgage Specialist can help you with the entire application. We'll let you know precisely what documents and information you need, and walk you through the whole process.
Approving your mortgage
Embrace will carefully review your paperwork, have the house appraised to confirm its value, and evaluate your credit. These steps will determine your eligibility for the loan.
Closing your new loan
At the loan closing you will sign all the documentation pertaining to your new loan, and when your Right to Cancel expires after three days, all the funds from the loan will be disbursed. This includes the amount to payoff your existing mortgage or any other funds or bills being paid out through the proceeds.