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Loan Approval
How To Get a Loan in 3 Steps

Our loan process will make you feel right at home.

At Embrace Home Loans, our personal, and streamlined approach makes getting a new mortgage easy and stress free. We’ll guide you through the process in three simple steps: apply, approve, close. When you call or fill out our no obligation form, we assign you a dedicated mortgage specialist. This knowledgeable Loan Officer will answer all of your questions and guide you through every step of the process from start to finish. As a direct lender, you’ll work with only us.

Not sure what type of loan you need? No problem, that’s why we’re here. We’ll find the loan that’s best for your specific situation. Your loan expert will then let you know what documents are needed, have your home appraised, and be there through closing.

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What are the steps in the loan process?

Whether you’re refinancing, purchasing your first home, or buying your next home, our mortgage specialists will guide you through every step of the loan process.

Applying For A Home Loan
Your Loan Officer will ensure you have all the documents needed and assist you with the application process from start to finish.

Getting Your Mortgage Approved
After reviewing and signing off on the necessary paperwork and evaluating your credit, your Loan Officer will help determine your eligibility and find the best loan available. In some instances, your home may need to be appraised before approval.

Closing Your New Loan
After an easy application and official approval, you’ll attend a “closing” where you’ll be asked to review and sign final loan documentation.

How long does the home loan process take?

Our Mortgage Specialists begin working immediately to identify what type of mortgage is right for you. The streamlined Embrace approach means the entire process will be as simple as possible, with many loan processes wrapped up in as little as 21 days after receiving all application documents.

Finding a mortgage company you can trust to help ensure your closing happens on time is important. Since Embrace is a direct lender, we are able to streamline the home loan process to ensure a fast, stress-free on-time closing.

What types of information and documentation will be needed?

The types of documents needed for a loan application vary by loan type, and there are many types of home loans available. Additional factors that can affect what documents are needed may include:

  • Where You Live in the United States
  • Your Credit Score
  • Your Monthly Personal or Household Budget

The most common document types requested during any loan process are:

  • Proof of Employment
  • Proof of Income
  • Resident Status
  • Past Tax Documents
  • Financial Account Information

Let Embrace Home Loans help you secure a mortgage today. Call 800-620-6292 to speak with one of our loan officers. Or fill out this no obligation form and one of our specialists will contact you.

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“Working with Jason was by far the most rewarding experience I had refinancing my property (2nd refinance). The man is knowledgeable, respectful, honest and more importantly proactive in helping clients work around potential roadblocks. Throughout the process, I've always felt empowered with useful information which made my financial goals attainable. Jason serves as a model example of a loan specialist when it comes to transparency, efficiency and getting the job done.”
- Herve A.