Your home buying story starts here.
Whether you’re purchasing your first home, or you’ve been down this road before, we can make buying a new home easy and exciting.
Embrace offers all types of loans from FHA to VA to Conventional and more, with fixed and adjustable rate options. Whatever your level of home buying experience, our specialists take a personalized approach to help you find a loan that fits your specific needs.
We also offer proprietary programs that make the home buying process faster and more convenient. With our revolutionary Approved to Move™, you can have a fully underwritten mortgage approval before you even start looking for a home. This gives you an advantage over other potential buyers and helps your offer stand out from the rest.
Found that perfect fixer-upper? Our Ready For Renovation mortgage options can help you buy a home in most any condition, make immediate improvements or renovations, and pay for them over time with financing up to 110% of the after-improved value.
Our personalized approach makes us the ideal lender for first-time homebuyers. We’ll explain the homebuying process and guide you every step of the way to make sure you’re comfortable from application through moving day. Learn more about our first-time homebuyer loans
Whether it’s your third home or your thirtieth, getting a mortgage shouldn’t be complicated. If you’re upgrading, downsizing, or looking at a vacation property, we can make it easy to secure the financing you need. Learn more about our many home loan options
Affordable housing programs
At Embrace, we understand the challenges many people face attaining, maintaining, and retaining affordable housing. That’s why we offer a variety of Affordable Housing Programs to help bridge the gap to homeownership. We even offer down payment assistance to those who qualify. Learn more about our Affordable Housing programs.
Extended Rate Lock
Interest rates can be unpredictable, and so can buying a new construction or a house that needs renovations before you're able to move in. To help give customers peace of mind, Embrace offers an Extended Rate Lock program that can help you lock in your interest rate for up to 9 months and protect against a rise in interest rates. And what if rates fall? You can take advantage of a one-time float-down for an additional charge. Learn more about our Extended Rate Lock
What happens during the process?
Getting a mortgage doesn’t have to be overwhelming. At Embrace, we’re here to make the process as stress-free as possible. Buying a new home should be an exciting time, and we want to make sure you enjoy every second.
Whether you’ve already found your dream home, are actively shopping, or you’re just starting to look, you probably have some questions about how to get the financing you need.