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About

Patrick Donovan joins the Embrace Home Loans team as a Senior Loan Officer in our Lewes, DE branch. Prior to his employment with Embrace, Patrick worked with Wells Fargo Mortgage and Bank of America Home Loans. Having been in the business for many years- he is well trained in all aspects of the loans process. Patrick assists his clients with existing home mortgage refinances and first time home buyers to achieve their dream of home ownership. He understands what a confusing process this can be for most so he takes his time to explain every step and answer any questions his clients may have, even if it’s already been asked. Patrick’s hard work has not gone unnoticed as he has received awards for his exceptional customer service as well as for his production.

In order to best service his clients, Patrick stays up to date with the mortgage industry – taking several sales courses over the years. He grew up in Baltimore, MD and currently resides in the Lewes Area. He has a son, Greg, who resides with his wife and 3 children in Towson, MD. If he is not working, you’ll find him at the beach.

 

Branch: Delaware - Rehoboth Beach, 50 Cascade Lane, Rehoboth Beach, DE 19971

Pat Donovan, NMLS# 450601 , is employed by Embrace Home Loans and is licensed in:
DE MD

Reviews (69 Reviews)

5.0
5.0 Survey completed on June 20, 2018
Reviewed By Trevor M. for Pat Donovan
Completed transaction in June 2018
Pat was very helpful throughout the entire process made the whole experience easy for us .
5.0
5.0 Survey completed on June 20, 2018
Reviewed By Jacob M. for Pat Donovan
Completed transaction in June 2018
Easy to communicate and extremely helpful at any time
5.0
5.0 Survey completed on June 17, 2018
Reviewed By Debra G. for Pat Donovan
Completed transaction in August 2017
Everything!! His constant support, and professionalism. His great personality made the entire stressful situation pleasant. He DEFINITELY went above and beyond for me. I would definitely recommend him to anyone. Thanks Partick.
5.0
5.0 Survey completed on June 16, 2018
Reviewed By Mary Ann J. for Pat Donovan
Completed transaction in July 2017
Our family dealt with Pat Donovan for both mortgages and he got the job done, answering all our questions, providing the best help possible when needed and literally pushing to ball to the finish line for us. We are happy to say he was professionally excellent in every way.Our family dealt with Pat Donovan for both mortgages and he got the job done, answering all our questions, providing the best help possible when needed and literally pushing to ball to the finish line for us. We are happy to say he was professionall ...read full review
5.0
5.0 Survey completed on June 2, 2018
Reviewed By Edward S. for Pat Donovan
Completed transaction in May 2018
Pat was very knowledgeable and helped is through the process. He made the experience fun
5.0
5.0 Survey completed on May 29, 2018
Reviewed By Stephen J. for Pat Donovan
Completed transaction in May 2018
Pat’s professionalism and the speed it took to us to quality for our commitment.
5.0
5.0 Survey completed on May 18, 2018
Reviewed By Robert H. for Pat Donovan
Completed transaction in May 2018
Pat was in communication when needed and quickly answered questions. He let us know when it was a good time to lockdown our rate so we could take advantage of the drop in interest rates.
4.833
4.833 Survey completed on May 14, 2018
Reviewed By Jessica L. for Pat Donovan
Completed transaction in May 2018
Patrick made it all seem so easy and offered great advice throughout the process.
4.833
4.833 Survey completed on May 11, 2018
Reviewed By Jake L. for Pat Donovan
Completed transaction in May 2018
Great!
5.0
5.0 Survey completed on May 8, 2018
Reviewed By Melanie R. for Pat Donovan
Completed transaction in May 2018
He made purchasing a new home in another state an easy process and he always responded quickly!
5.0
5.0 Survey completed on May 8, 2018
Reviewed By Michael M. for Pat Donovan
Completed transaction in May 2018
Fast and efficient
5.0
5.0 Survey completed on May 3, 2018
Reviewed By Donna S. for Pat Donovan
Completed transaction in April 2018
Pat was very organized and pleasant to speak with. This was my first experience in the mortgage process his professionalism was greatly appreciated.
4.833
4.833 Survey completed on April 24, 2018
Reviewed By Joyce I. for Pat Donovan
Completed transaction in April 2018
Pat and his team made this experience much easier than we thought it would be. He didn't mind our many questions and always made himself available to answer any that we had.
5.0
5.0 Survey completed on February 13, 2018
Reviewed By Andrew C. for Pat Donovan Pat Donovan
Completed transaction in February 2018
Knowledgeable, friendly and outgoing. Quick response to any and all questions. Great communicating. Great to work with.
4.333
4.333 Survey completed on February 6, 2018
Reviewed By Charles M. for Pat Donovan Pat Donovan
Completed transaction in January 2018
All the information needed to obtain a mortgage while not living in the same area as Pat was eased greatly by his help with the process.
5.0
5.0 Survey completed on January 31, 2018
Reviewed By Cynthia A. for Pat Donovan Pat Donovan
Completed transaction in January 2018
Pat Is Very Personable Person
5.0
5.0 Survey completed on January 24, 2018
Reviewed By Oscar S. for Pat Donovan Pat Donovan
Completed transaction in January 2018
Pat is very easy to get along with. You can tell he has your best interest in mind at all times. Most important is you feel you are dealing with a very honest person. You consider him a friend.
5.0
5.0 Survey completed on January 23, 2018
Reviewed By Stephen L. for Pat Donovan Pat Donovan
Completed transaction in January 2018
Pat provided timely communication throughout the entire process and communication is key.
5.0
5.0 Survey completed on January 21, 2018
Reviewed By Dianne L. for Pat Donovan Pat Donovan
Completed transaction in January 2018
Patrick and Kelsey both went above and beyond! They were friendly, fun and comfortable in a process that can be not so enjoyable! I highly recommend them!!
5.0
5.0 Survey completed on January 12, 2018
Reviewed By Joan T. for Pat Donovan Pat Donovan
Completed transaction in July 2017
Thank you for your assistance.
4.333
4.333 Survey completed on January 12, 2018
Reviewed By Jerome C. for Pat Donovan Pat Donovan
Completed transaction in July 2017
Communication, always kept in touch and answered questions and concerns in a timely manner
5.0
5.0 Survey completed on January 9, 2018
Reviewed By Sarah M. for Pat Donovan Pat Donovan
Completed transaction in July 2017
Pat is very knowledgeable of the process and always available for questions.
5.0
5.0 Survey completed on January 9, 2018
Reviewed By Casimir J. for Pat Donovan Pat Donovan
Completed transaction in July 2017
Pat was there for us every step of the way. No question was too small to answer, no problem too large to take care of. We sincerely appreciate how smoothly the process went. Thanks, Pat.
5.0
5.0 Survey completed on January 9, 2018
Reviewed By James D. for Pat Donovan Pat Donovan
Completed transaction in July 2017
The whole loan process with Pat from start to finish was a breeze. He was great at explaining the whole procedure and what to expect. He always responded immediately to any questions or concerns that I had. I would rate my experience with Pat as exceptional and would definitely recommend him to anyone looking for a mortgage. The whole loan process with Pat from start to finish was a breeze. He was great at explaining the whole procedure and what to expect. He always responded immediately to any questions or concerns that I had. I would rate my experience with Pat as e ...read full review
5.0
5.0 Survey completed on January 3, 2018
Reviewed By Timothy J. for Pat Donovan Pat Donovan
Completed transaction in December 2017
Patrick was always available when I had questions and would find the answer if he didn't know the answer. I would to thank Patrick and embrace for the experience
5.0
5.0 Survey completed on December 30, 2017
Reviewed By Jennifer M. for Pat Donovan Pat Donovan
Completed transaction in December 2017
Pat is wonderfully engaging and made the otherwise painful mortgage application fun. I highly recommend him. Jen Maybin
5.0
5.0 Survey completed on December 30, 2017
Reviewed By Lane Z. for Pat Donovan Pat Donovan
Completed transaction in December 2017
Pat walked me through the whole process and calmed my anxiety /naivety/frustration with the computer aspects as well as the financial services.i felt I was being advised by a colleague not as just another customer.
5.0
5.0 Survey completed on December 21, 2017
Reviewed By Charles N. for Pat Donovan Pat Donovan
Completed transaction in December 2017
Sincere, knowledgeable and concerned . Pat is a very capable guy and it was greatly appreciated in this transaction!!
5.0
5.0 Survey completed on November 30, 2017
Reviewed By Diane G. for Pat Donovan Pat Donovan
Completed transaction in November 2017
Pat Donovan was very professional and courteous. He was always there to answer any questions or concerns that I had. If I left a voice message he always called me back in a timely fashion. If we dropped into the office he always made time to see us. I would recommend him to anyone looking for a home mortgage.Pat Donovan was very professional and courteous. He was always there to answer any questions or concerns that I had. If I left a voice message he always called me back in a timely fashion. If we dropped into the office he always made time to see us. ...read full review
5.0
5.0 Survey completed on November 8, 2017
Reviewed By Gail K. for Pat Donovan Pat Donovan
Completed transaction in November 2017
Pat made the entire experience more than pleasant. He guided us through the process every step of the way and never hesitated to answer any questions that we had. I would highly recommend Pat to anyone!
5.0
5.0 Survey completed on October 30, 2017
Reviewed By Gennie H. for Pat Donovan
Completed transaction in October 2017
Made this process so much easier than I thought would be.
5.0
5.0 Survey completed on October 24, 2017
Reviewed By Loretta I. for Pat Donovan
Completed transaction in October 2017
Pat was responsive to all questions, empathetic to our concerns around construction issues and supportive in the mortgage process.
5.0
5.0 Survey completed on October 21, 2017
Reviewed By Denise B. for Pat Donovan
Completed transaction in October 2017
Friendly and went above and beyond to help.
5.0
5.0 Survey completed on October 3, 2017
Reviewed By Matthew J. for Pat Donovan
Completed transaction in September 2017
Pat was very responsive to questions and took the time to explain things so that I understood and was comfortable.
5.0
5.0 Survey completed on September 30, 2017
Reviewed By Morgan J. for Pat Donovan
Completed transaction in September 2017
Pat was very knowledgeable and forth coming with important information. He made our loan process very smooth. He was very timely with his responses.
5.0
5.0 Survey completed on September 23, 2017
Reviewed By Brian G. for Pat Donovan
Completed transaction in September 2017
Pat was very friendly and professional. He was always working for us, no matter what the time of day. It made financing a huge purchase stress-free!
5.0
5.0 Survey completed on September 22, 2017
Reviewed By Jordan J. for Pat Donovan
Completed transaction in September 2017
Great to work with. Pat responded to all our questions in a speedy manor and was very patient with all the questions we threw at him. I would most certainly recommend him to anyone in the market for a new house. We are extremely grateful we had the pleasure of working with him and Embrace Home Loans!Great to work with. Pat responded to all our questions in a speedy manor and was very patient with all the questions we threw at him. I would most certainly recommend him to anyone in the market for a new house. We are extremely grateful we had the p ...read full review
4.667
4.667 Survey completed on August 19, 2017
Reviewed By Pamela S. for Pat Donovan
Completed transaction in August 2017
Pat was knowledgeable about the mortgage process. Very helpful.
5.0
5.0 Survey completed on August 17, 2017
Reviewed By Zonae S. for Pat Donovan
Completed transaction in August 2017
Pat was amazing! This was my first time going through the process of buying a new home, and he walked me through every step of the way. He responded to all of my emails, texts, and calls in a timely manner, and he answered all of my (many, many) questions! When I wasn't quite sure about something, he took his time to thoroughly explain it to me. He made me feel comfortable with the whole process, and I felt like he had my best interest at heart the whole time. He was very warm and approachablePat was amazing! This was my first time going through the process of buying a new home, and he walked me through every step of the way. He responded to all of my emails, texts, and calls in a timely manner, and he answered all of my (many, many) qu ...read full review
5.0
5.0 Survey completed on August 16, 2017
Reviewed By Elizabeth H. for Pat Donovan
Completed transaction in August 2017
Pat was always available for my questions. He was knowledgeable and made me feel very comfortable.
5.0
5.0 Survey completed on August 15, 2017
Reviewed By Donna B. for Pat Donovan
Completed transaction in August 2017
Pat was always available to answer my questions and kept me updated. He was very easy to work with.
5.0
5.0 Survey completed on August 10, 2017
Reviewed By Robert S. for Pat Donovan
Completed transaction in August 2017
Patrick is a great communicator which eliminated any surprises. He kept me informed and also communicated with the developer. Settlement was very smooth again no surprises.
5.0
5.0 Survey completed on July 18, 2017
Reviewed By Sabrina L. for Pat Donovan
Completed transaction in June 2017
Pat Donovan went above and beyond what we expected. If it weren't for him going the extra mile, I don't think we would be in our house now. Thank you so much, Mr. Donovan.
5.0
5.0 Survey completed on June 29, 2017
Reviewed By Edward H. for Pat Donovan
Completed transaction in June 2017
Pat was informative. Made the experience go as smoothly as possible. He was always available when needed.
4.0
4.0 Survey completed on April 10, 2017
Reviewed By Charlie for Pat Donovan
Completed transaction in April 2017
Pat Donovan and Kelsey did a great job keeping the process flowing relatively smooth. Applying for a mortgage is generally a challenging process but I feel the Rehoboth team did a very good job.
5.0
5.0 Survey completed on April 10, 2017
Reviewed By Nick for Pat Donovan
Completed transaction in April 2017
Considering how daunting the process can be when getting a new mortgage, from start to finish Pat was professional, always available and responsive to my questions and concerns.
5.0
5.0 Survey completed on April 5, 2017
Reviewed By Cheryl for Pat Donovan
Completed transaction in April 2017
Patrick introduced himself on our initial phone conversation, he was pleasant, explained the process that would take place, answered our questions and was available whenever needed.
5.0
5.0 Survey completed on March 26, 2017
Reviewed By Joedart for Pat Donovan
Completed transaction in March 2017
Pat Donovan was very helpful, he knows his job very well and would recommend him in the future.
5.0
5.0 Survey completed on February 28, 2017
Reviewed By John C. for Pat Donovan
Completed transaction in February 2017
Great
5.0
5.0 Survey completed on January 20, 2017
Reviewed By Bubbles for Pat Donovan
Completed transaction in January 2017
Patrick is extremely knowledgeable and was very helpful throughout our entire mortgage application and closing experience. We would definitely contact him again if we needed anything mortgage-related.
5.0
5.0 Survey completed on January 13, 2017
Reviewed By Brad for Pat Donovan
Completed transaction in January 2017
The communication between Embrace and I was phenomenal!
5.0
5.0 Survey completed on December 21, 2016
Reviewed By Tony for Pat Donovan
Completed transaction in December 2016
The customer service was flawless. Extremely knowledgeable and professional loan officer. Represents your company very, very well. Made the process of buying and building a home much easier.
5.0
5.0 Survey completed on December 17, 2016
Reviewed By Tony for Pat Donovan
Completed transaction in December 2016
Omg How wonderful is this man. Patient, forthright, ultra professional.
5.0
5.0 Survey completed on December 15, 2016
Reviewed By Iris A. for Pat Donovan
Completed transaction in December 2016
We were walked through every step of the process, Patrick had to do a lot of hand holding because we were selling our previous homes without a contingency, he was right there for every phone call. We could not have had a better loan officer.
5.0
5.0 Survey completed on December 3, 2016
Reviewed By Millie for Pat Donovan
Completed transaction in December 2016
Superior customer service every step of the way. Embrace Home Loans is fortunate indeed to have Patrick Donovan on its team. It is quite uncommon these days to get the level of service, expertise, honesty and professionalism he provides.
5.0
5.0 Survey completed on November 7, 2016
Reviewed By Stephanie F. for Pat Donovan
Completed transaction in November 2016
Pat was knowledgeable, funny, and personable. He kept us in the loop at all times and made sure that we were in constant communication. He would answer my questions super early in the morning until late at night. I never had to wait for a response from him. I thoroughly enjoyed working with him and would recommend him to anyone who is looking for a great loan officer!Pat was knowledgeable, funny, and personable. He kept us in the loop at all times and made sure that we were in constant communication. He would answer my questions super early in the morning until late at night. I never had to wait for a response fr ...read full review
4.0
4.0 Survey completed on November 2, 2016
Reviewed By raphael for Pat Donovan
Completed transaction in November 2016
started too soon had to provide some paperwork update that could have been done at end
5.0
5.0 Survey completed on November 1, 2016
Reviewed By Jim W. for Pat Donovan
Completed transaction in November 2016
Pat was always available for our questions and was the upmost Professional.
5.0
5.0 Survey completed on October 17, 2016
Reviewed By Mace for Pat Donovan
Completed transaction in October 2016
Pat is a true professional and would highly recommend him to anyone!
5.0
5.0 Survey completed on October 14, 2016
Reviewed By Judd for Pat Donovan
Completed transaction in October 2016
Highly recommend working with Pat. Very professional, adresseses all your questions and converncs, and gets back to you really quick. Made the whole process easy.
5.0
5.0 Survey completed on October 12, 2016
Reviewed By Yayagiggy for Pat Donovan
Completed transaction in October 2016
Pat was helpful in the process and kept me informed even though I thought this was an extremely painful process. I wish I could have had only him to deal with because the other person was less than friendly and quite snippy at times. She didn't tell me that cash being "liquid" meant it had to be in a checking account not a money market account. Her remark was "just follow the directions," I am not a broker and don't know the terminology. A list of things needed IN DETAIL from the beginning would have helped. Even though we had enough cash to pay for the condo in cash, we felt like we were less than qualified at some points during the process. If if weren't for Pat, I would have gone to another company. He treated us with respect and concern while encouraging us that we were almost finished with this tedious process. I know some of this is due to government and the bad loans that have occurred but I hope we never have to do this again! Thanks Pat for being there for us!Pat was helpful in the process and kept me informed even though I thought this was an extremely painful process. I wish I could have had only him to deal with because the other person was less than friendly and quite snippy at times. She didn't tell ...read full review
5.0
5.0 Survey completed on October 6, 2016
Reviewed By Marsha for Pat Donovan
Completed transaction in October 2016
Pat is organized and efficient. Whenever I had a question or problem thoughout the process, he responded in a timely manner. He went out of his way to make the process smooth.
5.0
5.0 Survey completed on October 4, 2016
Reviewed By Cathy for Pat Donovan
Completed transaction in October 2016
The best from start to finish
5.0
5.0 Survey completed on July 30, 2016
Reviewed By Tates for Pat Donovan
Completed transaction in July 2016
Pat made the process a breeze. Always available to answer questions or concerns.
4.0
4.0 Survey completed on July 9, 2016
Reviewed By None for Pat Donovan
Completed transaction in July 2016
Overall a very good experience
5.0
5.0 Survey completed on July 5, 2016
Reviewed By Ed for Pat Donovan
Completed transaction in July 2016
I first met with Patrick Donovan in January, 2016, shortly after finalizing our purchase of a to-be-built home in Delaware. During the following six months Pat followed up diligently on every detail of the very confusing finance process. Although Pat is a Senior Loan Officer with Embrace Home Loans, we felt that he "worked" for us as he guided us through the multiple forms and information requests. He is a true gentleman, a very knowledgeable financial expert who was always available to answer a question or to clarify a concern. I have the highest respect for Pat and Embrace Home Loans is fortunate to have an employee the caliber of Pat Donovan.I first met with Patrick Donovan in January, 2016, shortly after finalizing our purchase of a to-be-built home in Delaware. During the following six months Pat followed up diligently on every detail of the very confusing finance process. Although P ...read full review
5.0
5.0 Survey completed on June 23, 2016
Reviewed By John A. for Pat Donovan
Completed transaction in June 2016
Pat and the Embrace Team were great to work with, they made getting a mortgage simple and painless.
5.0
5.0 Survey completed on May 22, 2016
Reviewed By Lee T. for Pat Donovan
Completed transaction in May 2016
Again, Pat Donovan was the only saving grace in this entire hideous process. I felt like I was signing my life away, which I was. If not for Pat I honestly may have gone a different route. Every time I turned around you added something else that was needed and seemed really unnecessary to me. Pat kept me calm and sane through all the bulls....! I could see if I had a bad credit rating, which I most certainly did not, I could see if I was asking for a large mortgage, which I certainly did not. Your people made this process annoying and frustrating to say the least. As I said before, if not for Pat Donovan you would not have gotten my business at all! He is the only reason why I would recommend your company at all.Again, Pat Donovan was the only saving grace in this entire hideous process. I felt like I was signing my life away, which I was. If not for Pat I honestly may have gone a different route. Every time I turned around you added something else that w ...read full review
5.0
5.0 Survey completed on April 27, 2016
Reviewed By Paul for Pat Donovan
Completed transaction in April 2016
Pat and his team made the whole loan process quick and easy. Very easy to work with and his staff was helpful and very courteous.

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