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About

Pamela Snead joined our team in April 2012 as a Senior Loan Officer. She provides her customers with solutions to their financial needs, enabling them to reach their financial goals by consolidating bills that may be weighing in on them, and or lending those cash to improve and maintain one of their biggest investments in life, purchasing their home. She specializes in USDA, FHA, VA and Conventional loans. Prior to starting her career with Embrace, she worked for Suntrust, GMAC and Chase Home Finance. Having been in the industry for almost 15 years, Pam is a trusted expert and is sought out by past clients as well as their referrals. She is an active member at Grace Baptist Church in Floyd, VA. Pam was born and raised in Floyd, VA and is still a resident along with her husband, Ross and their two children Nicole and Jonathon.





 

Branch: Virginia - Floyd, 201 East Main Street, Suite 5, Floyd, VA 24091

Pam Snead, NMLS# 659510 , is employed by Embrace Home Loans and is licensed in:
VA

Reviews (37 Reviews)

5.0
5.0 Survey completed on October 17, 2017
Reviewed By Gary Taylor for Pam Snead
Completed transaction in October 2017
Pam was there every step of our journey - from working with us on the Sunday of Labor Day weekend to help us get our pre-approval all the way through to the closing on the log home of our dreams. She was exceptionally responsive to all of our calls and emails and always answered with clear explanations and guidance. It was a wonderful experience to work with such a professional.Pam was there every step of our journey - from working with us on the Sunday of Labor Day weekend to help us get our pre-approval all the way through to the closing on the log home of our dreams. She was exceptionally responsive to all of our calls ...read full review
5.0
5.0 Survey completed on October 9, 2017
Reviewed By Sarah White for Pam Snead
Completed transaction in October 2017
Pam was amazing. We're new to home buying and to this side of the country. She was kind, attentive, thorough, and always available for questions as things heated up and I got more nervous about all the details and uncertainties. I would fully recommend Pam. Pam was amazing. We're new to home buying and to this side of the country. She was kind, attentive, thorough, and always available for questions as things heated up and I got more nervous about all the details and uncertainties. I would fully recomme ...read full review
5.0
5.0 Survey completed on October 9, 2017
Reviewed By Zachary King for Pam Snead
Completed transaction in October 2017
Pam was wonderful to work with. She was always there to help and never made me feel stupid for asking questions. She went above and beyond to make sure everything went smoothly
5.0
5.0 Survey completed on October 7, 2017
Reviewed By Thomas Holfield for Pam Snead
Completed transaction in October 2017
The whole process from start to finish was quick and easy.
5.0
5.0 Survey completed on October 2, 2017
Reviewed By Shane Bailey for Pam Snead
Completed transaction in September 2017
Pam was super helpful. I was a first time home buyer and she was always available to answer questions and help me through the process. She was very knowledgeable and extremely pleasant to talk with. How many people will call you back when out of town on vacation to help? She did and it was greatly appreciated!Pam was super helpful. I was a first time home buyer and she was always available to answer questions and help me through the process. She was very knowledgeable and extremely pleasant to talk with. How many people will call you back when out of town ...read full review
5.0
5.0 Survey completed on October 2, 2017
Reviewed By Matthew Dalton for Pam Snead
Completed transaction in September 2017
Thanks Pam!! We appreciate everything!
5.0
5.0 Survey completed on September 18, 2017
Reviewed By Linda Thornhill for Pam Snead
Completed transaction in September 2017
She provides excellent customer service. Very attentive and throughly explains everything. I highly recommend. Thanks again Pam!
5.0
5.0 Survey completed on September 12, 2017
Reviewed By Kelly Midkiff for Pam Snead
Completed transaction in September 2017
Wonderful!!
5.0
5.0 Survey completed on September 6, 2017
Reviewed By Elsie Holcomb for Pam Snead
Completed transaction in August 2017
Pam was very cordial and receptive to my needs. She was available at all times for ant questions or comments I had. She made me feel like I was her only customer. She delivered on all of her assurances that the process would be quick and without problems. I would not hesitate to ask her for help again. Pam was very cordial and receptive to my needs. She was available at all times for ant questions or comments I had. She made me feel like I was her only customer. She delivered on all of her assurances that the process would be quick and without p ...read full review
5.0
5.0 Survey completed on September 5, 2017
Reviewed By Charles Costello for Pam Snead
Completed transaction in August 2017
Pam returned all calls the same day and answered all our questions thoroughly. She went above and beyond when we had a concern regarding the appraisal. We tried to refinance with another company and we stopped the process because it was extremely difficult. When going with Pam it was very easy and straight forward. She was always pleasant and great to work with. We will definitely recommend her to others as that is how we found her, through a recommendation. Pam returned all calls the same day and answered all our questions thoroughly. She went above and beyond when we had a concern regarding the appraisal. We tried to refinance with another company and we stopped the process because it was extremely dif ...read full review
5.0
5.0 Survey completed on September 2, 2017
Reviewed By Sharon Hall for Pam Snead
Completed transaction in August 2017
We were kept up to date on what was going on.
5.0
5.0 Survey completed on August 31, 2017
Reviewed By Amanda Spain for Pam Snead
Completed transaction in August 2017
Pam was wonderful to work with! I have worked with her before and will highly recommend her to my friends and family. She was there every step of the way with answers to my questions.
5.0
5.0 Survey completed on August 26, 2017
Reviewed By John Suggs for Pam Snead
Completed transaction in August 2017
Always quick responses
5.0
5.0 Survey completed on August 25, 2017
Reviewed By Ronald Giles for Pam Snead
Completed transaction in August 2017
She was always accessible and very helpful.
5.0
5.0 Survey completed on August 22, 2017
Reviewed By Brett Roberts for Pam Snead
Completed transaction in August 2017
The process was very smooth.
5.0
5.0 Survey completed on August 13, 2017
Reviewed By Jacqueline Martin for Pam Snead
Completed transaction in July 2017
Very efficient and quick.
5.0
5.0 Survey completed on August 11, 2017
Reviewed By Daniel Quesenberry for Pam Snead
Completed transaction in August 2017
Pam went above and beyond to help us out. She is always available and willing to help with any questions or concerns. She is geniune in her care for her clients and will do whatever she can to make the process as easy as possible. Her knowledge and positve attitude made the experience a smooth one. Pam went above and beyond to help us out. She is always available and willing to help with any questions or concerns. She is geniune in her care for her clients and will do whatever she can to make the process as easy as possible. Her knowledge and p ...read full review
5.0
5.0 Survey completed on July 14, 2017
Reviewed By Jonathan Spence for Pam Snead
Completed transaction in June 2017
Very responsive and worked to help me close on my house as soon as possible as I had requested.
5.0
5.0 Survey completed on June 30, 2017
Reviewed By Katy Reany for Pam Snead
Completed transaction in June 2017
Pam was amazing. She dealt with all of our questions and concerns quickly and perfectly! She made an experience we were dreading and had heard would be so very hard into such a pleasant time. I would and have suggested her to all of my friends and my family. She goes the extra mile with a smile on her face. We are proud to call her a friend and will come back to her for any future dealings.Pam was amazing. She dealt with all of our questions and concerns quickly and perfectly! She made an experience we were dreading and had heard would be so very hard into such a pleasant time. I would and have suggested her to all of my friends and my ...read full review
5.0
5.0 Survey completed on June 29, 2017
Reviewed By Trevor Compton for Pam Snead
Completed transaction in June 2017
Speedy, to the point, answered questions in easy to understand terms, and very friendly.
5.0
5.0 Survey completed on June 28, 2017
Reviewed By Amy Lamb for Pam Snead
Completed transaction in May 2017
Pam made getting a home loan so easy! I definitely recommend using Embrace Home Loans!!!
5.0
5.0 Survey completed on April 19, 2017
Reviewed By Ginny for Pam Snead
Completed transaction in April 2017
Very easy to work with.
5.0
5.0 Survey completed on March 2, 2017
Reviewed By Ron for Pam Snead
Completed transaction in March 2017
You work very hard on getting us in our beautiful home . We are loving it.
5.0
5.0 Survey completed on February 23, 2017
Reviewed By Morgan for Pam Snead
Completed transaction in February 2017
The process was straightforward, fairly easy, and I am just so in love with my new home!
5.0
5.0 Survey completed on February 22, 2017
Reviewed By Freddy for Pam Snead
Completed transaction in February 2017
No issues with our closing, Pam ask for our documents one time and the loan was ready to close in a week. Thank You!
5.0
5.0 Survey completed on January 9, 2017
Reviewed By Brandon Bean for Pam Snead
Completed transaction in January 2017
Everything was explained clearly and the paper work was very well organized.
5.0
5.0 Survey completed on December 28, 2016
Reviewed By Mary for Pam Snead
Completed transaction in December 2016
Pam was extremely friendly and helpful, always willing to answer my many questions and assist when needed! She is the best!
5.0
5.0 Survey completed on December 28, 2016
Reviewed By MLee for Pam Snead
Completed transaction in December 2016
Pam was a real pleasure to work with. She was on top of things from beginning to closing. As a matter of fact, without her diligence I'm not sure we would have closed in the timely manner that we did.
5.0
5.0 Survey completed on December 15, 2016
Reviewed By B for Pam Snead
Completed transaction in December 2016
Never felt like I was just another client. You feel as if you can rely on Pam like a friend. I would refer anyone to Embrace home loans.
5.0
5.0 Survey completed on December 9, 2016
Reviewed By Chelseah for Pam Snead
Completed transaction in December 2016
Pam is very professional and I believe her to be very honest and straight forward. She was also easy to contact about questions and concerns.
5.0
5.0 Survey completed on November 5, 2016
Reviewed By Steve A. for Pam Snead
Completed transaction in November 2016
Our customer experience was very pleasant.
5.0
5.0 Survey completed on August 9, 2016
Reviewed By None for Pam Snead
Completed transaction in August 2016
Our Loan Officer went the extra mile for us and got us through some unforeseen hurdles. We would recommend Embrace to any of our friends.
5.0
5.0 Survey completed on July 31, 2016
Reviewed By Mike and Denise for Pam Snead
Completed transaction in July 2016
Pam was always there, day or night, to answer any questions. She handled our loan like it was her own, providing us with great support, advice and knowledge. Buying a house is an exciting but anxious experience; Pam helped to get rid of the anxiety part. We could not thank her enough.Pam was always there, day or night, to answer any questions. She handled our loan like it was her own, providing us with great support, advice and knowledge. Buying a house is an exciting but anxious experience; Pam helped to get rid of the anxiety ...read full review
5.0
5.0 Survey completed on June 12, 2016
Reviewed By Dan for Pam Snead
Completed transaction in June 2016
I have nothing but respect for Pam and her team.They have taken a very frustrating process(I also have mortgages with Wells Fargo) and made it tolerable.They were very professional in their duties.
5.0
5.0 Survey completed on June 5, 2016
Reviewed By Bryan for Pam Snead
Completed transaction in June 2016
Starting the journey of securing my first traditional mortgage was intimidating at first. However, after being referred to Pamela, the intimidation was no longer a factor. She was superb in her ability to help me find the best solution for my situation. She was also very easy to contact whenever I had a question or needed assistance. I could not have asked for a better experience from Pam and will happily recommend others to her.Starting the journey of securing my first traditional mortgage was intimidating at first. However, after being referred to Pamela, the intimidation was no longer a factor. She was superb in her ability to help me find the best solution for my situa ...read full review
5.0
5.0 Survey completed on May 5, 2016
Reviewed By Retired Command Sergeant Major for Pam Snead
Completed transaction in May 2016
On behalf of my wife and I, please except my strong recommendation for the care that we received from Embrace Loans. We closed on two loans on the same day and both buyers used Embrace. The largest concern was the lack of communication between the bank and lawyers office regarding the type of check use to pay closing cost. I would recommend Embrace and Pam Snead to family, friends, and other applicants for a loan process.On behalf of my wife and I, please except my strong recommendation for the care that we received from Embrace Loans. We closed on two loans on the same day and both buyers used Embrace. The largest concern was the lack of communication between the ba ...read full review
5.0
5.0 Survey completed on May 5, 2016
Reviewed By n bell for Pam Snead
Completed transaction in May 2016
It was tricky, but she got it done. Ahead of time. With lower closing costs than anticipated. Great online process.

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