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Experienced Homebuyer
You've had a mortgage before, so you're basically an expert

Buying another home can be exciting and easy.

You’ve done it before and so have we, thousands of times. Getting a second mortgage shouldn’t be complicated. Whether you’re upgrading, downsizing, or looking at a vacation home, at Embrace Home Loans, we make it easier than ever.

We believe every homebuyer is unique so we personalize the loan process. At Embrace, you’ll work with one Loan Officer from start to finish. Whether you’re looking for a primary residence, a new construction home, or an investment property, our mortgage expert will partner with you to find the perfect loan for your particular situation.

I'm Interested


A smart move.

Embrace offers many types of loans including VA Loans and Conventional Loans. Regardless of the mortgage you had prior, we’ll work with you to determine which loan is right for your current needs no matter where you are in the process.

Here’s why you should consider Embrace for your next home mortgage.

When searching for their next home purchase, homebuyers have trusted Embrace for more than 30 years to find different types of loans that fit their situation. When you work with Embrace, you will be guided through the process of applying for a home loan from beginning to closing by an expert Loan Officer, many of whom have almost a decade’s worth of experience in the industry.

Best of all, unlike some other lenders, we can help you close a loan in weeks instead of months – taking the pressure off your next home purchase even while you close on an existing one.

The loan approval process is made simpler with exclusive programs offered by Embrace. With Approved to Move™, you can get a fully underwritten mortgage approval before you start looking for your next home. This gives you an advantage over other potential buyers who may only be pre-qualified or pre-approved.

Our Guaranteed On-Time Closing program ensures that you won’t miss your closing. If you do, we’ll pay you up to $2,500. With a newly launched online application, getting started is easy. In addition, we have no application fees in most states, and no obligation.

If you still have questions about applying for your next home mortgage, read our helpful FAQ’s page, which details the many facets of the home loan application process.

See what you can afford for your next home loan.
Call 800-620-6292 to speak to an Embrace loan expert today.

How much house can
I afford?

How affordability is about more than how much you can borrow. Our calculator can help calculate the details.

"The home buying experience really starts and ends with the loan officer, doesn't it? I'm so fortunate to have found Tina for not only my first home but my second home just three years later. She's informal and friendly, which I really appreciate in a process that otherwise can feel cold and impersonal. She went to bat for me during the underwriting process and I couldn't be happier with my rate."
- Mana R.