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1st Time
First Time Homebuyer
First Home, First Mortgage?

A place to call home.

As a first-time homebuyer, the prospect of owning a home is exciting, but it can also be overwhelming. If you’re not sure what to expect, don’t worry, that’s why we’re here. We’ll guide you every step of the way, from figuring out what you can afford to what type of loan is best for your situation to what you need at the closing. At Embrace Home Loans, we make the process so easy that you’ll feel at home long before you move in.

Custom-made loans for first-time homebuyers.

Our personalized approach makes us the ideal lender for first-time homebuyers. We explain the process and make sure you’re comfortable with every step from application to moving day. We offer many types of loans including FHA loans, VA Loans, and Conventional Loans and will help you find the mortgage that fits your specific needs best.

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Why use Embrace for your first home loan?

We’ve been helping first-time homebuyers qualify for home loans for decades. At Embrace, you’ll work with the same knowledgeable Loan Officer from start to finish. And our Loan Officers are all experts in their field, with over 8 years of experience on average, and they close loans in weeks, not months.

Embrace also has exclusive programs that make the process easier. With our revolutionary Approved to Move™, you get a fully underwritten mortgage approval before you even start looking for your dream home. This gives you an advantage over other potential buyers who may only be pre-qualified or pre-approved.

Our Guaranteed On-Time Closing program ensures that you won’t miss your closing. If you do, we’ll pay you up to $2,500. And we recently launched an online application that’s so easy, it practically writes itself.

What can you afford? What will your monthly payment be?

We can answer those questions and more. Check out our Home Mortgage Calculator to get an idea of what your loan payment might be. And then call an Embrace expert at 800-620-6292 today.

Open the door to your
dream home today with

“Paul and his team were absolutely wonderful to work with! My husband and I were first time home buyers. Paul took time to educate us on different types of loans as well as the short term and long term components of our loan, answering every question possible.”
- Lindsay C.