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Michelle Garcia

Michelle Garcia

Senior Loan Officer
Phone: 800.333.3004 ext. 3590
Mobile: 407.970.4305
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About

Embrace Home Loans welcomes Michelle Garcia to the team! Michelle will be originating loans while building solid relationships that help borrowers obtain their goals of home ownership. Michelle ensures that her clients, both consumers and professionals alike, receive quick and accurate loans to suit their needs. Her past experience includes working with Nationstar Mortgage as a loan originator where she built strong relationships built on trust, guidance, and competence. Michelle is a very compassionate person and understands life can be difficult at times. She is a Loan Officer who wants to help people get the house they want or refinance and save money. Michelle looks to also aid her real estate professionals in building stronger client relationships by producing fast and accurate loans to suit their customer’s needs. She will and always has gone above and beyond for all of her clients.

Michelle grew up in El Paso, Texas and moved to Clermont, Fl where she currently lives. She is Married with two children ages 17 and 15. She currently does not have any pets but hopes they will in the near future. On her down time she likes to read crime novels and support her children’s extracurricular activities; which seem to be taking up an awful lot of her down time at the moment!

Hablo Espanol!

Presidents Club 2016
 

 

Branch: Florida - Maitland, 485 North Keller Road, Maitland, FL 32751

Michelle Garcia, NMLS# 317001 , is employed by Embrace Home Loans and is licensed in:
FL

Reviews (51 Reviews)

5.0
5.0 Survey completed on November 18, 2017
Reviewed By Robert Merrill for Michelle Garcia
Completed transaction in November 2017
Michelle was awesome
5.0
5.0 Survey completed on November 18, 2017
Reviewed By Jennifer Merrill for Michelle Garcia
Completed transaction in November 2017
She was amazing and so easy to work with! I would highly recommend her to anyone!
5.0
5.0 Survey completed on October 26, 2017
Reviewed By Panna Nayee for Michelle Garcia
Completed transaction in October 2017
Michelle Garcia. she is Excellent. She is Very Friendly . Very Cooperative .Very Helpful . In the Future if i need any Mortgage or Loan . i love to call Michelle Garcia first . i also recommended her to my friend and Family for if they need any Loan or Mortgage. Thank You Michelle Garcia with your Help me & my Wife achieve our Dream Home . we are Very Thank full of your all Help . :)Michelle Garcia. she is Excellent. She is Very Friendly . Very Cooperative .Very Helpful . In the Future if i need any Mortgage or Loan . i love to call Michelle Garcia first . i also recommended her to my friend and Family for if they need any ...read full review
5.0
5.0 Survey completed on October 5, 2017
Reviewed By Brandon Alfred for Michelle Garcia
Completed transaction in September 2017
Michelle was available to us by phone and email throughout the mortgagep process which made the process much simpler
5.0
5.0 Survey completed on October 4, 2017
Reviewed By Ivan Paliz for Michelle Garcia
Completed transaction in September 2017
Michelle was a great help during the process and she makes it easier for us to get the loan, she had a lot of patiente whit us and I would love to deal with her again, thanks for your professionalism and kind
5.0
5.0 Survey completed on October 3, 2017
Reviewed By Solimar Szul for Michelle Garcia
Completed transaction in September 2017
Easy to talk too and always a prompt response to our questions whether by email or phone.
5.0
5.0 Survey completed on August 15, 2017
Reviewed By Carlos Facchinat for Michelle Garcia
Completed transaction in August 2017
It is always a pleasure to work with Michelle and her team.
5.0
5.0 Survey completed on August 8, 2017
Reviewed By Alain Rios for Michelle Garcia
Completed transaction in July 2017
Muy buena atencion, rapida y con mucha calidad y eficiencia
5.0
5.0 Survey completed on August 8, 2017
Reviewed By Cinthia Ramos for Michelle Garcia
Completed transaction in July 2017
Michelle was on top pf everything, she was patient with me, she was very detailed with all the process. I loved working with her!
5.0
5.0 Survey completed on August 8, 2017
Reviewed By Luis Sanchez for Michelle Garcia
Completed transaction in August 2017
Michelle lead us the through the whole process of our obtaining our loan for our first home in 2014 and now this year 2017 for our Refinance. She is great! Thank you Michelle.
5.0
5.0 Survey completed on August 1, 2017
Reviewed By Jose Martinez for Michelle Garcia
Completed transaction in July 2017
This is my first time buying a house, and I can tell you I didn't have much knowledge of how the whole system works for buying a home Michelle was very helpful informative very patient with me,she has always there for me when I called and I needed somebody to explain ,what i didn't understand, she guided me me step by step and made me feel very comfortable about the decisions that I've made going into this wonderful blessing a new home, thank you so much Michelle I really appreciate youThis is my first time buying a house, and I can tell you I didn't have much knowledge of how the whole system works for buying a home Michelle was very helpful informative very patient with me,she has always there for me when I called and I needed so ...read full review
5.0
5.0 Survey completed on July 25, 2017
Reviewed By Amaury Del Rio for Michelle Garcia
Completed transaction in June 2017
Michelle was quick to respond to our questions and we always felt like she REALLY cared to help us. We never felt rushed when speaking with her, even after asking the same questions over and over. We feel that Michelle went above and beyond several times to make sure we could get into our new house. We were lucky to have Michelle Garcia as our Loan Officer.Michelle was quick to respond to our questions and we always felt like she REALLY cared to help us. We never felt rushed when speaking with her, even after asking the same questions over and over. We feel that Michelle went above and beyond several t ...read full review
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Israel Valle for Michelle Garcia
Completed transaction in June 2017
Michelle explained everything step by step and also gave me options. She is very friendly and helpful.
5.0
5.0 Survey completed on July 16, 2017
Reviewed By Shante Lloyd for Michelle Garcia
Completed transaction in June 2017
Michelle is efficient, knowledgeable and made my home buying process an ease.
5.0
5.0 Survey completed on July 13, 2017
Reviewed By Denis Komarov for Michelle Garcia
Completed transaction in June 2017
Thank you
5.0
5.0 Survey completed on July 13, 2017
Reviewed By Karina Bonnice for Michelle Garcia
Completed transaction in June 2017
Always there when we needed, professional, reliable, and always have a positive attitude to work with difficult situations.
5.0
5.0 Survey completed on July 13, 2017
Reviewed By Darlene Cruz Mercado for Michelle Garcia
Completed transaction in July 2017
Quick process Michelle request exactly the documents that I need No back and forwards MIchelle give me follow ups timing for all stages was perfect
5.0
5.0 Survey completed on June 30, 2017
Reviewed By Luciano Oquendo for Michelle Garcia
Completed transaction in June 2017
The quick and very efficient that she made the entire process of buying our house.
5.0
5.0 Survey completed on June 27, 2017
Reviewed By Elaine Lopez for Michelle Garcia
Completed transaction in June 2017
Professional caring and courteous
5.0
5.0 Survey completed on June 27, 2017
Reviewed By Damaris Davila-Matos for Michelle Garcia
Completed transaction in June 2017
They are very informative, accessible, and friendly. We are very happy with the experience we had while buying pur house. I was relieved they took care of everything and guided us through the process.
5.0
5.0 Survey completed on April 24, 2017
Reviewed By Dee Daniels for Michelle Garcia
Completed transaction in April 2017
Michelle was the best of the best. She had an answer for every question l throw at her. She made the process of closing go so smooth and easy. Embrace home loans you have a wonderful person on your team. 10 out of 10.
5.0
5.0 Survey completed on April 14, 2017
Reviewed By none for Michelle Garcia
Completed transaction in April 2017
our experience was excellent and we really appreciated all the professional services
5.0
5.0 Survey completed on February 23, 2017
Reviewed By Michelle Garcia for Michelle Garcia
Completed transaction in February 2017
Thank you Michelle for you help you are very professional development excellent job thank you Jaime Barrios valencia
5.0
5.0 Survey completed on February 9, 2017
Reviewed By Carmelo for Michelle Garcia
Completed transaction in February 2017
Michelle I a dedicated loan officer. She put a personal touch in the process. She awnser my question in a promptly manner.
5.0
5.0 Survey completed on February 1, 2017
Reviewed By Miss busybody for Michelle Garcia
Completed transaction in February 2017
Michelle was knowledgeable and was able to think quick on her feet for problems that arose during the underwriting phase. Because of her smarts she was able to flip us from a VA loan to an FHA loan when we were almost ready to walk away from this house.Michelle was knowledgeable and was able to think quick on her feet for problems that arose during the underwriting phase. Because of her smarts she was able to flip us from a VA loan to an FHA loan when we were almost ready to walk away from this hou ...read full review
5.0
5.0 Survey completed on January 27, 2017
Reviewed By R.Rod for Michelle Garcia
Completed transaction in January 2017
Michelle was on point from beginning to end. Very knowledable of the process as well.
5.0
5.0 Survey completed on January 4, 2017
Reviewed By M.M. Harris for Michelle Garcia
Completed transaction in January 2017
We began a new construction home purchase in April 2016. After being given a closing date and time which we physically made it to the title company's office, our file was not sent to the title company by our previous lender. We immediately contacted our loan officer and loan processer whom never communicated that our closing was pushed back. Two weeks later, we received a call saying that our FHA loan was denied because they could not prove our income(which was crazy). Our previous lender referred us to Embrace Home loans and their Loan Officer Michelle. She was absolutely AMAZING!. She was friendly and asked questions that our previous loan officer never even took to time to ask; she never even spoke directly to us or returned any of our phone calls!. Michelle on the other hand, was very straight forward and was a woman of word. Naturally, we were extremely nervous being that we had been denied the FHA Loan by our previous lender. But Michelle gave me her absolute WORD that we were going to close on our home but we had to switch to the conventional loan. Michelle was our angel. We closed on our dream home on Dec. 27, 2016! We greatly appreciate this woman! She is excellent at what she does. I would definitely recommend her to anyone! We are sincerely grateful! Thank you Michelle.We began a new construction home purchase in April 2016. After being given a closing date and time which we physically made it to the title company's office, our file was not sent to the title company by our previous lender. We immediately contacted ...read full review
4.0
4.0 Survey completed on January 2, 2017
Reviewed By MartinezM for Michelle Garcia
Completed transaction in January 2017
Experience was good overall, just a little hectic towards the end.
5.0
5.0 Survey completed on December 17, 2016
Reviewed By mlolacn7 for Michelle Garcia
Completed transaction in December 2016
Thanks For everything, I am very grateful to be counted with excellently professionals
5.0
5.0 Survey completed on December 17, 2016
Reviewed By mlolacn7 for Michelle Garcia
Completed transaction in December 2016
Thanks for everything, I am very grateful to be told excellently professionals.
5.0
5.0 Survey completed on December 15, 2016
Reviewed By Vanessa for Michelle Garcia
Completed transaction in December 2016
This is the most frustrating situation to encounter and Michelle made it so easy to grasp. No question was stupid even if it really was and she just made the whole process that much more easier. She was available when most aren't and explained everything thoroughly. She's such an asset to the company. Thanks for everything Embrace!This is the most frustrating situation to encounter and Michelle made it so easy to grasp. No question was stupid even if it really was and she just made the whole process that much more easier. She was available when most aren't and explained everyt ...read full review
5.0
5.0 Survey completed on December 12, 2016
Reviewed By D for Michelle Garcia
Completed transaction in December 2016
michelle is the very good, she have lots of experience
5.0
5.0 Survey completed on December 4, 2016
Reviewed By Occean Rosegue for Michelle Garcia
Completed transaction in December 2016
esepcional
5.0
5.0 Survey completed on November 9, 2016
Reviewed By Mr. Provax for Michelle Garcia
Completed transaction in November 2016
I was referred to Embrace Home Loans by a business associate who recommended loan officer, Michelle Garcia. After a difficult out of state sale by both parties, Michelle provided unbelievable help and customer service, going above and beyond to get the job done.. She is a true professional whose patience, diligence and knowledge has to be commended. Always respectful, I would recommend Michelle and her team to anyone needed assistance with a home loan.I was referred to Embrace Home Loans by a business associate who recommended loan officer, Michelle Garcia. After a difficult out of state sale by both parties, Michelle provided unbelievable help and customer service, going above and beyond to get ...read full review
5.0
5.0 Survey completed on November 4, 2016
Reviewed By Elsie for Michelle Garcia
Completed transaction in November 2016
It was excellent. Michelle was very professional, super helpful and friendly.
5.0
5.0 Survey completed on October 19, 2016
Reviewed By Ivette for Michelle Garcia
Completed transaction in October 2016
Really good..
5.0
5.0 Survey completed on October 18, 2016
Reviewed By Michelle for Michelle Garcia
Completed transaction in October 2016
everyone that we (daughters and I) was in contact in the office was very professional and courtesy
5.0
5.0 Survey completed on October 10, 2016
Reviewed By The Steinhoffs for Michelle Garcia
Completed transaction in October 2016
From the beginning I felt like I was in good hands with the quality of support I received from Michelle! Thanks to Michelle for all her help and assistance every step of the way. Both Michelle and her assistant were just wonderful to work with! I appreciated her responsiveness and reassurances during the process, and her asst was on top of everything and very persistent in following through on details. If the opportunity ever comes up again, I would not hesitate to deal with her again!From the beginning I felt like I was in good hands with the quality of support I received from Michelle! Thanks to Michelle for all her help and assistance every step of the way. Both Michelle and her assistant were just wonderful to work with! I app ...read full review
5.0
5.0 Survey completed on October 7, 2016
Reviewed By Andres for Michelle Garcia
Completed transaction in October 2016
Thank you for all your help we really apreciate. Excelente team work.
5.0
5.0 Survey completed on September 6, 2016
Reviewed By Andrea y Angela for Michelle Garcia
Completed transaction in September 2016
Excellent customer service!!!!
5.0
5.0 Survey completed on July 21, 2016
Reviewed By Eric for Michelle Garcia
Completed transaction in July 2016
Michelle is great! I would recommend anyone and everyone I know because she took the time and handled everything with great profession.
5.0
5.0 Survey completed on July 17, 2016
Reviewed By Karen T. for Michelle Garcia
Completed transaction in July 2016
It was a privilege to work with Mrs. Michelle Garcia, she was very comfortable to work with, she appeared to be very genuine, and her customer service was off the charts.
5.0
5.0 Survey completed on July 14, 2016
Reviewed By Vladimir Gonzalez for Michelle Garcia
Completed transaction in July 2016
Having Michelle as our agent made our process such a grateful experience, being our first house we though is was going to be more traumatic but Michelle changed our minds, at some point I felt like I was her only customer, although I know they are busy she managed to put so much attention to our case and came with unique solutions to our needs It made us feel we were unique. Thank you Michelle for helping us achieved this dream.Having Michelle as our agent made our process such a grateful experience, being our first house we though is was going to be more traumatic but Michelle changed our minds, at some point I felt like I was her only customer, although I know they are bu ...read full review
5.0
5.0 Survey completed on June 29, 2016
Reviewed By wilberto for Michelle Garcia
Completed transaction in June 2016
It was the best experience ever. I want to thank Michelle Garcia, without your help, this would not have happened. You guys were heavenly sent. THANK YOU!!!!
5.0
5.0 Survey completed on June 26, 2016
Reviewed By Cris Field for Michelle Garcia
Completed transaction in June 2016
Michelle Garcia was very informative, communicative, and patient with me through the entire mortgage process. Professional, helpful, knowledgeable.
5.0
5.0 Survey completed on June 24, 2016
Reviewed By Hrammar for Michelle Garcia
Completed transaction in June 2016
It was a fast and courteous process
5.0
5.0 Survey completed on June 22, 2016
Reviewed By Candy for Michelle Garcia
Completed transaction in June 2016
She is always willing to help us.
5.0
5.0 Survey completed on June 20, 2016
Reviewed By Carlos R. for Michelle Garcia
Completed transaction in June 2016
I was glad to chose Embrace for my loan and I thank Michelle for being there for us with the home buying process she was excellent very professional and returned our calls quickly our question were answer in precise and understanding manner I will recommend Michelle to our friends and Family with out a dought I'm happy with my first home purchase and I couldn't have done it with out Michelle and her team thank you .I was glad to chose Embrace for my loan and I thank Michelle for being there for us with the home buying process she was excellent very professional and returned our calls quickly our question were answer in precise and understanding manner I will re ...read full review
5.0
5.0 Survey completed on June 9, 2016
Reviewed By Gio for Michelle Garcia
Completed transaction in June 2016
We are very glad to have worked together with Michelle, She and her team were professional, Honest, and Diligent. We are very happy to have bought our home
5.0
5.0 Survey completed on May 6, 2016
Reviewed By Jose for Michelle Garcia
Completed transaction in May 2016
Great customer service from Michelle she did an awesome job.
5.0
5.0 Survey completed on April 26, 2016
Reviewed By Tina for Michelle Garcia
Completed transaction in April 2016
I cannot stress enough how wonderful Michelle was during this whole process. She kept me informed throughout the whole adventure. She answered all my emails immediately and made this one of the smoothest transactions. Michelle played a huge role in making one of my biggest dreams come true. I am so lucky to have been paired with her for the loan process. I would recommend her to everyone I know.I cannot stress enough how wonderful Michelle was during this whole process. She kept me informed throughout the whole adventure. She answered all my emails immediately and made this one of the smoothest transactions. Michelle played a huge role i ...read full review

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