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Michelle Garcia

Michelle Garcia

Senior Loan Officer
Phone: 800.333.3004 ext. 3590
Mobile: 407.970.4305
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About

Embrace Home Loans welcomes Michelle Garcia to the team! Michelle will be originating loans while building solid relationships that help borrowers obtain their goals of home ownership. Michelle ensures that her clients, both consumers and professionals alike, receive quick and accurate loans to suit their needs. Her past experience includes working with Nationstar Mortgage as a loan originator where she built strong relationships built on trust, guidance, and competence. Michelle is a very compassionate person and understands life can be difficult at times. She is a Loan Officer who wants to help people get the house they want or refinance and save money. Michelle looks to also aid her real estate professionals in building stronger client relationships by producing fast and accurate loans to suit their customer’s needs. She will and always has gone above and beyond for all of her clients.

Michelle grew up in El Paso, Texas and moved to Clermont, Fl where she currently lives. She is Married with two children ages 17 and 15. She currently does not have any pets but hopes they will in the near future. On her down time she likes to read crime novels and support her children’s extracurricular activities; which seem to be taking up an awful lot of her down time at the moment!

Hablo Espanol!

Presidents Club 2016
 

 

Branch: Florida - Maitland, 485 North Keller Road, Maitland, FL 32751

Michelle Garcia, NMLS# 317001 , is employed by Embrace Home Loans and is licensed in:
FL

Reviews

REVIEW SNAPSHOT®

by PowerReviews
Michelle Garcia
 
4.9

(based on 31 reviews)

Ratings Distribution

  • 5 Stars

     

    (29)

  • 4 Stars

     

    (1)

  • 3 Stars

     

    (0)

  • 2 Stars

     

    (1)

  • 1 Stars

     

    (0)

97%

of respondents would recommend this to a friend.

Pros

No Pros

Cons

No Cons

Best Uses

No Best Uses
    • Was this a gift?:
    • No (3)

Most Liked Positive Review

 

I would absolutley work with this amazing loan officer again

We began a new construction home purchase in April 2016. After being given a closing date and time which we physically made it to the title company's office, our file was not sent to...Read complete review

We began a new construction home purchase in April 2016. After being given a closing date and time which we physically made it to the title company's office, our file was not sent to the title company by our previous lender. We immediately contacted our loan officer and loan processer whom never communicated that our closing was pushed back. Two weeks later, we received a call saying that our FHA loan was denied because they could not prove our income(which was crazy). Our previous lender referred us to Embrace Home loans and their Loan Officer Michelle. She was absolutely AMAZING!. She was friendly and asked questions that our previous loan officer never even took to time to ask; she never even spoke directly to us or returned any of our phone calls!. Michelle on the other hand, was very straight forward and was a woman of word. Naturally, we were extremely nervous being that we had been denied the FHA Loan by our previous lender. But Michelle gave me her absolute WORD that we were going to close on our home but we had to switch to the conventional loan. Michelle was our angel. We closed on our dream home on Dec. 27, 2016! We greatly appreciate this woman! She is excellent at what she does. I would definitely recommend her to anyone! We are sincerely grateful! Thank you Michelle.

VS

Most Liked Negative Review

 

Not very approachable

Ms. Garcia needs to work on improving her customer service skills. She appeared impatient when asked questions and abrupt in her responses.

Ms. Garcia needs to work on improving her customer service skills. She appeared impatient when asked questions and abrupt in her responses.

Reviewed by 31 customers

Displaying reviews 1-10

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5.0

Definitely an A plus service

By 

from Deltona FL

Verified Buyer

Comments about Michelle Garcia:

our experience was excellent and we really appreciated all the professional services

  • Gender:
  • Female
  • Age:
  • 45 to 54
  • Interested:
  • New Home Purchase
  • Availability:
  •  
  • Understanding of Your Goals / Needs:
  •  
  • Ability to connect / build a rapport with you:
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5.0

Thank you Michelle

By 

from Lakeland Florida

Verified Buyer

Comments about Michelle Garcia:

Thank you Michelle for you help you are very professional development excellent job thank you
Jaime Barrios valencia

  • Gender:
  • Female
  • Availability:
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  • Understanding of Your Goals / Needs:
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(1 of 1 customers found this review helpful)

 
5.0

I will work with Michelle again

By 

from Lake wales Fl

Verified Buyer

Comments about Michelle Garcia:

Michelle I a dedicated loan officer. She put a personal touch in the process. She awnser my question in a promptly manner.

  • Gender:
  • Male
  • Age:
  • 35 to 44
  • Interested:
  • FHA Insured Loans
  • Availability:
  •  
  • Understanding of Your Goals / Needs:
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5.0

Went above and beyond to get my loan closed.

By 

from Orlando, FL

Verified Buyer

Comments about Michelle Garcia:

Michelle was knowledgeable and was able to think quick on her feet for problems that arose during the underwriting phase. Because of her smarts she was able to flip us from a VA loan to an FHA loan when we were almost ready to walk away from this house.

  • Gender:
  • Female
  • Age:
  • 45 to 54
  • Interested:
  • New Home Purchase
  • Availability:
  •  
  • Understanding of Your Goals / Needs:
  •  
  • Ability to connect / build a rapport with you:
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5.0

Awesome!

By 

from Groveland, Fl

Verified Buyer

Comments about Michelle Garcia:

Michelle was on point from beginning to end. Very knowledable of the process as well.

  • Gender:
  • Male
  • Age:
  • 25 to 34
  • Interested:
  • New Home Purchase
  • Availability:
  •  
  • Understanding of Your Goals / Needs:
  •  
  • Ability to connect / build a rapport with you:
  •  
  • Trustworthiness:
  •  
  • Caring / Courteous:
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5.0

I would absolutley work with this amazing loan officer again

By 

from Florida

Comments about Michelle Garcia:

We began a new construction home purchase in April 2016. After being given a closing date and time which we physically made it to the title company's office, our file was not sent to the title company by our previous lender. We immediately contacted our loan officer and loan processer whom never communicated that our closing was pushed back. Two weeks later, we received a call saying that our FHA loan was denied because they could not prove our income(which was crazy). Our previous lender referred us to Embrace Home loans and their Loan Officer Michelle. She was absolutely AMAZING!. She was friendly and asked questions that our previous loan officer never even took to time to ask; she never even spoke directly to us or returned any of our phone calls!. Michelle on the other hand, was very straight forward and was a woman of word. Naturally, we were extremely nervous being that we had been denied the FHA Loan by our previous lender. But Michelle gave me her absolute WORD that we were going to close on our home but we had to switch to the conventional loan. Michelle was our angel. We closed on our dream home on Dec. 27, 2016! We greatly appreciate this woman! She is excellent at what she does. I would definitely recommend her to anyone! We are sincerely grateful! Thank you Michelle.

  • Gender:
  • Male
  • Age:
  • 35 to 44
  • Interested:
  • New Home Purchase
  • Availability:
  •  
  • Understanding of Your Goals / Needs:
  •  
  • Ability to connect / build a rapport with you:
  •  
  • Trustworthiness:
  •  
  • Caring / Courteous:
  •  
  • Professionalism:
  •  
 
4.0

I would work with this loan officer again

By 

from Kissimmee, FL

Verified Buyer

Comments about Michelle Garcia:

Experience was good overall, just a little hectic towards the end.

  • Gender:
  • Female
  • Age:
  • 45 to 54
  • Interested:
  • New Home Purchase
  • Availability:
  •  
  • Understanding of Your Goals / Needs:
  •  
  • Ability to connect / build a rapport with you:
  •  
  • Trustworthiness:
  •  
  • Caring / Courteous:
  •  
  • Professionalism:
  •  

(1 of 1 customers found this review helpful)

 
2.0

Not very approachable

By 

from Florida

Verified Buyer

Comments about Michelle Garcia:

Ms. Garcia needs to work on improving her customer service skills. She appeared impatient when asked questions and abrupt in her responses.

  • Gender:
  • Male
  • Age:
  • 45 to 54
  • Interested:
  • Fixed Rate Loans
  • Availability:
  •  
  • Understanding of Your Goals / Needs:
  •  
  • Ability to connect / build a rapport with you:
  •  
  • Trustworthiness:
  •  
  • Caring / Courteous:
  •  
  • Professionalism:
  •  
 
5.0

Thank you

By 

from Orlando,florida

Verified Buyer

Comments about Michelle Garcia:

Thanks For everything, I am very grateful to be counted with excellently professionals

  • Gender:
  • Female
  • Age:
  • 25 to 34
  • Interested:
  • New Home Purchase
  • Availability:
  •  
  • Understanding of Your Goals / Needs:
  •  
  • Ability to connect / build a rapport with you:
  •  
  • Trustworthiness:
  •  
  • Caring / Courteous:
  •  
  • Professionalism:
  •  
 
5.0

The best!

By 

from Orlando,Florida

Verified Buyer

Comments about Michelle Garcia:

Thanks for everything, I am very grateful to be told excellently professionals.

  • Gender:
  • Female
  • Age:
  • 25 to 34
  • Interested:
  • New Home Purchase
  • Availability:
  •  
  • Understanding of Your Goals / Needs:
  •  
  • Ability to connect / build a rapport with you:
  •  
  • Trustworthiness:
  •  
  • Caring / Courteous:
  •  
  • Professionalism:
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