Owning a home is the American Dream. But saving for the down payment can be impossible for a lot of people. You have tons of ﬁnancial obligations — car payments, student loans, family expenses . . . The list seems endless. And while you’re scraping to save, interest rates are rising along with home prices.
So we’ve made it easier than ever to get into a home of your own. With Embrace’s no money down program, no down payment is required. Not one cent. We even help with closing costs. That means a lot less stress for you, and more money in the bank for saving — and for all of life’s other expenses.