Skip To main content
Veteran with two kids - Embrace and Sentry Logos

We’ve got your six.

Buying a home with a VA loan isn’t a simple operation. It takes knowledge, training, and precision. It takes virtues that veterans, like you, live by every day. Embrace and Sentry embody those virtues. You can count on each of us to lead your home-buying mission with intelligence and integrity.

As you may know, VA loans allow veterans to buy or refinance a home with little or no down payment, and they’re easier to qualify for than Conventional mortgages. At Embrace, we have a host of VA loans and decades of experience working with military personnel and their families. Your loan officer will walk you through every step of the process, helping you find the loan that’s best for your specific situation.

At Sentry, their mission is to honor and serve those who have served, and all of their real estate agents specialize in VA home purchases. When you join forces with Embrace or Sentry, you can rest easy knowing your best interests are being looked out for. Just give either of us the command, and we’ll put boots on the ground.

GET STARTED WITH EMBRACE GET STARTED WITH SENTRY

* Paid advertising by Sentry Residential. Embrace Home Loans doesn’t provide real estate services. Neither Sentry nor Embrace can refer each other.

“I’m a father of four, work for the government, small business owner, and a former Marine. Sam and his team made me feel like I was their ONLY priority. They communicated the entire way, navigated the waters for me, and put my family into our ‘forever home.’ Fellow veterans know the sacrifice our families make. Sam gave his heart to mine. I am forever grateful and blessed.” - Jason Banks, 09/21/2020
Social Survey Top Mortgage Company Customer Satisfaction 2019
Zillow 5 star rating
Google 4.9 start customer rating

Frequently asked questions

How do I get a Certificate of Eligibility?

Complete a VA Form 26-1880, Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by submitting a completed VA Form 26-1880, Request For A Certificate of Eligibility For Home Loan Benefits, to VA along with proof of military service. Embrace may also be able to obtain a Certificate of Eligibility for you in some cases.
Yes, your eligibility is reusable depending on the circumstances. Normally, if you have paid off your prior VA loan and sold the property, you can have your used eligibility restored for additional use. Also, on a one-time only basis, you may have your eligibility restored if your prior VA loan has been paid in full even if you still own the property. You must contact the VA Eligibility Center with the appropriate information in order to have your ability restored.
Standard Form 180, Request Pertaining to Military Records, is used to apply for proof of military service regardless of whether you served on regular active duty or in the selected reserves. This request form is NOT processed by VA. Rather, Standard Form 180 is completed and mailed to the appropriate custodian of military service records. Instructions are provided on the reverse of the form to assist in determining the correct forwarding address.
It depends. If a veteran has already used a portion of his or her eligibility and the used portion cannot yet be restored, any partial remaining eligibility would be available for use. Contact Embrace to help determine whether the remaining balance would be sufficient for the loan amount requested, and whether any down payment may be required.
The children of an eligible veteran are not eligible for the home loan benefit. An unmarried surviving spouse of a veteran who died on active duty or as the result of a service-connected disability is eligible for the home loan benefit. If you wish to make application for the home loan benefit as a surviving spouse, contact the VA Eligibility Center. In addition, a surviving spouse who obtained a VA home loan with the veteran prior to his or her death (regardless of the cause of death), may obtain a VA guaranteed interest rate reduction refinance loan. For more information, contact an Embrace Loan Specialist today.

The DC Metro's Top Veteran Real Estate Agent & Top Mortgage Lender.

Since 2009, Sam and Andy have helped hundreds of military families purchase homes.

Sam Atapour
Sam Atapour

Branch Manager

NMLS # 193137

Embrace Home Loans

20135 Lakeview Center Plaza, Suite 160

Ashburn, VA 20147

833.225.7403

Top 1% Mortgage Originator of America 2018, 2019

Top Producer for VA Loans at Embrace in 2020

Inducted into Founder's Club 2020 – Generating more than $100M in 2020

President's Club 2018, 2019, 2020

Scotsman Guide Top Producer 2019

APPLY NOW

Andy Piedra
Andy Piedra

Principal Broker

USAF Veteran

Sentry Residential

21010 Southbank Street #715

Potomac Falls, VA 20165

Phone: 833.225.7609

Top 1% of real estate agents in the U.S.

$40.1M in real estate in the past 365 days

$85.8M in real estate since inception of VetsRG

218 military veterans/families served

Over $100,000 back to families and veteran charities

Licensed Broker Information:

  • DC: BR200201393
  • MD: 6393
  • VA: 0225246532

Contact Andy

Embrace Home Loans, Inc. NMLS ID# 2184, 25 Enterprise Center, Middletown, RI, 02842, Phone 800-333-3004, wwww.NMLSConsumerAccess.org; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Regulated by the Division of Real Estate; Licensed by the Delaware State Bank Commissioner, License #7317; Georgia Residential Mortgage Licensee #12848.