Providing discounts for those who serve our communities

You do so much for others that we wanted to do something nice for you. The Helping Heroes program was developed by brothers Greg and Tom Ellis (USN Veteran, Desert Shield/Desert Storm) to show appreciation to the men and women who serve our country. The program extends to all active duty and retired military, police, firefighters, EMTs, medical professionals, teachers, and their family members.

Helping Heroes offers discounts toward the closing costs when buying or refinancing a home. In partnership with local real estate specialists and other companies, we offer substantial, combined discounts toward your closing costs.


Loan Amount: $350,000
Helping Heroes/Embrace discount: $1,750*
Settlement Attorney discount: $500
Total discounts available: $2,250

*Loan must close with Embrace Home Loans to be eligible for credit of up to 0.5% of the total loan amount toward closing costs. Total credits to borrower cannot exceed actual closing costs.




4.5 Survey completed on August 18, 2019

Review By April L. for tellis

Completed transaction in August 2019

Tom was always accessible and willing to answer questions or explain information. He was willing to fight for our best interests and we felt we could trust his expertise.


5.0 Survey completed on August 06, 2019

Review By Sarah L. for tellis

Completed transaction in July 2019

Tom was awesome he was always there to help me when I was confused. I felt that he was looking out for me also and not just trying to get a sell. I appreciate everything this is the first time I've ever bought a house and sometimes I was a little unsure and frustrated but he always made me feel better when he explained it to me.


4.5 Survey completed on July 28, 2019

Review By Bonnie S. for tellis

Completed transaction in July 2019

Very flexible to meet for actual refinance.


5.0 Survey completed on July 20, 2019

Review By Daniel O. for tellis

Completed transaction in July 2019

Tom was fantastic, he was always available even at night on a weekend. Tom made me and my family feel like our interests were the priority. Tom is a veteran, as am I, and it was clear from the beginning that he was going guide us down the path that was best for our family. Tom is the best! Thank you again for helping us get our dream house!


5.0 Survey completed on March 05, 2019

Review By Mario R. for tellis

Completed transaction in February 2019

Simply put, Tom is the best of the best. From day one, Tom made me feel comfortable and assured me he would do everything in his power to make our dream of owning a home happen. He made it happen and without him we would still be renting. I cannot thank Tom and his team enough!!!

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