A mortgage review could improve your financial health.

Embrace is pleased to offer you a complimentary mortgage review. During the review, one of our loan specialists will take a close look at your current mortgage to see if they think it’s still the best financing option for your needs and goals. Considering today’s historically low interest rates, a mortgage review makes a lot of sense.

Right now, with a rate-and-term refinance, there’s a chance you could lower your monthly payments and improve your cash flow. Depending on your current loan, you could save hundreds of dollars each month — and maybe thousands over the remainder of your mortgage. If you’re interested in getting cash out of your home to remodel, pay for college, or pay down debt, a cash-out refinance might be the best option. Your dedicated Embrace specialist will review your financial objectives and help you choose the loan that’s best for you.

As part of your mortgage review, you’ll find out if you can:

• Lower your interest rate
• Reduce your monthly payments
• Shorten your loan term
• Refinance out of an adjustable-rate mortgage (ARM) or into an ARM
• Use your home equity for renovations or to meet other needs

A refinance may sound complicated, but it can actually be simple if you have the right help. With our streamlined process, you can get a new mortgage in three simple steps: apply, get approved, close. We’ll let you know what documents are needed, have your home appraised, and walk you through the entire process from application to closing.

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