Pre-qualify in seconds without impacting your credit score. Text Home4Me to 22722

Beyond may be a great solution for:

While many lenders frown on borrowers who are self-employed or own a business, we support you. With Beyond, you can qualify for a loan by showing 12 months of bank statements instead of tax returns. And we accept FICO scores as low as 580.

Now, you can go big and go home! We offer Jumbo loans up to $3 million to purchase or refinance a primary, secondary, or investment property. There are interest-only payment options with extended terms to help meet your needs and make "going big" more affordable.

Poor Credit
So your credit isn't perfect. Hey, stuff happens. We accept FICO scores as low as 580. And if you have a history of bankruptcy or a prior foreclosure, short sale, or deed in lieu, that's okay, too. At Embrace, you can get a loan just one day after a settled Chapter 7 or Chapter 13.

Highlights and qualifications:
  • Loans valued up to $3 million
  • No Private Mortgage Insurance (PMI), higher Loan-to-Value (LTV) loans
  • FICO scores as low as 580
  • Designed for self-employed borrowers who show business cash flow on bank statements instead of what is reported on tax returns
  • Eligible properties include non-warrantable condos with higher concentration of commercial units