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Senior Loan Officer
NMLS # 234763
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Click to email
434.237.5111
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Virginia - Lynchburg
24502
103A Paulette Circle
Lynchburg VA 24502
434-237-5111
About Ricki
Ricki's multi-faceted resume, beginning with a two-year stint with the FBI, more than 25 years in the paper industry and as a loan officer with American Home Mortgage and Mason Dixon Funding, reflects the diversity yet consistently distinguished workplace achievements of his professional career. His disposition is a perfect match for the people-oriented mortgage field as is his personal goal of "making at least one new friend each day." In his time as a loan officer, he has secured more than his share of new clients, all of whom acknowledge and appreciate his work ethic and sincerity in securing the best loan for their circumstances.
A native of Marion, OH who spent most of his childhood in Flora, IL, Ricki eventually made his way east and graduated from Liberty University in Lynchburg, VA with a B.A. in Religion and minors in Psychology and Youth Work. He still makes his home in Lynchburg and plays an active role in both his church and the local Chamber of Commerce. He’s very much a family man who enjoys most sports, especially those involving water.
Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…
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Ready to take the first step toward a new home?
Let's discuss your options.
Call:
434.237.5111103A Paulette Circle
Lynchburg VA 24502
Testimonials(192)
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5
5 Survey completed on February 27, 2023
Review By Barbara J. for Ricki Schmidt
Completed transaction in February 2023
Ricki, always responded to phone calls and text. I appreciated him willingness to get help. Great job Ricki!
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5
5 Survey completed on February 27, 2023
Review By Tammy P. for Ricki Schmidt
Completed transaction in February 2023
Rick got me approved to begin with. That's what I appreciated the most. He was also very accommodating to both my son and I who asked a million questions of him. He was very patient with me.
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4
4 Survey completed on February 23, 2023
Review By Joseph K. for Ricki Schmidt
Completed transaction in February 2023
You took the time to advise us on making payments that would save us money in the long run. You also kept in constant contact with us to make sure all our requirements were met and how to do them. Everyone at Embrace is highly professional, but friendly and nice to deal with.
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5
5 Survey completed on February 23, 2023
Review By Naomi K. for Ricki Schmidt
Completed transaction in February 2023
Closing on a house, in this day and age, is extremely stressful. However, Rick and his crew were so patient and helpful and made the experience WAY more tolerable.
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5
5 Survey completed on January 14, 2023
Review By David K. for Ricki Schmidt
Completed transaction in January 2023
Rick is accessable, hard working, and Johnny on the spot when you need something.
