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Ricki Schmidt

Virginia - Lynchburg

103A Paulette Circle

Lynchburg VA 24502


About Ricki

Ricki's multi-faceted resume, beginning with a two-year stint with the FBI, more than 25 years in the paper industry and as a loan officer with American Home Mortgage and Mason Dixon Funding, reflects the diversity yet consistently distinguished workplace achievements of his professional career. His disposition is a perfect match for the people-oriented mortgage field as is his personal goal of "making at least one new friend each day." In his time as a loan officer, he has secured more than his share of new clients, all of whom acknowledge and appreciate his work ethic and sincerity in securing the best loan for their circumstances.

A native of Marion, OH who spent most of his childhood in Flora, IL, Ricki eventually made his way east and graduated from Liberty University in Lynchburg, VA with a B.A. in Religion and minors in Psychology and Youth Work. He still makes his home in Lynchburg and plays an active role in both his church and the local Chamber of Commerce. He’s very much a family man who enjoys most sports, especially those involving water.

2015 Readers Choice Best of Lynchburg

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Ricki Schmidt

Senior Loan Officer

NMLS # 234763

Ready to take the first step toward a new home?

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103A Paulette Circle

Lynchburg VA 24502

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  • 5

    5 Survey completed on October 28, 2022

    Review By Everett T. for Ricki Schmidt

    Completed transaction in October 2022

    Great knowledge of all aspects of buying a home. Great communication and always willing to help!

  • 5

    5 Survey completed on October 08, 2022

    Review By Jeb A. for Ricki Schmidt

    Completed transaction in October 2022

    Ricki is wonderful to work with. He answers all your questions in a timely manner and helps you make the best decisions for you. We have used him for four different transactions and every time he has been exceptional.

  • 4

    4 Survey completed on October 06, 2022

    Review By Rachel C. for Ricki Schmidt

    Completed transaction in September 2022

    Smooth process

  • 5

    5 Survey completed on September 01, 2022

    Review By David C. for Ricki Schmidt

    Completed transaction in September 2022

    Communicating with expediency, and specificity of details regarding immediate requirements and detailing steps to take to make the acquisition seamless is greatly appreciated. This was the fastest, most efficient closing process ever.

  • 5

    5 Survey completed on July 06, 2022

    Review By Zakia J. for Ricki Schmidt

    Completed transaction in July 2022

    Rick made what can be a very cumbersome process, ver easy. His responses to my questions/calls/emails were timely which I appreciated. I would definitely utilize his services again and have already shared his information with friends and family that are needing assistance. Keep up the great work Rick!