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Senior Loan Officer
NMLS # 234763
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Click to email
434.237.5111
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Virginia - Lynchburg
24502
103A Paulette Circle
Lynchburg VA 24502
434-237-5111
About Ricki
Ricki's multi-faceted resume, beginning with a two-year stint with the FBI, more than 25 years in the paper industry and as a loan officer with American Home Mortgage and Mason Dixon Funding, reflects the diversity yet consistently distinguished workplace achievements of his professional career. His disposition is a perfect match for the people-oriented mortgage field as is his personal goal of "making at least one new friend each day." In his time as a loan officer, he has secured more than his share of new clients, all of whom acknowledge and appreciate his work ethic and sincerity in securing the best loan for their circumstances.
A native of Marion, OH who spent most of his childhood in Flora, IL, Ricki eventually made his way east and graduated from Liberty University in Lynchburg, VA with a B.A. in Religion and minors in Psychology and Youth Work. He still makes his home in Lynchburg and plays an active role in both his church and the local Chamber of Commerce. He’s very much a family man who enjoys most sports, especially those involving water.
Reviews(174)
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5
5 Survey completed on January 19, 2022
Review By William L. for Ricki Schmidt
Completed transaction in January 2022
Rick was very helpful with the complete process of purchasing my new house, I will definitely recommend Embrace and Rick to my friend. Thank you all so much for your help.
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5
5 Survey completed on January 16, 2022
Review By Sarah H. for Ricki Schmidt
Completed transaction in January 2022
Rick went above and beyond to help my husband and I figure out the best loan we could get. He talked us through each step and helped us in any way he could. We so appreciate his time and attention and we couldn't be happier with our new house!
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5
5 Survey completed on January 09, 2022
Review By Logan R. for Ricki Schmidt
Completed transaction in December 2021
Rick communicated all of the information I needed very clearly and concisely. He was quick to respond to all of my questions.
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5
5 Survey completed on December 18, 2021
Review By Ashleigh F. for Ricki Schmidt
Completed transaction in December 2021
We had a long journey in finding a home (a year and a half) and came close to closing on a few before we found "the one". Thankful for Rick's support through it all!
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5
5 Survey completed on December 13, 2021
Review By Brittany M. for Ricki Schmidt
Completed transaction in December 2021
Ricki was very great and very helpful
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