Skip To main content
Ricki Schmidt

Virginia - Lynchburg

103A Paulette Circle

Lynchburg VA 24502


About Ricki

Ricki's multi-faceted resume, beginning with a two-year stint with the FBI, more than 25 years in the paper industry and as a loan officer with American Home Mortgage and Mason Dixon Funding, reflects the diversity yet consistently distinguished workplace achievements of his professional career. His disposition is a perfect match for the people-oriented mortgage field as is his personal goal of "making at least one new friend each day." In his time as a loan officer, he has secured more than his share of new clients, all of whom acknowledge and appreciate his work ethic and sincerity in securing the best loan for their circumstances.

A native of Marion, OH who spent most of his childhood in Flora, IL, Ricki eventually made his way east and graduated from Liberty University in Lynchburg, VA with a B.A. in Religion and minors in Psychology and Youth Work. He still makes his home in Lynchburg and plays an active role in both his church and the local Chamber of Commerce. He’s very much a family man who enjoys most sports, especially those involving water.

2015 Readers Choice Best of Lynchburg

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on May 07, 2021

    Review By Delane F. for Ricki Schmidt

    Completed transaction in April 2021

    I’ve worked with Rick a few times and it is always a Pleasure! He is very knowledgeable and thorough! A Great experience!

  • 5.0

    5.0 Survey completed on April 26, 2021

    Review By Charles G. for Ricki Schmidt

    Completed transaction in April 2021

    Ricki is always friendly and works hard to make sure I get the best rate and programs available. I have worked with him on several mortgages or re-fi's through the years and he ensures everything is done on-time. Thanks Ricki!

  • 5.0

    5.0 Survey completed on April 18, 2021

    Review By David W. for Ricki Schmidt

    Completed transaction in April 2021

    Ricki was very easy to work with and helped us understand everything. We will definitely use him again

  • 5.0

    5.0 Survey completed on March 29, 2021

    Review By Dustin M. for Ricki Schmidt

    Completed transaction in March 2021

    Helpful, understanding, quick, easy and great communication. Responded to emails almost immediately.

  • 5.0

    5.0 Survey completed on March 26, 2021

    Review By Leathie E. for Ricki Schmidt

    Completed transaction in March 2021

    Rick is very efficient when it comes to meeting a customers needs. He helps in any way that he can and he is available 24/7 to answer any questions.

Loan in progress?

Please correct the form errors and try again.
Home Purchases Dip, as Mortgage Rates and Prices Rise

Homebuyers took a break last week, as rates rose and prices continued their upward climb. According to the Mortgage Bankers Association, applications to purchase a home were down 3% from a week ago, marking the second consecutive week of declines. This happened as the average 30-year mortgage rate rose — from 3.17% to 3.18% —…

Read More