Ricki Schmidt

Virginia - Lynchburg


103A Paulette Circle

Lynchburg VA 24502


About Ricki

Ricki's multi-faceted resume, beginning with a two-year stint with the FBI, more than 25 years in the paper industry and as a loan officer with American Home Mortgage and Mason Dixon Funding, reflects the diversity yet consistently distinguished workplace achievements of his professional career. His disposition is a perfect match for the people-oriented mortgage field as is his personal goal of "making at least one new friend each day." In his time as a loan officer, he has secured more than his share of new clients, all of whom acknowledge and appreciate his work ethic and sincerity in securing the best loan for their circumstances.

A native of Marion, OH who spent most of his childhood in Flora, IL, Ricki eventually made his way east and graduated from Liberty University in Lynchburg, VA with a B.A. in Religion and minors in Psychology and Youth Work. He still makes his home in Lynchburg and plays an active role in both his church and the local Chamber of Commerce. He’s very much a family man who enjoys most sports, especially those involving water.

from Ricki Schmidt



5.0 Survey completed on August 12, 2018

Review By Mark K. for Ricki Schmidt

Completed transaction in June 2018

Just great people to work with we thought we want going to be approved and Rick and his team worked hard and we got our house. Thank you guys sooo much.Mark, Priscilla, Helen.


5.0 Survey completed on August 08, 2018

Review By Adam C. for Ricki Schmidt

Completed transaction in August 2018

We are first time homebuyers, and I am personally clueless when it comes to the details of financing. Throughout the process, Rick was available, eager to help explain things clearly and ensure we were always on the same page. Anytime we had a question for him, he responded right away, and made sure we understood. I absolutely would trust Rick with anything financial, and will return to him as needed without a second thought.


5.0 Survey completed on July 31, 2018

Review By Brett H. for Ricki Schmidt

Completed transaction in July 2018

Love Rick


5.0 Survey completed on July 17, 2018

Review By Crystal A. for Ricki Schmidt

Completed transaction in July 2018

Ricki and the whole team at Embrace were fantastic to work with. They were very efficient getting the information needed to streamline the process and communicating with me each step of the way. I would highly recommend them!


5.0 Survey completed on July 06, 2018

Review By James S. for Ricki Schmidt

Completed transaction in July 2018

I was going to go with my present lender for my car, but Rick added a personal touch that you just don't find with those large corporations. He explained the process in an understandable manner and made my home buying experience as pleasant as possible. I decided to go with Rick pretty much after our first interaction on the phone, and I must say I am glad I did. He answered all my questions and put my mind at ease. I would definitely recommend Rick to my friends and family.