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Ricki Schmidt

Virginia - Lynchburg
24502

103A Paulette Circle

Lynchburg VA 24502

434-237-5111

About Ricki

Ricki's multi-faceted resume, beginning with a two-year stint with the FBI, more than 25 years in the paper industry and as a loan officer with American Home Mortgage and Mason Dixon Funding, reflects the diversity yet consistently distinguished workplace achievements of his professional career. His disposition is a perfect match for the people-oriented mortgage field as is his personal goal of "making at least one new friend each day." In his time as a loan officer, he has secured more than his share of new clients, all of whom acknowledge and appreciate his work ethic and sincerity in securing the best loan for their circumstances.

A native of Marion, OH who spent most of his childhood in Flora, IL, Ricki eventually made his way east and graduated from Liberty University in Lynchburg, VA with a B.A. in Religion and minors in Psychology and Youth Work. He still makes his home in Lynchburg and plays an active role in both his church and the local Chamber of Commerce. He’s very much a family man who enjoys most sports, especially those involving water.

2015 Readers Choice Best of Lynchburg

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(165)

  • 5

    5 Survey completed on October 13, 2021

    Review By Mackayla S. for Ricki Schmidt

    Completed transaction in October 2021

    Rick did a great job keeping us up to date during the entire process. His communication on what was needed from us was very clear and he always made himself available when we had questions.

  • 5

    5 Survey completed on October 11, 2021

    Review By Berri R. for Ricki Schmidt

    Completed transaction in October 2021

    Ricki Schmidt and his efficiency and professionalism and mostly his patience with me.

  • 5

    5 Survey completed on September 19, 2021

    Review By Daniel Y. for Ricki Schmidt

    Completed transaction in September 2021

    Rick was super responsive and helpful--loved working with him and highly recommend him to others.

  • 5

    5 Survey completed on September 09, 2021

    Review By Reyna G. for Ricki Schmidt

    Completed transaction in August 2021

    Mr. Ricki is a very good and professional person and in my case I tell you that he did everything possible to have my house and he never let me get discouraged, he always worked very hard so that I could have my home, thank you very much Mr. Ricki, blessings.

  • 5

    5 Survey completed on September 07, 2021

    Review By Amanda G. for Ricki Schmidt

    Completed transaction in August 2021

    Got the good done and help was given when needed.

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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