About Ricki
Ricki's multi-faceted resume, beginning with a two-year stint with the FBI, more than 25 years in the paper industry and as a loan officer with American Home Mortgage and Mason Dixon Funding, reflects the diversity yet consistently distinguished workplace achievements of his professional career. His disposition is a perfect match for the people-oriented mortgage field as is his personal goal of "making at least one new friend each day." In his time as a loan officer, he has secured more than his share of new clients, all of whom acknowledge and appreciate his work ethic and sincerity in securing the best loan for their circumstances.
A native of Marion, OH who spent most of his childhood in Flora, IL, Ricki eventually made his way east and graduated from Liberty University in Lynchburg, VA with a B.A. in Religion and minors in Psychology and Youth Work. He still makes his home in Lynchburg and plays an active role in both his church and the local Chamber of Commerce. He’s very much a family man who enjoys most sports, especially those involving water.
Reviews(61)
5.0
5.0 Survey completed on February 13, 2019
Review By Joseph K. for Ricki Schmidt
Completed transaction in February 2019
Ricki was always quick to respond to questions and gave great financial advice with kindness! Highly recommend him and Embrace Home Loans!
5.0
5.0 Survey completed on February 11, 2019
Review By Donald W. for Ricki Schmidt
Completed transaction in February 2019
Rick was incredibly helpful and knowledgeable and was always there when I needed him! He helped me more than he knows and I am so blessed to have had him working with me to buy my 1st house! Rick on behalf of me and my son thanks so much for everything!
5.0
5.0 Survey completed on January 29, 2019
Review By Richard W. for Ricki Schmidt
Completed transaction in January 2019
Rick made the entire process stress free kept us informed on everything and was quick to return calls and answer any questions
5.0
5.0 Survey completed on January 12, 2019
Review By Sandra B. for Ricki Schmidt
Completed transaction in January 2019
Rick did an awesome job. Great person to work with!
He will do his job to the best of his ability. He will tell you like it is. As long as you do your part everything goes smoothly as planned. 🤗😎😇🙏🏼👍🏻
5.0
5.0 Survey completed on January 04, 2019
Review By Mary T. for Ricki Schmidt
Completed transaction in December 2018
Ricki made buying my new home a very pleasant experience. There are so many details associated with buying a home, and Ricki was on top of every one of them. His calm demeanor and professionalism kept everything on track. It was a pleasure working with him and his team. I recommend Ricki wholeheartedly.
