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Ricki Schmidt

Virginia - Lynchburg

103A Paulette Circle

Lynchburg VA 24502


About Ricki

Ricki's multi-faceted resume, beginning with a two-year stint with the FBI, more than 25 years in the paper industry and as a loan officer with American Home Mortgage and Mason Dixon Funding, reflects the diversity yet consistently distinguished workplace achievements of his professional career. His disposition is a perfect match for the people-oriented mortgage field as is his personal goal of "making at least one new friend each day." In his time as a loan officer, he has secured more than his share of new clients, all of whom acknowledge and appreciate his work ethic and sincerity in securing the best loan for their circumstances.

A native of Marion, OH who spent most of his childhood in Flora, IL, Ricki eventually made his way east and graduated from Liberty University in Lynchburg, VA with a B.A. in Religion and minors in Psychology and Youth Work. He still makes his home in Lynchburg and plays an active role in both his church and the local Chamber of Commerce. He’s very much a family man who enjoys most sports, especially those involving water.

2015 Readers Choice Best of Lynchburg

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on February 12, 2021

    Review By Christopher G. for Ricki Schmidt

    Completed transaction in February 2021

    Rick is incredibly friendly, professional, experienced, and knowledgeable. He takes the time to talk through the little details during the process and I greatly appreciate his methods for stripping down the "legalese" and clearly explaining information as well as offering insightful advice. You will never be disappointed with Rick working for you!

  • 4.0

    4.0 Survey completed on February 07, 2021

    Review By Troy S. for Ricki Schmidt

    Completed transaction in January 2021

    Rick is very professional and on top of things. He gets the job DONE!!

  • 5.0

    5.0 Survey completed on January 06, 2021

    Review By Adam L. for Ricki Schmidt

    Completed transaction in December 2020

    Rick is very communicative and is always ready go the extra mile to get you the best deal in a timely manner. It's hard to find anyone this committed and hard-working in any industry. I would recommend him to anyone looking to get or refinance a mortgage!

  • 5.0

    5.0 Survey completed on December 29, 2020

    Review By Paula D. for Ricki Schmidt

    Completed transaction in December 2020

    Everything was processed very easy and it was stress free

  • 5.0

    5.0 Survey completed on December 21, 2020

    Review By Ronald M. for Ricki Schmidt

    Completed transaction in December 2020

    Ricki was exceptionally patient. My wife and I have a tendency to overthink things. Ricki allowed us to exercise our OCD until we were satisfied we were making the right decision. He was very quick to respond and never left us uniformed. He took time to explain the process and broke complicated mortgage terms down to the simplest concepts. A great person to work with.

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How to Achieve a Great Professional Reputation

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