Follow Us
© 2020 Embrace Home Loans. All rights reserved
https://www.embracehomeloans.com:443/-/media/feature/loanofficer/loimages/rschmidt.jpg
-
Senior Loan Officer
NMLS # 234763
-
-
Click to email
434.237.5111
-
Virginia - Lynchburg
24502
103A Paulette Circle
Lynchburg VA 24502
434-237-5111
About Ricki
Ricki's multi-faceted resume, beginning with a two-year stint with the FBI, more than 25 years in the paper industry and as a loan officer with American Home Mortgage and Mason Dixon Funding, reflects the diversity yet consistently distinguished workplace achievements of his professional career. His disposition is a perfect match for the people-oriented mortgage field as is his personal goal of "making at least one new friend each day." In his time as a loan officer, he has secured more than his share of new clients, all of whom acknowledge and appreciate his work ethic and sincerity in securing the best loan for their circumstances.
A native of Marion, OH who spent most of his childhood in Flora, IL, Ricki eventually made his way east and graduated from Liberty University in Lynchburg, VA with a B.A. in Religion and minors in Psychology and Youth Work. He still makes his home in Lynchburg and plays an active role in both his church and the local Chamber of Commerce. He’s very much a family man who enjoys most sports, especially those involving water.
Reviews(130)
5.0
5.0 Survey completed on September 18, 2020
Review By Amy C. for Ricki Schmidt
Completed transaction in September 2020
Rick was outstanding and made the process of financing our home easy and worry free. He communicated every step of the way making our first time buying a home a breeze. I would recommend him in a heart beat. He is very down to earth and a pleasure to work with.
5.0
5.0 Survey completed on September 17, 2020
Review By Daniel T. for Ricki Schmidt
Completed transaction in September 2020
Rick was very communicative and was able to communicate what certain terms/processes were using language I could easily understand. He was highly accessible throughout my home buying process. 10/10
5.0
5.0 Survey completed on September 14, 2020
Review By Paul P. for Ricki Schmidt
Completed transaction in August 2020
Mr. Schmidt was very diligent and thorough in helping my wife and I with our home refinancing process.
5.0
5.0 Survey completed on August 15, 2020
Review By James B. for Ricki Schmidt
Completed transaction in August 2020
Rick Schmidt is my "go to" for personal home loans, and the only person I recommend. His communication and support goes above and beyond any I have ever experienced in the banking business...EVER, PERIOD.
5.0
5.0 Survey completed on August 09, 2020
Review By Richard G. for Ricki Schmidt
Completed transaction in August 2020
Rick was always available to me. He kept me informed on what was happening. His service was excellent even though the servicing load company was difficult.
5 TED Talks That Will Make You a Better Loan Officer
Admit it: in your downtime, you sometimes find yourself chatting on social media or clicking through videos on YouTube. But you’re absolutely not interested in mindless scrolling. You want whatever time you spend to be useful. You either want to feel educated, inspired, or make a connection — or you’ll be wasting time that you could…
Read More