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Joni Hamlett

Virginia - Lynchburg

103A Paulette Circle

Lynchburg VA 24502


About Joni

Joni Hamlett returns to Embrace after working with the team for nine years, taking a year off to work with Loan Depot, and previously working for 30 years prior to that as a Sales Manager, Sr. Loan Officer, and Branch Manager at Wachovia Bank. With her decades of experience in the mortgage industry, she’s adept at guiding clients through the process of realizing their dreams of homeownership.

Joni has been a President’s Club Member for eight consecutive years, ranked in the top 100 mortgage lenders in the nation for USDA loan originations, and was an esteemed member of the Million Dollar Club at Wachovia Bank for 15 consecutive years. Joni is also President of Commonwealth Business Associates, a Board Member of Lynchburg Affiliates Group of Lynchburg Associates of REALTORS®, and a Member of the Central VA Business Coalition. She looks forward to finding the perfect loans for the Cornerstone, Wyndhurst, Trent’s Landing, and Farmington neighborhoods and surrounding areas.

Joni currently lives in Lynchburg, Virginia, but grew up – well, all over. As the daughter of a father in the Air Force, she had the opportunity to see different areas of the United States and England, which also opened doors to travel throughout Europe. She attended Virginia Tech and Virginia Commonwealth University, and is a graduate of the American Institute of Banking. Joni’s family consists of her loving husband Steve, who she’s been married to for 39 years, as well as their two sons and a grandson, as well as a dog named Bo, their beloved fur baby. In her free time, she loves to read and watch her grandson play sports. And her idea of the perfect day would be spending quality time with her family and friends.

Presidents Club Logo 2021,2020

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Joni Hamlett

Joni Hamlett

Senior Loan Officer

NMLS # 234278

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103A Paulette Circle

Lynchburg VA 24502

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  • 5

    5 Survey completed on October 05, 2022

    Review By Judith B. for Joni Hamlett

    Completed transaction in September 2022

    Joni made it so there was nothing we needed to worry about. Very easy process.

  • 5

    5 Survey completed on October 01, 2022

    Review By Bradley B. for Joni Hamlett

    Completed transaction in October 2022

    Joni from start to finish was absolutely amazing. She was incredibly patient, kind and knowledgeable. She really made us feel comfortable through a process that can feel invasive at times due to having to provide so much of your personal information. By the time we crossed the finish line and closed our home we felt that without Joni we would not have made it through the process like we did and we couldn’t be more grateful of her.

  • 5

    5 Survey completed on September 23, 2022

    Review By Jarrett S. for Joni Hamlett

    Completed transaction in September 2022

    Joni explained the process and was with us every step. She answered all of our questions and gave us a heads up when we were going to be needing to provide information as well.

  • 5

    5 Survey completed on September 16, 2022

    Review By Tenesha S. for Joni Hamlett

    Completed transaction in September 2022

    Joni is always pleasant to work with. Anytime I had a question she always had an answer. Thanks Joni for all of your help. Tenesha and Andrakus Stone

  • 5

    5 Survey completed on September 12, 2022

    Review By Kaitlyn M. for Joni Hamlett

    Completed transaction in September 2022

    Joni you were awesome!! This is Kaitlyn, I also filled out the other survey so I didn’t see the second one till now. Thank you so much for all you did for us!!