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Joni Hamlett

Virginia - Lynchburg
24502

103A Paulette Circle

Lynchburg VA 24502

434-237-5111

About Joni

Joni Hamlett returns to Embrace after working with the team for nine years, taking a year off to work with Loan Depot, and previously working for 30 years prior to that as a Sales Manager, Sr. Loan Officer, and Branch Manager at Wachovia Bank. With her decades of experience in the mortgage industry, she’s adept at guiding clients through the process of realizing their dreams of homeownership.

Joni has been a President’s Club Member for eight consecutive years, ranked in the top 100 mortgage lenders in the nation for USDA loan originations, and was an esteemed member of the Million Dollar Club at Wachovia Bank for 15 consecutive years. Joni is also President of Commonwealth Business Associates, a Board Member of Lynchburg Affiliates Group of Lynchburg Associates of REALTORS®, and a Member of the Central VA Business Coalition. She looks forward to finding the perfect loans for the Cornerstone, Wyndhurst, Trent’s Landing, and Farmington neighborhoods and surrounding areas.

Joni currently lives in Lynchburg, Virginia, but grew up – well, all over. As the daughter of a father in the Air Force, she had the opportunity to see different areas of the United States and England, which also opened doors to travel throughout Europe. She attended Virginia Tech and Virginia Commonwealth University, and is a graduate of the American Institute of Banking. Joni’s family consists of her loving husband Steve, who she’s been married to for 39 years, as well as their two sons and a grandson, as well as a dog named Bo, their beloved fur baby. In her free time, she loves to read and watch her grandson play sports. And her idea of the perfect day would be spending quality time with her family and friends.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(254)

  • 5.0

    5.0 Survey completed on September 30, 2020

    Review By Graham C. for Joni Hamlett

    Completed transaction in September 2020

    We can't thank Joni enough for all of her help! She made our closing a personable, smooth, and stress-free process. 10 out of 10 would recommend.

  • 5.0

    5.0 Survey completed on September 25, 2020

    Review By Cody W. for Joni Hamlett

    Completed transaction in September 2020

    This is our second time working with Joni. She is fantastic on every level. She keeps us updated and informed in regards to everything loan related. She always goes above and beyond. We are thankful for her assistance in this process. We cannot thank her enough for her hard work and her dedication to providing excellent service.

  • 5.0

    5.0 Survey completed on September 24, 2020

    Review By Brianna M. for Joni Hamlett

    Completed transaction in September 2020

    Joni was very helpful and accommodating when I had questions throughout my home-buying journey.

  • 5.0

    5.0 Survey completed on September 22, 2020

    Review By Jacob K. for Joni Hamlett

    Completed transaction in September 2020

    This is second time Joni has helped me buy a house. She is very knowledgeable and helpful through the entire process. I will recommend her to anyone!

  • 5.0

    5.0 Survey completed on September 16, 2020

    Review By Joseph S. for Joni Hamlett

    Completed transaction in September 2020

    Joni was professional, personable, efficient, and knowledgeable. A great help with any question or concern.

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