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Joni Hamlett

Virginia - Lynchburg

103A Paulette Circle

Lynchburg VA 24502


About Joni

Joni Hamlett returns to Embrace after working with the team for nine years, taking a year off to work with Loan Depot, and previously working for 30 years prior to that as a Sales Manager, Sr. Loan Officer, and Branch Manager at Wachovia Bank. With her decades of experience in the mortgage industry, she’s adept at guiding clients through the process of realizing their dreams of homeownership.

Joni has been a President’s Club Member for eight consecutive years, ranked in the top 100 mortgage lenders in the nation for USDA loan originations, and was an esteemed member of the Million Dollar Club at Wachovia Bank for 15 consecutive years. Joni is also President of Commonwealth Business Associates, a Board Member of Lynchburg Affiliates Group of Lynchburg Associates of REALTORS®, and a Member of the Central VA Business Coalition. She looks forward to finding the perfect loans for the Cornerstone, Wyndhurst, Trent’s Landing, and Farmington neighborhoods and surrounding areas.

Joni currently lives in Lynchburg, Virginia, but grew up – well, all over. As the daughter of a father in the Air Force, she had the opportunity to see different areas of the United States and England, which also opened doors to travel throughout Europe. She attended Virginia Tech and Virginia Commonwealth University, and is a graduate of the American Institute of Banking. Joni’s family consists of her loving husband Steve, who she’s been married to for 39 years, as well as their two sons and a grandson, as well as a dog named Bo, their beloved fur baby. In her free time, she loves to read and watch her grandson play sports. And her idea of the perfect day would be spending quality time with her family and friends.

Presidents Club Logo 2020

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 3

    3 Survey completed on September 25, 2021

    Review By Jackalyn B. for Joni Hamlett

    Completed transaction in September 2021

    Very nice person

  • 5

    5 Survey completed on September 24, 2021

    Review By Elizabeth J. for Joni Hamlett

    Completed transaction in September 2021

    Joni is a true professional. She rates top of class.

  • 5

    5 Survey completed on September 24, 2021

    Review By Tony S. for Joni Hamlett

    Completed transaction in September 2021

    She gave us a wonderful experience. Walked us through every step, and made sure nothing was a miss. I would definitely recommend her. We already recommended her to other family members that she is assisting now!

  • 4

    4 Survey completed on September 15, 2021

    Review By Tyler R. for Joni Hamlett

    Completed transaction in September 2021

    Everybody was great to work with

  • 5

    5 Survey completed on September 08, 2021

    Review By Cody D. for Joni Hamlett

    Completed transaction in August 2021

    Joni made the whole process clear and easy. She was always there to answer questions.

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