Scott Livingston

Virginia - Fredericksburg


1671 Jefferson Davis Highway, Suite 205

Fredericksburg, VA 22401


About Scott

Scott Livingston joins Embrace after working 19 years in the lending industry, the most recent 4 years at Movement Mortgage. There as a Sales Manager and Senior Loan Officer, his main responsibilities included establishing and maintaining client referral relationships with realtors, builders, and developers; making sales calls to develop new business and retain existing business; and serving as the primary contact with all parties on individual loans, from application to closing. He’s received industry awards for customer service, and best turnaround times.

Scott grew up in Alexandria, Virginia and currently lives in Fredericksburg. He’s an active member of his community, serving on the Fredericksburg Chamber of Commerce and is a member of the Fredericksburg Area Association of Realtors. He’s also an active member of Salem Fields Community Church. He’s proud to be a Little League coach – and a Redskins fan. This father of three says his idea of the perfect day would be spending time with his kids doing what they enjoy most – baseball, basketball, or just hanging out together.

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on May 22, 2020

Review By Christopher V. for Scott Livingston

Completed transaction in May 2020

Scott Livingston did a phenomenal job keeping me posted on the mortgage process. Even in this current health scare we were still able to get the loan closed in a timely manner. Mr. Livingston answered my questions throughout the entire process till I me the opportunity to understand how do you loan process work, closing, and what happens after the closing.


5.0 Survey completed on May 07, 2020

Review By Ryan P. for Scott Livingston

Completed transaction in April 2020

Scott made going through the mortgage process simple and easy to understand. He was able to get us a great mortgage rate and was able to deliver exceptional service, even through the difficult Spring.


5.0 Survey completed on April 21, 2020

Review By Jonathan L. for scott livingston

Completed transaction in April 2020

Very friendly and very personable to do everything they could to make process smooth and quick. By far best house buying experience I’ve had


5.0 Survey completed on April 12, 2020

Review By Beatriz C. for scott livingston

Completed transaction in April 2020

Scott and the whole team where great !!! Very nice and helpful and explained everything to me perfectly so I would understand all the details and process of my refinance highly recommend them!!!


5.0 Survey completed on March 11, 2020

Review By John H. for scott livingston

Completed transaction in March 2020

Scott was very helpful with my paper work and patience.

Mortgage Interest Rates Drop
Purchase Loan Activity Continues Rising as More States Reopen

Overall, mortgage applications have increased 2.7% from this time last week. The adjusted purchase index increased 7% from a week ago and was up 9% from this time last year. On the jump, MBA’s Joel Kan, the Associate Vice President of Economic and Industry Forecasting, had this to say: “The housing market is continuing its…

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