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Dena Cooke

Virginia - Fredericksburg

1671 Emancipation Highway, Suite 205,

Fredericksburg, VA 22401


About Dena

Dena is a dedicated, determined Loan Officer and loves helping her clients find the best rates and programs to fit their lending needs. She understands the mortgage process can sometimes seem overwhelming and her goal is to always communicate, support, and help however she can to make everything go smoothly.

Dena most recently worked for Motion Mortgage, but before that, she managed the Accounting department in her family business, Childress Heating & A/C, Inc., for over 22 years. She started working there in high school, helping her parents and sister build a successful company that now employs over 30 people. She’s a member of the local Chamber of Commerce, the Fredericksburg Area Builders Association, and Fredericksburg Area Association of REALTORS®. She’s a supporter of Beauty for Ashes Women’s Home. It’s an organization that supports women who are struggling with addiction and their families.

Born and raised in Fredericksburg, VA, Dena truly knows the local area inside and out. She currently lives in Fredericksburg with her husband, Miles, their two sons, Nathan and Ian, and their Labradoodle mix dog. She loves spending time with her family and friends, and decorating her home is a big passion. She’s also a big runner — she’s even run five half marathons. She loved playing sports growing up, but now she’s a spectator for her two boys who play everything — golf, football, basketball, baseball, and martial arts. As a family, they’re big fans of the Washington Nationals.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 14, 2022

    Review By Todd W. for Dena Cooke

    Completed transaction in January 2022

    Dena, was organized, efficient, and communicative. She was kind and understanding of my needs and patient when I didn't understand something. She worked hard with her team to solve a couple of difficult problems in my loan application (having to do with the VA).

  • 5

    5 Survey completed on January 13, 2022

    Review By Joy H. for Dena Cooke

    Completed transaction in January 2022

    Dena is absolutely fabulous! She was always ahead of the game and made sure that I knew exactly what was going on with my loan. Even going on a vacation, surviving Covid and a severe snow storm couldn't stop her from closing my loan a week early! So thankful that John and Valerie were willing to step in and help when needed. I can't say enough great things about Dena and the team at Embrace!!

  • 5

    5 Survey completed on December 23, 2021

    Review By John D. for Dena Cooke

    Completed transaction in December 2021

    Dena was so helpful throughout the entire process, and offered so much reassurance when things seemed to go wrong. She was so kind and positive!

  • 5

    5 Survey completed on December 18, 2021

    Review By Brandan A. for Dena Cooke

    Completed transaction in December 2021

    Dena made the loan process so easy for us. Being out of state made it difficult but I never had to worry about where I was in the loan process. She is very prompt and nearly available 24/7. We couldn’t have asked for more! Thanks so much Dena!

  • 5

    5 Survey completed on December 13, 2021

    Review By John R. for Dena Cooke

    Completed transaction in December 2021

    After working with past loan officers. And had terrible experience Dena came right in and told us exactly what we needed to do to get our dream home and made it happen. Thank you so much.

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