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Dena Cooke

Virginia - Fredericksburg

1671 Jefferson Davis Highway, Suite 205

Fredericksburg, VA 22401


About Dena

Dena is a dedicated, determined Loan Officer and loves helping her clients find the best rates and programs to fit their lending needs. She understands the mortgage process can sometimes seem overwhelming and her goal is to always communicate, support, and help however she can to make everything go smoothly.

Dena most recently worked for Motion Mortgage, but before that, she managed the Accounting department in her family business, Childress Heating & A/C, Inc., for over 22 years. She started working there in high school, helping her parents and sister build a successful company that now employs over 30 people. She’s a member of the local Chamber of Commerce, the Fredericksburg Area Builders Association, and Fredericksburg Area Association of REALTORS®. She’s a supporter of Beauty for Ashes Women’s Home. It’s an organization that supports women who are struggling with addiction and their families.

Born and raised in Fredericksburg, VA, Dena truly knows the local area inside and out. She currently lives in Fredericksburg with her husband, Miles, their two sons, Nathan and Ian, and their Labradoodle mix dog. She loves spending time with her family and friends, and decorating her home is a big passion. She’s also a big runner — she’s even run five half marathons. She loved playing sports growing up, but now she’s a spectator for her two boys who play everything — golf, football, basketball, baseball, and martial arts. As a family, they’re big fans of the Washington Nationals.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on September 16, 2020

    Review By Christopher K. for Dena Cooke

    Completed transaction in September 2020

    Dena was awesome! Once I got all the paperwork needed on my end, she did the rest! She was prompt in getting rates and a work up on our refinance when I first reached out to her. It was a seamless process! I have already recommended her to my sister. Thank you for a stress-free refinance!

  • 5.0

    5.0 Survey completed on August 15, 2020

    Review By Kierstin S. for Dena Cooke

    Completed transaction in August 2020

    Dena is the best! Always attentive and quick to respond to our questions.

  • 5.0

    5.0 Survey completed on August 04, 2020

    Review By Geraldine V. for Dena Cooke

    Completed transaction in July 2020

    Dena was incredible. I'm a first time home buyer with hundreds of questions and she answered them thoroughly; I needed reassurance due to being a newbie, especially during these times of this pandemic and she was patient, communicated clearly, professional, personable, friendly. I have only good things to say and have recommended her to others already. Thank you, Embrace Home Loans for having her as a part of your team.

  • 5.0

    5.0 Survey completed on July 01, 2020

    Review By Laura D. for Dena Cooke

    Completed transaction in June 2020

    Attentive and responsive.

  • 5.0

    5.0 Survey completed on June 21, 2020

    Review By Donovan W. for Dena Cooke

    Completed transaction in June 2020

    Dena is ABSOLUTELY Phenomenal! From the very first day we called her, she was simply amazing. She was extremely quick to forward any information regarding our loan over to us. She was professional, patient, and kind throughout the entire transaction. She was very responsive and it’s evident she puts her whole heart into her clients. She works around the clock! She even called us on her vacation to update us. If we ever need to refinance, or purchase again, we will absolutely be calling her!!!!

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