Tom Stewart

Virginia - Culpeper

22701

767 Madison Rd., Suite 108

Culpeper, VA 22701

800.333.3004

About Tom

Tom has been helping people buy and refinance homes since 2001. His background as a loan officer, manager, broker, and owner has helped create a well-rounded understanding of the entire mortgage process, which Tom uses to help each individual client find the loan that is right for them. Having a background in the military before lending, Tom understands that service to his clients is the top priority and conducts each transaction with the utmost integrity and urgency. He truly walks side by side with each client from start to finish, helping them through the front door of their dream home. Tom enjoys what he does for a living, and that makes a real difference in the client experience.

Tom served four years in the United States Marine Corps and attended both Campbell University in North Carolina and the University of Virginia. He currently resides in Culpeper, Virginia, with his beautiful wife, Christy. They have three amazing children, a daughter, Sarah, and two sons, Chase and Conner. Outside of Embrace, Tom enjoys spending time with family and friends, golfing, and traveling.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(62)

5.0

5.0 Survey completed on January 10, 2019

Review By Gretchen Z. for Tom Stewart

Completed transaction in December 2018

Very good at what they do and keeping me informed . Explained things to make the process go smoother. Very personable. Great experience.

4.5

4.5 Survey completed on December 26, 2018

Review By Aaron D. for Tom Stewart

Completed transaction in December 2018

Tom was great to work with, he explained things as many times as we needed him to and in every way possible. We were doing stuff around the holiday time and he was easy to contact.

5.0

5.0 Survey completed on December 21, 2018

Review By Lou S. for Tom Stewart

Completed transaction in December 2018

Tom Stewart and his staff went above and beyond to help me throughout the whole process. He explained in great detail exactly what was needed and often we even communicated at night and weekends. There just are not enough words to describe the superb service I received.

5.0

5.0 Survey completed on October 04, 2018

Review By Paul W. for Tom Stewart

Completed transaction in September 2018

Tom was awesome to work with! He guided us on this journey and truly made it painless and easy. From the day we found our home we were able to close on it within 30 days. I heard horror stories from friends saying it took months to close on their home. But Tom and his team made the entire process simple. And now we have made Virginia home for our family. And on this journey we made a friend in Tom. Thank you Tom!

5.0

5.0 Survey completed on October 04, 2018

Review By Mark C. for Tom Stewart

Completed transaction in September 2018

Everything just went fast an Tom was easy to deal with and right on top of everything he will be recommended to many by me thanks so much

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