https://www.embracehomeloans.com:443/-/media/feature/loanofficer/loimages/tstewart_bio-72.jpg
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Branch Manager
NMLS # 296025
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Click to email
540.229.4846
800.333.3004
ext. 3509
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Virginia - Culpeper
22701
767 Madison Rd., Suite 108
Culpeper, VA 22701
855-612-9398
About Tom
Tom has been helping people buy and refinance homes since 2001. His background as a loan officer, manager, broker, and owner has helped create a well-rounded understanding of the entire mortgage process, which Tom uses to help each individual client find the loan that is right for them. Having a background in the military before lending, Tom understands that service to his clients is the top priority and conducts each transaction with the utmost integrity and urgency. He truly walks side by side with each client from start to finish, helping them through the front door of their dream home. Tom enjoys what he does for a living, and that makes a real difference in the client experience.
Tom served four years in the United States Marine Corps and attended both Campbell University in North Carolina and the University of Virginia. He currently resides in Culpeper, Virginia, with his beautiful wife, Christy. They have three amazing children, a daughter, Sarah, and two sons, Chase and Conner. Outside of Embrace, Tom enjoys spending time with family and friends, golfing, and traveling.
Reviews(138)
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5.0
5.0 Survey completed on June 10, 2021
Review By Stephanie P. for Tom Stewart
Completed transaction in June 2021
Tom is the absolute very best i have ever worked with! This was my second time working with him, and I cannot say enough amazing things about him! Other family members of mine have also had a fantastic experience. Highly recommend!! Thank you Tom for everything!
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5.0
5.0 Survey completed on June 08, 2021
Review By Katrina H. for Tom Stewart
Completed transaction in May 2021
Tom was able to close on my house in 3 weeks. He was amazing getting all the documentation together and communicating everything about the process to me clearly and concisely. I really appreciated the extra time he took when I had questions. He was awesome! Thanks Tom!
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5.0
5.0 Survey completed on June 08, 2021
Review By Dana T. for Tom Stewart
Completed transaction in May 2021
Tom went above and beyond for me to communicate when I needed him to. He was personable and professional. He got things done in a timely manner and was knowledgeable about everything I needed him to know.
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5.0
5.0 Survey completed on June 08, 2021
Review By Tabitha F. for Tom Stewart
Completed transaction in May 2021
Tom walked me through the whole refinance process. Great communication, advice, and direction.
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5.0
5.0 Survey completed on May 18, 2021
Review By David A. for Tom Stewart
Completed transaction in May 2021
Easy to communicate with and unquestionable integrity. I will definitely recommend Tom at Embrace to anyone I run across who needs his expertise.
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