Tom Stewart

Virginia - Culpeper

22701

767 Madison Rd., Suite 108

Culpeper, VA 22701

800-333-3004

About Tom

Tom has been helping people buy and refinance homes since 2001. His background as a loan officer, manager, broker, and owner has helped create a well-rounded understanding of the entire mortgage process, which Tom uses to help each individual client find the loan that is right for them. Having a background in the military before lending, Tom understands that service to his clients is the top priority and conducts each transaction with the utmost integrity and urgency. He truly walks side by side with each client from start to finish, helping them through the front door of their dream home. Tom enjoys what he does for a living, and that makes a real difference in the client experience.

Tom served four years in the United States Marine Corps and attended both Campbell University in North Carolina and the University of Virginia. He currently resides in Culpeper, Virginia, with his beautiful wife, Christy. They have three amazing children, a daughter, Sarah, and two sons, Chase and Conner. Outside of Embrace, Tom enjoys spending time with family and friends, golfing, and traveling.

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(107)

5.0

5.0 Survey completed on June 24, 2020

Review By Daniel S. for Tom Stewart

Completed transaction in June 2020

Tom works incredibly fast and very hard. He was on top of our loan from the moment we made the inquiry and in constant contact with us throughout the process. Tom is very dedicated to making the process as smooth as possible and advocates for his clients to get the best possible deal. I would highly recommend Tom to my friends and family, or anyone else who wants a smart, dedicated, hard working loan officer to guide them through the loan process. Tom gets a 10 out of 10 rating in our book!

5.0

5.0 Survey completed on June 04, 2020

Review By Carrie F. for Tom Stewart

Completed transaction in May 2020

Tommy was always available to answer any questions or concerns I had throughout the process. As his coworker and another mortgage loan professional, I specifically chose him to handle my loan because I knew it would get done quickly and properly. The Culpeper office of Embrace Home loans has the best loan officers in the business! Everyone here is amazing, and Mr Stewart is our fearless leader. You can't go wrong trusting Tommy. He's also the most patient and most kind man I've ever met.

5.0

5.0 Survey completed on June 02, 2020

Review By Monique M. for Tom Stewart

Completed transaction in May 2020

Tom is very professional and always gets back to me in a timely manner. I always felt like I was in the loop.

5.0

5.0 Survey completed on May 24, 2020

Review By Zachery G. for Tom Stewart

Completed transaction in May 2020

Saved us from paying a high rate.

5.0

5.0 Survey completed on May 22, 2020

Review By Garry E. for Tom Stewart

Completed transaction in May 2020

Pair was great and pleasant to work with always got back to me in a timely manner and may the buying process very easy. Was a great job by the whole team. Thomas did a really great job on my case he really worked hard for me and I would recommend him and the whole group to anyone thanks again for helping me and my family get our home

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