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Carrie Fincham

Virginia - Culpeper

767 Madison Rd., Suite 108

Culpeper, VA 22701


About Carrie

Carrie Fincham’s breadth and depth of experience uniquely qualify her to find the best loan program to suit your needs. Carrie believes that homeownership is the cornerstone of financial security, and that your life goals, aspirations, family considerations, and overall financial health are critical components to consider when finding the right mortgage for your specific set of circumstances. She guides her clients with their lifestyle and family needs in mind, ensuring your priorities are her priorities.  

Carrie has worked in the financial services industry since the early 1990s. Her decades of experience include Student Loan Servicing, Branch Banking, Training Management, Tax Preparation, and Mortgage Loan Originations. Carrie also strongly supports her local community. Currently, she volunteers in local schools and hosts Empowering Women in Real Estate monthly luncheons. She’s previously served as a Destination Imagination coach for five years, Meetup Organizer for Ignite Fauquier, a team mom for soccer and Little League, and a Girl Scout Leader. 

Carrie grew up in Fairfax County, Virginia and bought her first home in Linden, Virginia in the early 90s. She currently resides on five rolling acres in the Virginia Piedmont region with her husband, three children, two cats and a dog. When away from her desk, Carrie enjoys spontaneous adventures with her family.

Call or apply online with Carrie today to Embrace the possibilities of homeownership. Read her reviews and see why her clients proudly proclaim, “Carrie Fincham is My Little Lender!”

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on November 13, 2020

    Review By Richard S. for Carrie Fincham

    Completed transaction in November 2020

    Carrie answered all of our questions and always got back to us quickly. She is extremely knowledgeable and cares about her clients.

  • 5.0

    5.0 Survey completed on November 10, 2020

    Review By Deanna M. for Carrie Fincham

    Completed transaction in October 2020

    Great to work with as a first time homebuyer

  • 5.0

    5.0 Survey completed on October 20, 2020

    Review By Elizabeth B. for Carrie Fincham

    Completed transaction in October 2020

    Carrie and her team are knowledgable, courteous, professional and personal. They worked tirelessly to help finance our house the first time. We went to closing in record time! And again when we just refinanced! The best! Thank you Carrie and team for making both our experiences wonderful!

  • 5.0

    5.0 Survey completed on October 17, 2020

    Review By Gloria J. for Carrie Fincham

    Completed transaction in October 2020

    Carrie went above and beyond in refinancing our loan. She is so easy to communicate with and fast at answering all our questions!

  • 5.0

    5.0 Survey completed on October 14, 2020

    Review By Yvonne V. for Carrie Fincham

    Completed transaction in October 2020

    Working with Carrie was such a pleasure. She always ensured that I was informed and that I understood every step of the process from the beginning to the end. Any concerns or uncertainties were resolved. I truly appreciated her outstanding customer service. I actually did refer her services to my brother and she also provided him with the same level of outstanding customer service. He to is now a customer of Carrie's. Thank-you

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Refis Fall, While Purchase Loans Surge Over Thanksgiving Holiday

Mortgage applications dropped this week, though only slightly. According to the Mortgage Bankers Association, refinance applications dipped 5% for the week, while purchase activity rose 9%. Both remain higher than last year’s numbers (by 102% and 28%, respectively).  Here’s what Joel Kan, MBA’s associate vice president of economic and industry forecasting, had to say about…

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