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Carrie Fincham

Virginia - Culpeper

767 Madison Rd., Suite 108

Culpeper, VA 22701


About Carrie

Carrie Fincham’s breadth and depth of experience uniquely qualify her to find the best loan program to suit your needs. Carrie believes that homeownership is the cornerstone of financial security, and that your life goals, aspirations, family considerations, and overall financial health are critical components to consider when finding the right mortgage for your specific set of circumstances. She guides her clients with their lifestyle and family needs in mind, ensuring your priorities are her priorities.  

Carrie has worked in the financial services industry since the early 1990s. Her decades of experience include Student Loan Servicing, Branch Banking, Training Management, Tax Preparation, and Mortgage Loan Originations. Carrie also strongly supports her local community. Currently, she volunteers in local schools and hosts Empowering Women in Real Estate monthly luncheons. She’s previously served as a Destination Imagination coach for five years, Meetup Organizer for Ignite Fauquier, a team mom for soccer and Little League, and a Girl Scout Leader. 

Carrie grew up in Fairfax County, Virginia and bought her first home in Linden, Virginia in the early 90s. She currently resides on five rolling acres in the Virginia Piedmont region with her husband, three children, two cats and a dog. When away from her desk, Carrie enjoys spontaneous adventures with her family.

Call or apply online with Carrie today to Embrace the possibilities of homeownership. Read her reviews and see why her clients proudly proclaim, “Carrie Fincham is My Little Lender!”

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 3

    3 Survey completed on October 09, 2021

    Review By Ashley H. for Carrie Fincham

    Completed transaction in October 2021

    Easy instructions, clear objective, and doing most of it online made things simple.

  • 5

    5 Survey completed on September 28, 2021

    Review By Ryan R. for Carrie Fincham

    Completed transaction in September 2021

    Carrie is the best!

  • 5

    5 Survey completed on September 13, 2021

    Review By Suzette C. for Carrie Fincham

    Completed transaction in September 2021

    Carrie and her team were able to work within time constraints we had due to upcoming surgery. She and her team made our refinancing as painless and stress free as possible. Even though we were dealing with an unexpected loss in our immediate family as well as the surgery, Carrie made it happen. Thank you to Carrie, Julie, Brianna and the entire Embrace home loan team!!

  • 5

    5 Survey completed on September 12, 2021

    Review By Benjamin B. for Carrie Fincham

    Completed transaction in September 2021

    Carrie and her team have been outstanding. They were professional, friendly and courteous. The process was very streamlined.

  • 5

    5 Survey completed on September 05, 2021

    Review By Amanda J. for Carrie Fincham

    Completed transaction in September 2021

    Carrie is very personable. The first time I talked to her on the phone, it was like talking to a friend that I have known for years. I will definitely be keeping her number saved for years to come! I adored her!

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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