Carrie Fincham

Virginia - Culpeper


767 Madison Rd., Suite 108

Culpeper, VA 22701


About Carrie

Carrie Fincham celebrated her one year anniversary with Embrace Home Loans in February, 2017.  Carrie enjoys originating for Embrace because our products, pricing structure, corporate culture, and turn times defy the competition.  Carrie believes in fully supporting her clients and partners with Real Estate Agents, Financial Planners, Insurance Agents and other professionals to accomplish this mission.

Carrie has worked in the financial services industry since the early 1990s.  Her decades of experience include Student Loan Servicing, Branch Banking, Training Management, Tax Preparation, and Mortgage Loan Originations. Her thorough knowledge of detailed and complicated loan terms and calculations means she understands exactly how each loan program may affect her customers.

Her breadth and depth of experience uniquely qualify her to find the best loan program to suit your needs.  Carrie believes that homeownership is the cornerstone of financial security, and that your life goals, aspirations, family considerations, and overall financial health are critical components to consider when finding the right mortgage for your specific set of circumstances.  She guides her clients with their lifestyle and family needs in mind first, ensuring your priorities are her priorities. 

Carrie strongly supports her local community.  Currently, she volunteers in local schools, helps organize IgniteFauquier, and hosts Empowering Women in Real Estate monthly luncheons.  She’s previously served as a Destination Imagination coach for 5 years, a team mom for soccer and Little League, and as a Girl Scout Leader.  She participates and involves her children in local fundraisers and events,  such as Generosity Feeds.

Carrie grew up in Fairfax County, Virginia and bought her first home in Linden, Virginia in the early 90s. In 2010, she left the mountains for more acreage in the Piedmont.  She currently resides on 5 rolling acres with her husband, three children, two cats and a dog.

Anytime away from her desk, Carrie can be found hiking in the mountains or wading in the river, camping, boating, or gardening at home.  She especially enjoys spontaneous, adventurous excursions with her family.

Call or apply online with Carrie today to Embrace the possibilities of homeownership.  Read her reviews and see why her clients proudly proclaim, “Carrie Fincham is My Little Lender!”

from Carrie Fincham



5.0 Survey completed on October 03, 2018

Review By Herod H. for Carrie Fincham

Completed transaction in September 2018

Carrie was great. She explained the process throughly and was very helpful and supportive the entire time. Very quick to respond to emails, texts & phone calls too. Will definitely recommend her and Embrace Home Loans.


5.0 Survey completed on October 01, 2018

Review By Kelly M. for Carrie Fincham

Completed transaction in September 2018

We couldn’t have asked for a better lender! Smooth process and faster than we ever expected! Thanks for helping us buy our first home!! You’re the best!


5.0 Survey completed on September 27, 2018

Review By Savon J. for Carrie Fincham

Completed transaction in September 2018

Carrie and her team worked tirelessly to make sure we had everything we needed to make this process as smooth as possible for first time home buyers. I will highly recommend this company to anyone looking to buy a house.


5.0 Survey completed on September 21, 2018

Review By Gloria J. for Carrie Fincham

Completed transaction in September 2018

Carrie was amazing! She was always there when we needed to call her or text her. She was able to answer all of our questions with no hesitation! She’s awesome!


5.0 Survey completed on September 04, 2018

Review By Roy L. for Carrie Fincham

Completed transaction in August 2018

Carrie was amazing! We can not say enough good things about our experience with her and the Embrace Team.