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Carrie Fincham

Virginia - Culpeper

767 Madison Rd., Suite 108

Culpeper, VA 22701


About Carrie

Carrie Fincham’s breadth and depth of experience uniquely qualify her to find the best loan program to suit your needs. Carrie believes that homeownership is the cornerstone of financial security, and that your life goals, aspirations, family considerations, and overall financial health are critical components to consider when finding the right mortgage for your specific set of circumstances. She guides her clients with their lifestyle and family needs in mind, ensuring your priorities are her priorities.  

Carrie has worked in the financial services industry since the early 1990s. Her decades of experience include Student Loan Servicing, Branch Banking, Training Management, Tax Preparation, and Mortgage Loan Originations. Carrie also strongly supports her local community. Currently, she volunteers in local schools and hosts Empowering Women in Real Estate monthly luncheons. She’s previously served as a Destination Imagination coach for five years, Meetup Organizer for Ignite Fauquier, a team mom for soccer and Little League, and a Girl Scout Leader. 

Carrie grew up in Fairfax County, Virginia and bought her first home in Linden, Virginia in the early 90s. She currently resides on five rolling acres in the Virginia Piedmont region with her husband, three children, two cats and a dog. When away from her desk, Carrie enjoys spontaneous adventures with her family.

Call or apply online with Carrie today to Embrace the possibilities of homeownership. Read her reviews and see why her clients proudly proclaim, “Carrie Fincham is My Little Lender!”

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on February 18, 2021

    Review By Melissa L. for Carrie Fincham

    Completed transaction in February 2021

    Carrie is very professional, informative makes the process seamless and easy.

  • 5.0

    5.0 Survey completed on February 11, 2021

    Review By Ronnie J. for Carrie Fincham

    Completed transaction in February 2021

    Carrie was EXTREMELY helpful and professional with me. I truly appreciate all of her hard work and will definitely recommend her to everyone. thank you so much'

  • 5.0

    5.0 Survey completed on February 06, 2021

    Review By Brian I. for Carrie Fincham

    Completed transaction in January 2021

    Working with Carrie was a dream. The was there for me through the entire process. She made it easy to understand and as stress free as a mortgage can be. Working with Carrie and embrace wasn’t like working with a mortgage lender it was like working with a friend. Carrie Fincham will have me as a customer forever. I would recommend her to anyone who needs a mortgage!!!

  • 5.0

    5.0 Survey completed on January 22, 2021

    Review By Maurice L. for Carrie Fincham

    Completed transaction in January 2021

    Working with Carrie was truly a pleasure. Her knowledge and expertise is greatly appreciated. I will be recommending Carrie to everyone I know. This has been the best experience I have had dealing with a purchase or refinance. It was so nice dealing with a true professional.

  • 5.0

    5.0 Survey completed on January 04, 2021

    Review By Brenden C. for Carrie Fincham

    Completed transaction in December 2020


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Mortgage Rates, Applications Jump Thanks to Economic Optimism

Mortgage applications recovered slightly from last week, inching up 0.5% compared to the week prior, according to the Mortgage Bankers Association. Purchase loans increased by 2%, while refinance loans rose just 0.1%. The news is a little surprising given the notable jump seen in rates over the week. The average rate on 30-year, fixed-rate loans…

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