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Carol Coleman

Virginia - Culpeper

767 Madison Rd., Suite 108

Culpeper, VA 22701


About Carol

Carol brings an impressive resume of hands-on experience and management expertise to the Embrace Home Loans team. Ten years as a loan processor and closer, followed by 10 more years as a loan officer with National City Mortgage and American Home Funding, prepared and positioned her for her previous role as branch manager of Mason Dixon Funding. In the time since, she has used her considerable knowledge of the industry and an equally comprehensive client service approach to create a large and loyal list of satisfied customers.

Carol is also committed to her involvement with several industry and community groups. Her longest running affiliation is with the Piedmont Virginia Building Industry Association (PVBIA), a group for which she has served as President, Vice President and Secretary in recent years, and that selected her as Associate Member of the Year in 2000. Born in Staten Island, NY, she is a longtime Washington area resident who has lived in Culpeper for the past 18 years, where she supports several local organizations and activities, including the Culpeper Chamber of Commerce, the Greater Piedmont Area Association of Realtors and Relay for Life.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on May 07, 2021

    Review By Barbara C. for Carol Coleman

    Completed transaction in April 2021

    Carol was open to all questions and communicated with us regularly at all times of day!!

  • 5.0

    5.0 Survey completed on April 05, 2021

    Review By Rosa M. for Carol Coleman

    Completed transaction in March 2021

    As always, Carol always delivers, she is a delight to work with and always on top of everything. Great communication and willingness to help you along the way. I 100% trust her with personal and business relationships.

  • 5.0

    5.0 Survey completed on March 10, 2021

    Review By Michael L. for Carol Coleman

    Completed transaction in March 2021

    Carol handled everything with ease. Made the process super simple for us!

  • 5.0

    5.0 Survey completed on March 09, 2021

    Review By Enoch T. for Carol Coleman

    Completed transaction in March 2021

    Carol was amazing to work with.. getting a loan seem impossible but with her experience and hard work, I’m now a homeowner. Thanks Carol!!! You are the best!

  • 5.0

    5.0 Survey completed on March 03, 2021

    Review By Carlos M. for Carol Coleman

    Completed transaction in February 2021

    Carol made our loan happen even with all the bumps. Thanks for the advice.

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Homebuyers took a break last week, as rates rose and prices continued their upward climb. According to the Mortgage Bankers Association, applications to purchase a home were down 3% from a week ago, marking the second consecutive week of declines. This happened as the average 30-year mortgage rate rose — from 3.17% to 3.18% —…

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