Carol Coleman

Virginia - Culpeper


767 Madison Rd., Suite 108

Culpeper, VA 22701


About Carol

Carol brings an impressive resume of hands-on experience and management expertise to the Embrace Home Loans team. Ten years as a loan processor and closer, followed by 10 more years as a loan officer with National City Mortgage and American Home Funding, prepared and positioned her for her previous role as branch manager of Mason Dixon Funding. In the time since, she has used her considerable knowledge of the industry and an equally comprehensive client service approach to create a large and loyal list of satisfied customers.

Carol is also committed to her involvement with several industry and community groups. Her longest running affiliation is with the Piedmont Virginia Building Industry Association (PVBIA), a group for which she has served as President, Vice President and Secretary in recent years, and that selected her as Associate Member of the Year in 2000. Born in Staten Island, NY, she is a longtime Washington area resident who has lived in Culpeper for the past 18 years, where she supports several local organizations and activities, including the Culpeper Chamber of Commerce, the Greater Piedmont Area Association of Realtors and Relay for Life.

98% Customer Satisfaction Rating
Zillow Icon
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on June 19, 2020

Review By Frederick P. for Carol Coleman

Completed transaction in June 2020

I have worked mortgages with Carol for the past 9 years. The relationship resulted in great value and benefit to me financially. I have recommended her to several friends. She is working with one of them now on a refinance.


5.0 Survey completed on June 08, 2020

Review By Gary R. for Carol Coleman

Completed transaction in May 2020

Carol is expert at her work. She is responsive and reassuring if we ever had questions. She is the consummate professional. I highly recommend her.


5.0 Survey completed on June 04, 2020

Review By Christopher O. for Carol Coleman

Completed transaction in May 2020

During the pandemic Carol was able to make it an easy process to refinance. We appreciate all her quick responses in answering our questions.


5.0 Survey completed on June 02, 2020

Review By Daniel N. for Carol Coleman

Completed transaction in May 2020

Carol kept us in the loop during the entire process and when we needed questions answered she was fast to give them.


5.0 Survey completed on May 08, 2020

Review By Gary W. for Carol Coleman

Completed transaction in May 2020

Very seamless transaction. Carol was on top of things from start to finish. Could not have been any easier!

Mortgage Interest Rates Drop
Rates Hit New Low, While Mortgage Activity Stalls Out

Mortgage activity dropped again, this time falling 1.8% over the week. Refinance applications were down 2%, while applications to purchase a home fell 1%. On both counts, activity is still much higher than one year ago. According to Joel Kan, associate vice president of economic and industry forecasting at the Mortgage Bankers Association, this was…

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