Carol Coleman

Virginia - Culpeper


767 Madison Rd., Suite 108

Culpeper, VA 22701


About Carol

Carol brings an impressive resume of hands-on experience and management expertise to the Embrace Home Loans team. Ten years as a loan processor and closer, followed by 10 more years as a loan officer with National City Mortgage and American Home Funding, prepared and positioned her for her previous role as branch manager of Mason Dixon Funding. In the time since, she has used her considerable knowledge of the industry and an equally comprehensive client service approach to create a large and loyal list of satisfied customers.

Carol is also committed to her involvement with several industry and community groups. Her longest running affiliation is with the Piedmont Virginia Building Industry Association (PVBIA), a group for which she has served as President, Vice President and Secretary in recent years, and that selected her as Associate Member of the Year in 2000. Born in Staten Island, NY, she is a longtime Washington area resident who has lived in Culpeper for the past 18 years, where she supports several local organizations and activities, including the Culpeper Chamber of Commerce, the Greater Piedmont Area Association of Realtors and Relay for Life.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on December 04, 2018

Review By Karen D. for Carol Coleman

Completed transaction in November 2018

Carol was always available and prompt and always had an answer or solution to an issue.


5.0 Survey completed on November 24, 2018

Review By Frederick P. for Carol Coleman

Completed transaction in November 2018

I have used Embrace home loans 3 times and specifically Carol Coleman. Carol guided me through my initial home purchase and two refinances. The first refinance, she contacted me about a VA refinance loan to reduce my interest rate. Because of this, I was able to lower my payment and reduce the term by 2 years. This better positioned me to refinance 3 years later to cash out to make improvements to my home. As a veteran, I greatly appreciate mortgage consultants like Carol.


5.0 Survey completed on November 16, 2018

Review By Eric F. for Carol Coleman

Completed transaction in September 2018

Carol was wonderful to work with!


5.0 Survey completed on November 05, 2018

Review By Liam F. for Carol Coleman

Completed transaction in October 2018

I was pleased with how helpful Carol was with me as I was entering the home buying process with very limited knowledge and no experience at all. She mad eit clear I could contact her at any time with any questions, and even helped me out while she was on vacation. She had the foresight and integrity to help me lock in my interest rate before they spiked. The entire process was painless and working with her was a pleasure.


5.0 Survey completed on November 01, 2018

Review By Gregory C. for Carol Coleman

Completed transaction in October 2018

This is my 2nd mortgage through Carol at Embrace and both have gone very smoothly. Communication is great.

from Carol Coleman

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