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Amy Clatterbaugh

Virginia – Bedford

130B West Main Street

Bedford, VA 24523


About Amy

Amy is hardworking loan officer/customer service superstar and loves helping her clients make the most important purchase of their lifetime. She’s a Huddleston, Virginia native and her knowledge of Bedford County is a true asset for homebuyers looking to purchase in the area.

Amy lives on Smith Mountain Lake with her daughter, Lily, in a house that her father built. She has two dogs, Gracie and Phoebe — and 11 horses! Amy grew up on a farm in Huddleston and still spends a lot of time there helping her mom with the chickens, goats, pigs, rabbits, dogs, cats, and horses. Her perfect day is one with her family, whether they’re riding horses, sharing a meal, or just spending quality time together.

A nonprofit near and dear to Amy’s heart is the PSP & CBD Foundation, Inc. — she’s a co-founder and the foundation’s secretary. PSP & CBD Foundation, Inc. is a 501(c)(3) nonprofit that assists with funding for research toward a cure and other social programs for the betterment of people suffering with progressive-supranuclear palsy (PSP) and corticobasal degeneration (CBD), both neurodegenerative diseases.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on April 21, 2021

    Review By Phillip F. for Amy Clatterbaugh

    Completed transaction in April 2021

    Even with Amy knowing I was shopping different lenders, she stayed the course with confidence that I would best to stay with Embrace. She also seen to every detail that arose thruout the closing period. Thanks Amy.

  • 4.0

    4.0 Survey completed on April 07, 2021

    Review By Stephanie B. for Amy Clatterbaugh

    Completed transaction in April 2021

    Amy did a good job with getting my needed documents and making the process as smooth as possible

  • 5.0

    5.0 Survey completed on March 15, 2021

    Review By Charles W. for Amy Clatterbaugh

    Completed transaction in March 2021

    She was very knowledgeable and helpful during the whole process. Simply a pleasant experience!!! A+

  • 5.0

    5.0 Survey completed on March 15, 2021

    Review By Glenn O. for Amy Clatterbaugh

    Completed transaction in March 2021

    Amy was very friendly and profession, she went above and beyond my expectations in assisting me collecting the needed documentation for the loan process.

  • 4.0

    4.0 Survey completed on March 10, 2021

    Review By Robert B. for Amy Clatterbaugh

    Completed transaction in February 2021

    Amy did a terrific job putting everything together very early. She didn't constantly flood us with questions, and kept us informed. If you choose to partner with Amy you will not regret it.

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Home Purchases Dip, as Mortgage Rates and Prices Rise

Homebuyers took a break last week, as rates rose and prices continued their upward climb. According to the Mortgage Bankers Association, applications to purchase a home were down 3% from a week ago, marking the second consecutive week of declines. This happened as the average 30-year mortgage rate rose — from 3.17% to 3.18% —…

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