Ralph King

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Ralph

Ralph is a seasoned Loan Officer who has been with Embrace Home Loans since 1997. His aim is to always provide exceptional customer service to his borrowers. He finds the best way to do so is to discover how he can meet their present day needs and to assist in financial planning for the future. This results in his customers being able to get the “fresh start” that so many people need and want in today’s economy.

Ralph is a native Rhode Islander currently residing in Narragansett. He attended Providence College and is the proud father of two boys. His second passion is martial arts: he is a Nidan Master in Kenpo Karate.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on December 07, 2018

Review By Scott S. for Ralph King

Completed transaction in November 2018

Several years ago, I had the misfortune of going through an awful divorce. My ex-wife just so happened to be a banker and wiped me out. I had not a clue in how to handle day to day finances, budgets or anything related to bill paying/saving. It wasn't long that I was painted firmly in a corner and playing shell games with loans and credit cards. I get tons of solicitations in the mail for loans but something about Embrace stood out. I called and was introduced to Ralph. He had me at ease


5.0 Survey completed on December 06, 2018

Review By Harry C. for Ralph King

Completed transaction in December 2018

So when I first got the letter I was hesitate, but I'm glad I did! When I called I got Ralph and he explained the process of how it worked and he explained in detail. Ralph was polite, well-spoken and professional. I would HIGHLY recommend anyone that would like to do business with Ralph King! I've tried dealing with other companies, but none compares to Embrace Home Loans with Ralph King. I am very pleased with the service that was received, and Ralph made me feel like family! He is awesome!


5.0 Survey completed on November 21, 2018

Review By Pamela H. for Ralph King

Completed transaction in November 2018

Everything. We were down as far as we could go.. Husband just out of surgery and had to go on social security . My credit rating wasnt that great. And payments were piling up We needed to refinance ASAP and Ralph was our savior. We owe him. You cant go wrong to trust in him. Pamela Harrington


5.0 Survey completed on October 19, 2018

Review By Scott M. for Ralph King

Completed transaction in October 2018

Ralph kept us informed through the entire process. He walked us through every step and explained what we were doing. And he said he would buy me tickets to the World Series if Boston made it. Thanks Ralph!


5.0 Survey completed on September 26, 2018

Review By Sue H. for Ralph King

Completed transaction in September 2018

Ralph was awesome. He answered all of my questions and offered his advice and experience to help in my refi. He was cheerful and respectful. He seems like family! He updated me with everything that was happening and let me know the next step. I cant say enough good things about Ralph. 😁

from Ralph King

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