Ralph King

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Ralph

Ralph is a seasoned Loan Officer who has been with Embrace Home Loans since 1997. His aim is to always provide exceptional customer service to his borrowers. He finds the best way to do so is to discover how he can meet their present day needs and to assist in financial planning for the future. This results in his customers being able to get the “fresh start” that so many people need and want in today’s economy.

Ralph is a native Rhode Islander currently residing in Narragansett. He attended Providence College and is the proud father of two boys. His second passion is martial arts: he is a Nidan Master in Kenpo Karate.

from Ralph King



5.0 Survey completed on September 26, 2018

Review By Sue H. for Ralph King

Completed transaction in September 2018

Ralph was awesome. He answered all of my questions and offered his advice and experience to help in my refi. He was cheerful and respectful. He seems like family! He updated me with everything that was happening and let me know the next step. I cant say enough good things about Ralph. 😁


5.0 Survey completed on August 29, 2018

Review By Maria M. for Ralph King

Completed transaction in August 2018

I was in a wrap around loan that was a financial burden, I had sought to refinance through several other lenders with no luck :(. I was feeling defeated when I received advertisement from Embrace home loans. I thought about it and decided to call. WOW I was so fortunate to get assigned to Ralph King!!!! Ralph was so helpful and straight forward with me from the beginning and through out the process. He was extremely responsive and informative. Ralph will help you if at all possible! Call Now!


5.0 Survey completed on August 25, 2018

Review By Ashley W. for Ralph King

Completed transaction in August 2018

Ralph is awesome and knowledgeable. Hassle free


4.5 Survey completed on August 07, 2018

Review By Sarah E. for Ralph King

Completed transaction in July 2018

Thank you Ralph for helping us restore our lives. You have given us a chance to improve our daily living by getting rid of the "buzzards" who made our living almost impossible. Paying off so much debt by consolidating the loans will make our lives so much better. Also restoring our credit along with tips to continue improving our credit. I wish you continued success in helping others improve their lives too. Linda E


5.0 Survey completed on July 29, 2018

Review By Dominique G. for Ralph King

Completed transaction in July 2018

When I called in I was nervous about the whole process...even a little embarrassed about how I managed my finances til now. Ralph was relate-able, answered my questions & I never felt judged. He painted a very clear picture of how we would work together to change the way I live financially & that very same day we put the plan into motion. Thirty days later I was financed, closed & the mounds of debt I had been drowning under for all these years...GONE! I'm SO THANKFUL Ralph picked up my call!!