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Loan Officer
NMLS # 8133
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Click to email
800.333.3004 ext. 3227
Embrace Home Loans Corporate
02842
25 Enterprise Center
Middletown, RI 02842
800-333-3004
About Ralph
Ralph is a seasoned Loan Officer who has been with Embrace Home Loans since 1997. His aim is to always provide exceptional customer service to his borrowers. He finds the best way to do so is to discover how he can meet their present day needs and to assist in financial planning for the future. This results in his customers being able to get the “fresh start” that so many people need and want in today’s economy.
Ralph is a native Rhode Islander currently residing in Narragansett. He attended Providence College and is the proud father of two boys. His second passion is martial arts: he is a Nidan Master in Kenpo Karate.




Reviews(113)
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5.0
5.0 Survey completed on February 21, 2021
Review By Kuol D. for Ralph King
Completed transaction in February 2021
King is really a great person he informed me every day about about what we can do and next step until the end thank you so much for your help and the information for rate to drop down after one year to two and quarter thank you so much
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5.0
5.0 Survey completed on February 18, 2021
Review By Charnene F. for Ralph King
Completed transaction in February 2021
Ralph was professional, personable, knowledgeable & keep us fully updated!! Just a month before we contacted Ralph, we had a horrible experience with a broker who lied, did not keep us in the loop & tried to assign our mortgage to a less than reputable company (this company was EXTREMELY WELL KNOWN for not taking customer payments or not making tax payments and then foreclosing). Ralph educated us and was completely dedicated to not only getting our refinance done but restoring our trust!!!!!
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5.0
5.0 Survey completed on February 18, 2021
Review By Jay W. for Ralph King
Completed transaction in February 2021
Very Promt. Answered any questions I had. When I was having a little difficulty doing online he walked me through the process. He even talked to me on the phone just like if we were in a office talking. Very personalized
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5.0
5.0 Survey completed on February 17, 2021
Review By David Y. for Ralph King
Completed transaction in February 2021
Ralph was great in keeping us apprised of the status of our refinance, ensuring we knew what was our action items and always communicating with us to make sure we were continually moving forward.
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5.0
5.0 Survey completed on February 07, 2021
Review By Ashley B. for Ralph King
Completed transaction in January 2021
Kept me up to date throughout the loan process.


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