Skip To main content
Ralph King

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Ralph

Ralph is a seasoned Loan Officer who has been with Embrace Home Loans since 1997. His aim is to always provide exceptional customer service to his borrowers. He finds the best way to do so is to discover how he can meet their present day needs and to assist in financial planning for the future. This results in his customers being able to get the “fresh start” that so many people need and want in today’s economy.

Ralph is a native Rhode Islander currently residing in Narragansett. He attended Providence College and is the proud father of two boys. His second passion is martial arts: he is a Nidan Master in Kenpo Karate.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on April 10, 2021

    Review By Kelly E. for Ralph King

    Completed transaction in March 2021

    Ralph always followed through with everything he said he would do. His advice was invaluable as he had our best interest at the center of every conversation.

  • 5.0

    5.0 Survey completed on March 30, 2021

    Review By Valaree L. for Ralph King

    Completed transaction in March 2021

    I have been contemplating refinancing my home for a couple years now, getting mixed advice from friends and coworkers. Ralph made this process and experience fool proof! He answered ALL of my questions and provided solid advice. He even made sure I kept his contact info to send him questions about finances in the future! I felt secure in my decision to refi and go through with this transaction - the process was a breeze!

  • 5.0

    5.0 Survey completed on March 27, 2021

    Review By Victor C. for Ralph King

    Completed transaction in March 2021

    I am really glad I found Mr king. He is a high level knowledgeable person. He helped me to straight out my financial live. I was worry about money all the time. He showed me the way to improve my financial situation a 100%. He acts as a friend not as business person. He answered all the questions I had more the once if it was necessary making sure I understood every that involve what I was doing. In my case refinancing my house. Thank you very much Mr. King.

  • 5.0

    5.0 Survey completed on March 26, 2021

    Review By Kristine A. for Ralph King

    Completed transaction in March 2021

    Ralph communicated with me regularly. Made me feel comfortable and secure about my decision to refinance. The process was easy and streamlined. Easiest closing we've ever done!

  • 5.0

    5.0 Survey completed on March 23, 2021

    Review By Sylvia Z. for Ralph King

    Completed transaction in March 2021

    Ralph always stayed in touch with us during the process. Always answered all my questions promptly!

Loan in progress?

Please correct the form errors and try again.
Listing a Luxury Home: 5 Tips for Real Estate Agents

Breaking into the luxury market is every agent’s dream. After all, listing a luxury home means a higher price tag. And a higher price tag? Well, that equals more commission. But what does it take to actually sell that high-end property once you snag one? And how can you make sure you get top-dollar when…

Read More