Ralph King

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Ralph

Ralph is a seasoned Loan Officer who has been with Embrace Home Loans since 1997. His aim is to always provide exceptional customer service to his borrowers. He finds the best way to do so is to discover how he can meet their present day needs and to assist in financial planning for the future. This results in his customers being able to get the “fresh start” that so many people need and want in today’s economy.

Ralph is a native Rhode Islander currently residing in Narragansett. He attended Providence College and is the proud father of two boys. His second passion is martial arts: he is a Nidan Master in Kenpo Karate.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on February 13, 2019

Review By Dawna W. for Ralph King

Completed transaction in February 2019

My finances were in a mess. I had fallen ill with a serious illness and started to live paycheck to paycheck. My husband and myself were at the end of our ropes and needed a way out. Ralph helped us out and got us on track again. Things are looking up.


5.0 Survey completed on January 27, 2019

Review By Karen B. for Ralph King

Completed transaction in January 2019

Ralph was extremely helpful in helping me to realize how aimlessly I was spending my money and guided me in the correct direction. He got me a lower mortgage payment and also paid off other bills which will allow me to save money each month :) Ralph and his associates were also prompt on returning calls or emails and answering my numerous questions.


5.0 Survey completed on January 13, 2019

Review By Sharina L. for Ralph King

Completed transaction in January 2019

Ralph made the whole process stress-free. I was so nervous, feeling helpless financially, but Ralph made every step of getting off to a fresh start comfortable, informative and easy. I also really appreciated his advice and support, which was a perk to choosing Embrace!


5.0 Survey completed on January 06, 2019

Review By Vasco M. for Ralph King

Completed transaction in December 2018

Ralph is very professional he answered all my questions he walked me through the process very friendly and always there to help


5.0 Survey completed on December 26, 2018

Review By Raymond L. for Ralph King

Completed transaction in December 2018

I would like to say that Ralph King is a great person to have help you with your home loan or refi. He is very personal, attentive and keeps his word. The only problem we had during the whole process of our refi loan was with the underwriter coming back to us in the 11th hour with something they could have asked for in the beginning. I will be using Ralph King again in a few months todo a new loan and I will recommend him to my friends and family for their loan needs. Thank you Ralph

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