Skip To main content
Neil Kolakowski

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Neil

Neil Kolakowski has been a part of the Embrace Home Loans family since 2010. He works out of our Newport, Rhode Island corporate headquarters as Loan Officer. Neil has worked very hard to establish a clientele that keep coming back to him because of his oriented knowledge, pleasurable personality, as well as his patience, honesty and determined attitude. He has been recognized within the company in 2013, as a recipient of the Care Letter award, displaying that his attention to detail, communication with clients and accuracy was very consistent. Whether you need to secure a loan to purchase your dream home, or looking to refinance your current mortgage to improve your financial situation, Neil can assure to get you answers that fit within your household budget.

Prior to joining the Embrace team, Neil received his Bachelor’s degree from Bridgewater State University in Sociology. Neil grew up in Somerset, Massachusetts, about 30 minutes from Newport, where he still currently resides. Neil’s time away from the office is spent enjoying sports, both playing and watching football, basketball and volleyball. In addition he enjoys spending time with his friends playing corn hole, poker and boating.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on July 23, 2021

    Review By Robert B. for Neil Kolakowski

    Completed transaction in July 2021

    This is my second time working with Neil, and I went back to him after amazing service the first time. He does a great job with communication and is always pleasant to work with.

  • 5

    5 Survey completed on July 05, 2021

    Review By James O. for Neil Kolakowski

    Completed transaction in June 2021

    From the start to the finish Neil made sure everything moved along smoothly plus we settled on the exact day of our contract . I would definitely recommend Embrace for your next mortgage. Thank you Neil.

  • 5

    5 Survey completed on July 02, 2021

    Review By Andrew W. for Neil Kolakowski

    Completed transaction in June 2021

    Very friendly and took time to explain things!

  • 5

    5 Survey completed on July 01, 2021

    Review By Jason M. for Neil Kolakowski

    Completed transaction in June 2021

    Neil was great to work with. Communication is very important and there was no issues. Everything went just like he explained.

  • 5

    5 Survey completed on June 22, 2021

    Review By Joshua F. for Neil Kolakowski

    Completed transaction in June 2021

    He was honest

Loan in progress?

Please correct the form errors and try again.
5 Self Development Books That Are Must Reads for Summer 2021

Take time off for the summer? Looking to kick back on the beach or spend your hotel evenings reading professional or self-development books? You aren’t alone! Summertime is a great time to relax with a good book, and if you’re well-read, you might be looking for new titles that were published in the past year…

Read More