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Neil Kolakowski

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Neil

Neil Kolakowski has been a part of the Embrace Home Loans family since 2010. He works out of our Newport, Rhode Island corporate headquarters as Loan Officer. Neil has worked very hard to establish a clientele that keep coming back to him because of his oriented knowledge, pleasurable personality, as well as his patience, honesty and determined attitude. He has been recognized within the company in 2013, as a recipient of the Care Letter award, displaying that his attention to detail, communication with clients and accuracy was very consistent. Whether you need to secure a loan to purchase your dream home, or looking to refinance your current mortgage to improve your financial situation, Neil can assure to get you answers that fit within your household budget.

Prior to joining the Embrace team, Neil received his Bachelor’s degree from Bridgewater State University in Sociology. Neil grew up in Somerset, Massachusetts, about 30 minutes from Newport, where he still currently resides. Neil’s time away from the office is spent enjoying sports, both playing and watching football, basketball and volleyball. In addition he enjoys spending time with his friends playing corn hole, poker and boating.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on June 27, 2022

    Review By Shannon S. for Neil Kolakowski

    Completed transaction in June 2022

    Neil was very responsive and answered all my questions in a timely manner.

  • 5

    5 Survey completed on April 30, 2022

    Review By Amadeo M. for Neil Kolakowski

    Completed transaction in April 2022

    Neil it’s unbelievable

  • 4

    4 Survey completed on April 02, 2022

    Review By Pollen P. for Neil Kolakowski

    Completed transaction in March 2022

    I’m satisfied with the services that Neil provided to me. Thanks

  • 5

    5 Survey completed on April 01, 2022

    Review By Joseph R. for Neil Kolakowski

    Completed transaction in April 2022

    Neil has done an excellent job. He is an asset to the Embrace company in every way possible and a true role model for the industry of mortgage lenders. He swings the bat for his people. Thank you Neil for hitting a homerun for us so we can live happily ever after. Thank you again :)

  • 5

    5 Survey completed on March 25, 2022

    Review By William B. for Neil Kolakowski

    Completed transaction in March 2022

    As an 82 year old man, I found that I was challenged at many points to provide the information needed to complete the application. For instance, it was not clear to me what agency had to be used for the water test, etc. It seemed that it fell to me to do most of the "leg work" and at one point I was ready to quit. But Neil and Kelly did their best to help me and we finally made it.

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