Neil Kolakowski

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Neil

Neil Kolakowski has been a part of the Embrace Home Loans family since 2010. He works out of our Newport, Rhode Island corporate headquarters as Loan Officer. Neil has worked very hard to establish a clientele that keep coming back to him because of his oriented knowledge, pleasurable personality, as well as his patience, honesty and determined attitude. He has been recognized within the company in 2013, as a recipient of the Care Letter award, displaying that his attention to detail, communication with clients and accuracy was very consistent. Whether you need to secure a loan to purchase your dream home, or looking to refinance your current mortgage to improve your financial situation, Neil can assure to get you answers that fit within your household budget.

Prior to joining the Embrace team, Neil received his Bachelor’s degree from Bridgewater State University in Sociology. Neil grew up in Somerset, Massachusetts, about 30 minutes from Newport, where he still currently resides. Neil’s time away from the office is spent enjoying sports, both playing and watching football, basketball and volleyball. In addition he enjoys spending time with his friends playing corn hole, poker and boating.

98% Customer Satisfaction Rating
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Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on January 05, 2020

Review By Patrick B. for Neil Kolakowski

Completed transaction in January 2020

Second time around and Neil came through without any hitches. Thank you again for your awesome services.


5.0 Survey completed on December 15, 2019

Review By Valerie C. for Neil Kolakowski

Completed transaction in December 2019

Neil was very patient with me, and once I was ready, he was very willing and helpful, in a timely manner, whenever I needed advice or had any questions. Hands down, very good at his job and would definitely recommend him.


5.0 Survey completed on December 12, 2019

Review By Caitlin C. for Neil Kolakowski

Completed transaction in December 2019

Neil was fabulous! He answered my five hundred questions almost immediately after emailed. My husband and I truly believed we would never be able to buy a home again, but Neil made the process SO easy! We appreciate him so much! We are in our dream home!


5.0 Survey completed on December 03, 2019

Review By Phyllis V. for Neil Kolakowski

Completed transaction in December 2019

Neil listened and made what I call conructive criticism. He made me feel like my financial situation wasn't quite as bad as I thought. I was approved for exactly what he estimated. Neil walked me through and made me aware of everything as thiings progressed. There were no last minute surprises nor unpredicited cost.


5.0 Survey completed on November 28, 2019

Review By Carolyn H. for Neil Kolakowski

Completed transaction in November 2019

My help was very professional, all my questions were answered in a timely manner. My experience with Mr Neil was exceptional. Everything was just perfect.

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