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Neil Kolakowski

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Neil

Neil Kolakowski has been a part of the Embrace Home Loans family since 2010. He works out of our Newport, Rhode Island corporate headquarters as Loan Officer. Neil has worked very hard to establish a clientele that keep coming back to him because of his oriented knowledge, pleasurable personality, as well as his patience, honesty and determined attitude. He has been recognized within the company in 2013, as a recipient of the Care Letter award, displaying that his attention to detail, communication with clients and accuracy was very consistent. Whether you need to secure a loan to purchase your dream home, or looking to refinance your current mortgage to improve your financial situation, Neil can assure to get you answers that fit within your household budget.

Prior to joining the Embrace team, Neil received his Bachelor’s degree from Bridgewater State University in Sociology. Neil grew up in Somerset, Massachusetts, about 30 minutes from Newport, where he still currently resides. Neil’s time away from the office is spent enjoying sports, both playing and watching football, basketball and volleyball. In addition he enjoys spending time with his friends playing corn hole, poker and boating.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 23, 2022

    Review By Aspen V. for Neil Kolakowski

    Completed transaction in January 2022

    I was never made to feel silly for not having a clue how refinancing works. My situation was complicated, and Neil made it happen!

  • 5

    5 Survey completed on January 19, 2022

    Review By Judson H. for Neil Kolakowski

    Completed transaction in January 2022

    Neil was always available, always accurate with his answers and very personable. Great guy.

  • 5

    5 Survey completed on January 19, 2022

    Review By Diana M. for Neil Kolakowski

    Completed transaction in January 2022

    Neil was a great guy . Every time I had a question he would get back to me right away . Very pleasant person very Efficient

  • 4

    4 Survey completed on January 18, 2022

    Review By Richard R. for Neil Kolakowski

    Completed transaction in January 2022

    neil was very patient and thorough, as an older non-techy, Neil made me very comfortable maneuvering through all the computer docs. and hoops.

  • 5

    5 Survey completed on December 19, 2021

    Review By Robert D. for Neil Kolakowski

    Completed transaction in December 2021

    Neil was a pleasure to work with extremely knowledgeable and personable. I definitely gained a friend through out this whole process! Would recommend him to anyone looking to buy!

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