Neil Kolakowski

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Neil

Neil Kolakowski has been a part of the Embrace Home Loans family since 2010. He works out of our Newport, Rhode Island corporate headquarters as Loan Officer. Neil has worked very hard to establish a clientele that keep coming back to him because of his oriented knowledge, pleasurable personality, as well as his patience, honesty and determined attitude. He has been recognized within the company in 2013, as a recipient of the Care Letter award, displaying that his attention to detail, communication with clients and accuracy was very consistent. Whether you need to secure a loan to purchase your dream home, or looking to refinance your current mortgage to improve your financial situation, Neil can assure to get you answers that fit within your household budget.

Prior to joining the Embrace team, Neil received his Bachelor’s degree from Bridgewater State University in Sociology. Neil grew up in Somerset, Massachusetts, about 30 minutes from Newport, where he still currently resides. Neil’s time away from the office is spent enjoying sports, both playing and watching football, basketball and volleyball. In addition he enjoys spending time with his friends playing corn hole, poker and boating.

from Neil Kolakowski

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on November 10, 2018

Review By Niel H. for Neil Kolakowski

Completed transaction in October 2018

Kept us up to date with the process. Answered our questions. All round good experience.


5.0 Survey completed on October 24, 2018

Review By Franchelle G. for Neil Kolakowski

Completed transaction in October 2018

Neil and Shelly made the whole process painless. The communication, help and direction was amazing. They definitely went above and beyond. Definitely will refer. Thank you Neil and Shelly for all you did to make our home purchase a simple and pleasant process!!


4.8 Survey completed on September 10, 2018

Review By Rochelle B. for Neil Kolakowski

Completed transaction in August 2018



5.0 Survey completed on August 19, 2018

Review By Bradley J. for Neil Kolakowski

Completed transaction in August 2018

Neil Kolakowski was very nice and easy to talk to. Mr Kolakowski explained every step in detail, which enabled us to complete the process without difficulty.


5.0 Survey completed on August 15, 2018

Review By Richard H. for Neil Kolakowski

Completed transaction in August 2018

Neil answered every question and offered all of the information that we needed to purchase our home. We felt like we were his only priority throughout the process and never had to wonder what was going on with our loan. Thanks for taking care of our needs throughout this process and helping us get into our new home.