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Maria Fernandes

Embrace Home Loans Corporate
02842

25 Enterprise Center

Middletown, RI 02842

800-333-3004

About Maria

Maria has been helping people realize their dream of homeownership for decades. Having been with Embrace for 28 years, her mastery of every aspect from loan processing to closing, has naturally placed her in a position of uniqueness and leadership. Under her belt, a trove of accolades and countless industry awards has proudly earned her a place in the Embrace Hall of Fame. Yet, one of Maria’s greatest satisfactions comes from finding loans for our military families and Veterans.

Born in the Island of Sao Nicolau, Cabo Verde is where she draws her strength, determination and tenacity from. She has characteristics descriptive of her late father’s resolve in crossing the Atlantic in the early 1900’s. Maria continues to be an active member of the Cape-Verdean Community throughout New England. She is also one of the founding members of Fidjes D’San Nicolau y Amigos, an NGO with international reach to anywhere Cape-Verdean communities are in need. Her volunteerism has found a special place with the Families for Wounded Warriors. She is a multilingual, multifaceted, and refreshingly honest individual whose integrity is a cut above the rest.

Maria grew up in East Providence, RI and attended Johnson & Wales University. Today, she lives in Seekonk MA with her husband of 29 years. She’s an avid music lover and enjoys reading, shopping and visiting her daughter in NY. Her idea of a perfect day is spending time with her immediate family and friends.

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Maria Fernandes

Senior Loan Officer/AVP

NMLS # 16980

Ready to take the first step toward a new home?

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25 Enterprise Center

Middletown, RI 02842

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Testimonials(147)

  • 5

    5 Survey completed on November 20, 2022

    Review By Jacquin C. for Maria Fernandes

    Completed transaction in November 2022

    Maria knows her product! Her attention to detail is phenomenal and her response time in getting back with her clients are second to none! I wish my bank was this timely and efficient.

  • 5

    5 Survey completed on November 08, 2022

    Review By Quintin T. for Maria Fernandes

    Completed transaction in November 2022

    Professional staff

  • 4

    4 Survey completed on September 17, 2022

    Review By Denise W. for Maria Fernandes

    Completed transaction in September 2022

    Gotten all my information in a timely manner

  • 5

    5 Survey completed on August 16, 2022

    Review By Pamela D. for Maria Fernandes

    Completed transaction in August 2022

    In our forty plus years of buying and refinancing, Maria is simply the best, most outstanding, and most competent loan officer we have ever worked with. She is very knowledgeable, a true expert in everything she advises us to do. She is very patient as the loan process works out and keeps us in constant contact with everything that is going on! She has a perfect understanding of whatever we bring up with her, and is always very pleasant and very informative. Maria Fernandes is a real gem of a person and also the best loan officer we have ever worked with. We cannot recommend her highly enough

  • 5

    5 Survey completed on August 05, 2022

    Review By Jeremy B. for Maria Fernandes

    Completed transaction in July 2022

    Maria was very helpful!!