Maria Fernandes

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Maria

Maria has been helping people realize their dream of homeownership for decades. Having been with Embrace for 28 years, her mastery of every aspect from loan processing to closing, has naturally placed her in a position of uniqueness and leadership. Under her belt, a trove of accolades and countless industry awards has proudly earned her a place in the Embrace Hall of Fame. Yet, one of Maria’s greatest satisfactions comes from finding loans for our military families and Veterans.

Born in the Island of Sao Nicolau, Cabo Verde is where she draws her strength, determination and tenacity from. She has characteristics descriptive of her late father’s resolve in crossing the Atlantic in the early 1900’s. Maria continues to be an active member of the Cape-Verdean Community throughout New England. She is also one of the founding members of Fidjes D’San Nicolau y Amigos, an NGO with international reach to anywhere Cape-Verdean communities are in need. Her volunteerism has found a special place with the Families for Wounded Warriors. She is a multilingual, multifaceted, and refreshingly honest individual whose integrity is a cut above the rest.

Maria grew up in East Providence, RI and attended Johnson & Wales University. Today, she lives in Seekonk MA with her husband of 29 years. She’s an avid music lover and enjoys reading, shopping and visiting her daughter in NY. Her idea of a perfect day is spending time with her immediate family and friends.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on March 18, 2019

Review By Patricia C. for Maria Fernandes

Completed transaction in March 2019

Maria made it easy from the minute I spoke to her on the phone. From start to finish, the entire loan process took only a month. She was always available to answer questions and guide me through the process. I had an awful experience trying to refinance with my bank so I was hesitant to apply but Maria’s understanding and reassurance made it surprisingly simple and pleasant. Thanks Maria and Embrace Home Loan for helping me secure a loan that will save me thousands of dollars!


5.0 Survey completed on February 22, 2019

Review By Cody G. for Maria Fernandes

Completed transaction in February 2019

Maria was great to work with. She went above and beyond to assure that I was able to get a mortgage that fit my need and qualifications. I am very happy with my service and would not hesitate to refer her friends and family.


5.0 Survey completed on February 21, 2019

Review By Cathy H. for Maria Fernandes

Completed transaction in February 2019

Process was very quick, Maria answered ALL of my questions, was very helpful,


5.0 Survey completed on February 18, 2019

Review By Oteldina O. for Maria Fernandes

Completed transaction in February 2019

Very professional


5.0 Survey completed on February 02, 2019

Review By Timothy L. for Maria Fernandes

Completed transaction in January 2019

Just great updates and info asked for,Thanks!

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