Maria Fernandes

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Maria

Maria has been helping people realize their dream of homeownership for decades. Having been with Embrace for 28 years, her mastery of every aspect from loan processing to closing, has naturally placed her in a position of uniqueness and leadership. Under her belt, a trove of accolades and countless industry awards has proudly earned her a place in the Embrace Hall of Fame. Yet, one of Maria’s greatest satisfactions comes from finding loans for our military families and Veterans.

Born in the Island of Sao Nicolau, Cabo Verde is where she draws her strength, determination and tenacity from. She has characteristics descriptive of her late father’s resolve in crossing the Atlantic in the early 1900’s. Maria continues to be an active member of the Cape-Verdean Community throughout New England. She is also one of the founding members of Fidjes D’San Nicolau y Amigos, an NGO with international reach to anywhere Cape-Verdean communities are in need. Her volunteerism has found a special place with the Families for Wounded Warriors. She is a multilingual, multifaceted, and refreshingly honest individual whose integrity is a cut above the rest.

Maria grew up in East Providence, RI and attended Johnson & Wales University. Today, she lives in Seekonk MA with her husband of 29 years. She’s an avid music lover and enjoys reading, shopping and visiting her daughter in NY. Her idea of a perfect day is spending time with her immediate family and friends.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on November 29, 2018

Review By Kevin S. for Maria Fernandes

Completed transaction in November 2018

Maria stayed on top of everything and the process went through as easily as I had hoped.


5.0 Survey completed on November 11, 2018

Review By Shawn F. for Maria Fernandes

Completed transaction in November 2018

Maria was the most courteous and informative person I have dealt with in a long time, she totally made our refinance work, God bless her!!!


5.0 Survey completed on October 25, 2018

Review By Baba N. for Maria Fernandes

Completed transaction in October 2018

All questions answered on time. Informations available, courteous , friendly. And she always give you a fet back. And it was a good experience for a 1 st time home buyer


4.5 Survey completed on September 27, 2018

Review By Mary E. for Maria Fernandes

Completed transaction in September 2018

It just seemed like everyone knew what they were doing. Things happened really fast. I am very pleased with whole Embrace family.


4.8 Survey completed on September 01, 2018

Review By Cynthia Q. for Maria Fernandes

Completed transaction in August 2018

It was a pleasure working with Maria. She answered all my questions ans concerns regarding refinancing. Once I made the decision to go through the process, it was a quick and painless process. Thank you Maria and Team.

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