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Maria Fernandes

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Maria

Maria has been helping people realize their dream of homeownership for decades. Having been with Embrace for 28 years, her mastery of every aspect from loan processing to closing, has naturally placed her in a position of uniqueness and leadership. Under her belt, a trove of accolades and countless industry awards has proudly earned her a place in the Embrace Hall of Fame. Yet, one of Maria’s greatest satisfactions comes from finding loans for our military families and Veterans.

Born in the Island of Sao Nicolau, Cabo Verde is where she draws her strength, determination and tenacity from. She has characteristics descriptive of her late father’s resolve in crossing the Atlantic in the early 1900’s. Maria continues to be an active member of the Cape-Verdean Community throughout New England. She is also one of the founding members of Fidjes D’San Nicolau y Amigos, an NGO with international reach to anywhere Cape-Verdean communities are in need. Her volunteerism has found a special place with the Families for Wounded Warriors. She is a multilingual, multifaceted, and refreshingly honest individual whose integrity is a cut above the rest.

Maria grew up in East Providence, RI and attended Johnson & Wales University. Today, she lives in Seekonk MA with her husband of 29 years. She’s an avid music lover and enjoys reading, shopping and visiting her daughter in NY. Her idea of a perfect day is spending time with her immediate family and friends.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on January 16, 2022

    Review By GuangChun M. for Maria Fernandes

    Completed transaction in January 2022

    Great communication

  • 4

    4 Survey completed on December 07, 2021

    Review By Caleb H. for Maria Fernandes

    Completed transaction in December 2021

    Maria was knowledgeable, friendly and responsive!

  • 5

    5 Survey completed on November 19, 2021

    Review By Luljeta L. for Maria Fernandes

    Completed transaction in November 2021

    Great Customer Service

  • 5

    5 Survey completed on November 11, 2021

    Review By Wilson C. for Maria Fernandes

    Completed transaction in November 2021

    Positive energy

  • 5

    5 Survey completed on November 08, 2021

    Review By Angela M. for Maria Fernandes

    Completed transaction in November 2021

    Maria worked all of the numbers to close our loan.

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What Is a Mortgage Loan?

A mortgage is a type of loan used to purchase a home.  Since most homebuyers do not have hundreds of thousands in cash on hand, the majority of consumers use mortgage loans to purchase their properties. This allows them to spread the cost of the home out over time — often many decades. According to…

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