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Maria Fernandes

Embrace Home Loans Corporate
02842

25 Enterprise Center

Middletown, RI 02842

800-333-3004

About Maria

Maria has been helping people realize their dream of homeownership for decades. Having been with Embrace for 28 years, her mastery of every aspect from loan processing to closing, has naturally placed her in a position of uniqueness and leadership. Under her belt, a trove of accolades and countless industry awards has proudly earned her a place in the Embrace Hall of Fame. Yet, one of Maria’s greatest satisfactions comes from finding loans for our military families and Veterans.

Born in the Island of Sao Nicolau, Cabo Verde is where she draws her strength, determination and tenacity from. She has characteristics descriptive of her late father’s resolve in crossing the Atlantic in the early 1900’s. Maria continues to be an active member of the Cape-Verdean Community throughout New England. She is also one of the founding members of Fidjes D’San Nicolau y Amigos, an NGO with international reach to anywhere Cape-Verdean communities are in need. Her volunteerism has found a special place with the Families for Wounded Warriors. She is a multilingual, multifaceted, and refreshingly honest individual whose integrity is a cut above the rest.

Maria grew up in East Providence, RI and attended Johnson & Wales University. Today, she lives in Seekonk MA with her husband of 29 years. She’s an avid music lover and enjoys reading, shopping and visiting her daughter in NY. Her idea of a perfect day is spending time with her immediate family and friends.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(106)

  • 5.0

    5.0 Survey completed on March 03, 2021

    Review By Marlon V. for Maria Fernandes

    Completed transaction in February 2021

    Went above and beyond to assist and was able to mitigate issues. Thank you Maria!

  • 5.0

    5.0 Survey completed on February 28, 2021

    Review By Anita F. for Maria Fernandes

    Completed transaction in February 2021

    Maria has excellent communication skills and was very responsive to my questions.

  • 5.0

    5.0 Survey completed on January 16, 2021

    Review By Jesus M. for Maria Fernandes

    Completed transaction in January 2021

    The knowledge and professionalism evidenced by this agent during the whole process.

  • 5.0

    5.0 Survey completed on January 02, 2021

    Review By Tamara H. for Maria Fernandes

    Completed transaction in December 2020

    The overall experience! Great to work with and answered all my question promptly.

  • 5.0

    5.0 Survey completed on December 31, 2020

    Review By Dale B. for Maria Fernandes

    Completed transaction in December 2020

    Maria was always available!

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Mortgage Rates, Applications Jump Thanks to Economic Optimism

Mortgage applications recovered slightly from last week, inching up 0.5% compared to the week prior, according to the Mortgage Bankers Association. Purchase loans increased by 2%, while refinance loans rose just 0.1%. The news is a little surprising given the notable jump seen in rates over the week. The average rate on 30-year, fixed-rate loans…

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