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Manuel Raposo

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Manuel

Manuel Raposo has been with Embrace Home Loans since December 3, 2001 as a Loan Officer in our Newport, RI location. Since then, Manny has helped thousands of clients secure a better financial future by assisting them through a new home purchase or refinance with a new lower rate mortgage. Manny believes excellent customer service is an absolute must, treating each and every client as if they are family. He was raised with the “Treat others the way you want to be treated” attitude and is shown in his never ending referral list. Whether you are a first time buyer looking to achieve the American dream of home ownership or are in need of a lower interest rate through a home refinance- contact Manny, as he will guide you toward financial freedom.

After graduating high school, Manny attended Bristol Community College where he received an Associates Degree in Finance. Manny currently resides in New Bedford, MA, where he was born and raised, with his wife and their two beautiful children Lilah and Reid. When Manny is not assisting his clients with all their residential mortgage needs, he enjoys traveling, dining out, catching up on his favorite New England sports teams and spending time with loved ones.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5

    5 Survey completed on October 15, 2021

    Review By Maxine R. for Manuel Raposo

    Completed transaction in October 2021

    Manny was available at anytime, was always quick to respond to text messages and emails he made everything stress free. Great personality taking with him felt like I’ve known him for years.

  • 5

    5 Survey completed on October 13, 2021

    Review By Grant L. for Manuel Raposo

    Completed transaction in September 2021

    Manny was so easy to work with. He gave me options, and there was no pressure at all. Best experience I’ve ever had with a mortgage lender!

  • 4

    4 Survey completed on October 05, 2021

    Review By Kimberly J. for Manuel Raposo

    Completed transaction in October 2021

    Still waiting for confirmation of payoff per refi and how funds will be disbursed

  • 5

    5 Survey completed on October 01, 2021

    Review By Lisa D. for Manuel Raposo

    Completed transaction in September 2021

    He was true to his word, reliable, and fast. Was great working with Manuel.

  • 5

    5 Survey completed on September 24, 2021

    Review By Ronald H. for Manuel Raposo

    Completed transaction in September 2021

    Manuel explained everything very well and worked with me at my convenience, made me feel like I mattered and he wasn't just trying to close a deal.

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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