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Joseph Pappas

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Joseph

If you’re looking for a loan officer who is driven, hands-on, and committed to your success, Joe is your guy. As a former pro athlete, Joe invests in every loan as if it’s his own, and his clients become part of his team. He takes the time to understand each client’s wants, needs, and goals, and then hits the ground running.

As a true New Yorker with that “New York State of Mind,” there is always a way! Joe won’t accept NO for an answer — even if you weren’t able to move forward with another company in the past. And his actions will speak louder than words.

Growing up, Joe excelled in sports, winning many county, state, and collegiate awards in baseball. His success led him to Le Moyne College on a full baseball scholarship. His love for the sport was so deep that he left to pursue a professional baseball career, and then later returned to complete his bachelor’s degree.

Joe’s interest in business started in high school at Newburgh Free Academy when he became intrigued with Warren Buffett’s success story. After graduating from university, he joined an insurance company and was quickly promoted to account executive and then territory sales manager, all within his first six months at the company. Over the years, he has received many awards for his professional achievements. Today, he is happy to call Embrace home, enjoying every new opportunity.

Joe lives in Bristol, Rhode Island — home to the nation’s oldest Fourth of July celebration — with his son, who as luck would have it, was born on July 4.

98 percent Customer Satisfaction Rating thumbs up
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender
Getting started on your Home Purchase
Getting Started on Your Home Purchase

Buying a home can be a challenging experience, but you have help. Your real estate agent is there to help with the home search and your mortgage lender is there to get you through the mortgage process. Utilize these people and their knowledge to help you navigate through all the steps. Here, we’ll talk specifically…

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Joseph Pappas

Loan Officer

NMLS # 1881225

Ready to take the first step toward a new home?

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25 Enterprise Center

Middletown, RI 02842

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  • 5

    5 Survey completed on December 03, 2022

    Review By Rebecca P. for Joseph Pappas

    Completed transaction in December 2022

    A lot of advice and guidance throughout the refinance process!!

  • 5

    5 Survey completed on November 26, 2022

    Review By Raymond R. for Joseph Pappas

    Completed transaction in November 2022

    Everything was great friendly and they explained everything to u if u didn't understand things walk u right on through

  • 5

    5 Survey completed on November 24, 2022

    Review By James A. for Joseph Pappas

    Completed transaction in November 2022

    After failed attempts with other mortgage companies, Joe made it finally a success. It was a messy divorce refinance with a ton of challenges. Joe was very patient and helped me through all the necessary steps to clean it all up. Thanx so much, and we will do more business when rates drop back down.

  • 5

    5 Survey completed on October 24, 2022

    Review By Karen K. for Joseph Pappas

    Completed transaction in October 2022

    Frequent communication and ease of the process.

  • 4

    4 Survey completed on October 08, 2022

    Review By Norman D. for Joseph Pappas

    Completed transaction in October 2022

    Joe made it great!