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Joseph Pappas

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Joseph

If you want a loan officer who is a team player, driven, and committed to your success, Joe is your guy. As a former athlete, Joe is big on helping homeowners and homebuyers achieve their specific goals, and he always takes the time to understand his clients’ wants, needs, and vision.

Before coming to Embrace, Joe started his career in the insurance and finance industries learning about the success of Warren Buffett as a young man. He started as a Sales Associate then Account Executive; and due to his hard work and commitment to success he quickly advanced to Territory Sales Manager within his first six months. He’s also received many awards for his professional achievements since then.

Joe grew up in the Bronx, NY. When he turned 12 his family moved to Newburgh, NY. He participated in football, basketball, baseball and boxing. Growing up he won many county, state and collegiate awards. He accepted a full baseball scholarship to LeMoyne University, and he left school early to pursue a professional baseball career. Soon after completing his baseball journey he went back to complete his Bachelor’s Degree.

Joe currently lives in Bristol, RI with his son, Anthony. Anthony was born on July 4th, which is perfect, because Bristol is home to the nation’s oldest fourth of July celebration.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on February 11, 2021

    Review By Jill L. for Joseph Pappas

    Completed transaction in November 2020

    Easy to talk to and very informative. The process went Very smooth.

  • 5.0

    5.0 Survey completed on January 27, 2021

    Review By Christina B. for Joseph Pappas

    Completed transaction in January 2021

    Joe is very nice, straightforward, down to earth. His interactions make it obvious that he really enjoys his job; working with people and helping them. Our refinance was slow, not because of Joe or Embrace Home Loans but because of pandemic delays. All throughout the process Joe was generous with his time and fast in responding to our numerous questions and concerns. Bottom line however is that he offers a great product at a great price.

  • 5.0

    5.0 Survey completed on January 18, 2021

    Review By Mark L. for Joseph Pappas

    Completed transaction in January 2021

    Joseph made my refinance experience very smooth. He kept me informed throughout the whole process. He was always straightforward and never misleading in anyway. He told me the beginning of the process when he thought we would close and he was right on target. He was very adamant in making sure I was comfortable and that I understood when he was explaining information pertaining to my loan. Joseph Pappas is the Greatest and I would recommend him with confidence to anyone. Joseph, Thanks!

  • 5.0

    5.0 Survey completed on January 15, 2021

    Review By Beatrice R. for Joseph Pappas

    Completed transaction in January 2021

    Joe was on top of things. Always communicated with me and has a great attitude. Made purchasing a home very easy!!! A+ service

  • 5.0

    5.0 Survey completed on January 11, 2021

    Review By Violet B. for Joseph Pappas

    Completed transaction in December 2020

    Great customer services and patience with all my questions.. proffessional at what he does and friendly

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