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Joe Silva

Embrace Home Loans Corporate
02842

25 Enterprise Center

Middletown, RI 02842

800-333-3004

About Joe

Joe Silva joined Embrace Home Loans in June 2008. He believes purchasing or refinancing a home doesn’t have to be a stressful endeavor. His single objective is to maintain an uncomplicated and stress-free process with a quick turnaround time. By making it his responsibility to understand each client’s individual circumstances, Joe is able to tailor a program that meets both their current needs and future goals. Prior to joining Embrace, he was a Senior Loan Officer at Home Loan Investment Bank. He is a three time President’s Club winner with multiple Top 10 performance awards.

Joe is a graduate of the University of Rhode Island with BA in Communications. He grew up in RI and still resides there with his wife and two young sons. He enjoys sports, skiing and landscaping his home.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender

Reviews(237)

  • 5

    5 Survey completed on October 15, 2021

    Review By Sean M. for Joe Silva

    Completed transaction in October 2021

    This was my second transaction with Joe. He is honest and communicative, and the entire process (both times) is so easy.

  • 5

    5 Survey completed on October 09, 2021

    Review By Jesse P. for Joe Silva

    Completed transaction in October 2021

    Joe Silva made it great

  • 5

    5 Survey completed on October 06, 2021

    Review By Lisa S. for Joe Silva

    Completed transaction in October 2021

    Fast friendly knowledgeable

  • 5

    5 Survey completed on September 28, 2021

    Review By Michael F. for Joe Silva

    Completed transaction in September 2021

    Constant and immediate responses from Joe and his team. I have lots of questions and he always answered within minutes. Very informative and detailed in all his explanations.

  • 5

    5 Survey completed on September 25, 2021

    Review By Theodore M. for Joe Silva

    Completed transaction in September 2021

    Joe really cares & U know it right away. He's so friendly & on top of everything all thru it all & beyond..

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Mortgage Rates Hit Their Highest Point in Months

Mortgage rates hit their highest point since April this week, according to Freddie Mac. The average rate on 30-year, fixed-rate loans clocked in at 3.05% — up from 2.99% last week.  “As inflationary pressure builds due to the ongoing pandemic and tightening monetary policy, we expect rates to continue a modest upswing,” said Sam Khater,…

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