Skip To main content
Joe Silva

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About Joe

Joe Silva joined Embrace Home Loans in June 2008. He believes purchasing or refinancing a home doesn’t have to be a stressful endeavor. His single objective is to maintain an uncomplicated and stress-free process with a quick turnaround time. By making it his responsibility to understand each client’s individual circumstances, Joe is able to tailor a program that meets both their current needs and future goals. Prior to joining Embrace, he was a Senior Loan Officer at Home Loan Investment Bank. He is a three time President’s Club winner with multiple Top 10 performance awards.

Joe is a graduate of the University of Rhode Island with BA in Communications. He grew up in RI and still resides there with his wife and two young sons. He enjoys sports, skiing and landscaping his home.

98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on May 04, 2021

    Review By Nichole C. for Joe Silva

    Completed transaction in April 2021

    Joe was helpful and efficient and patient during my entire loan process. I am grateful for his calmness in the experience! Joe you are awesome!

  • 5.0

    5.0 Survey completed on April 29, 2021

    Review By Wyndham F. for Joe Silva

    Completed transaction in April 2021

    I have worked with Joe before. He is always very transparent and accessible. He is someone that you can trust! I have referred friends to him in the past and will continue to do so.

  • 5.0

    5.0 Survey completed on April 23, 2021

    Review By Connie L. for Joe Silva

    Completed transaction in April 2021

    Joe Silva is very Informative, cordial and considerate person. He was smooooth. He made it easy. Thanks Joe.

  • 4.5

    4.5 Survey completed on April 10, 2021

    Review By Joe U. for Joe Silva

    Completed transaction in April 2021

    The time frame for the whole transition was not bad.

  • 4.0

    4.0 Survey completed on April 04, 2021

    Review By W H. for Joe Silva

    Completed transaction in March 2021

    Very personal

Loan in progress?

Please correct the form errors and try again.
Home Purchases Dip, as Mortgage Rates and Prices Rise

Homebuyers took a break last week, as rates rose and prices continued their upward climb. According to the Mortgage Bankers Association, applications to purchase a home were down 3% from a week ago, marking the second consecutive week of declines. This happened as the average 30-year mortgage rate rose — from 3.17% to 3.18% —…

Read More