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Loan Officer
NMLS # 53635
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Click to email
800.333.3004 ext. 3431
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Embrace Home Loans Corporate
02842
25 Enterprise Center
Middletown, RI 02842
800-333-3004
About Joe
Joe Silva joined Embrace Home Loans in June 2008. He believes purchasing or refinancing a home doesn’t have to be a stressful endeavor. His single objective is to maintain an uncomplicated and stress-free process with a quick turnaround time. By making it his responsibility to understand each client’s individual circumstances, Joe is able to tailor a program that meets both their current needs and future goals. Prior to joining Embrace, he was a Senior Loan Officer at Home Loan Investment Bank. He is a three time President’s Club winner with multiple Top 10 performance awards.
Joe is a graduate of the University of Rhode Island with BA in Communications. He grew up in RI and still resides there with his wife and two young sons. He enjoys sports, skiing and landscaping his home.




Reviews(203)
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5.0
5.0 Survey completed on February 20, 2021
Review By Richard W. for Joe Silva
Completed transaction in February 2021
The overall experience and knowledge was a very pleasant Experience the process was very quick start to finish I’m very pleased.
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5.0
5.0 Survey completed on February 17, 2021
Review By William S. for Joe Silva
Completed transaction in February 2021
Information. Communication. Quick to reply.
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5.0
5.0 Survey completed on February 13, 2021
Review By Eugene F. for Joe Silva
Completed transaction in February 2021
Joe was very helpful and honest. He gave great insight through his knowledge that made us feel very comfortable.
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5.0
5.0 Survey completed on February 13, 2021
Review By Patricia B. for Joe Silva
Completed transaction in February 2021
Joe was very professional and helped me through the process with his expertise and knowledge. I trusted him fully with all the decisions we made along the way. Joe Silva is certainly an asset to Embrace mortgage company. His kindness, experience and work ethics , show just what a valuable team member is.
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5.0
5.0 Survey completed on February 12, 2021
Review By Michael C. for Joe Silva
Completed transaction in February 2021
Always available, whenever we would call he always returns calls. E-mail communications were fantastic. If we had a question he always took the time to explain things to us, even walked us through items we did not understand. The biggest thing is TRUST! We trust Joe to always give us correct information because he truly cares about his customers and that is why we wont deal with anyone else but him.


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