Joe Silva

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Joe

Joe Silva joined Embrace Home Loans in June 2008. He believes purchasing or refinancing a home doesn’t have to be a stressful endeavor. His single objective is to maintain an uncomplicated and stress-free process with a quick turnaround time. By making it his responsibility to understand each client’s individual circumstances, Joe is able to tailor a program that meets both their current needs and future goals. Prior to joining Embrace, he was a Senior Loan Officer at Home Loan Investment. He is a 2 time all-star with multiple “top 10” performance awards.

Joe is a graduate of the University of Rhode Island with BA in Communications. He grew up in RI and still resides there with his wife and two young sons. He enjoys sports, skiing and landscaping his home.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on February 11, 2019

Review By Kenneth M. for Joe Silva

Completed transaction in February 2019

To say that my circumstances were complicated would be an understatement! Joe really came through! I had tax issues to clear up and with the longest Gov shut down ever didn't help things. his dedication to contact and work with me on nearly a daily basis over months shows a service not found these days! I know it was just a refi and a business transaction but Joe became a friend! I will always recommend to anyone seeking a new or refi loan. Thank you Joe! was great working with you!


5.0 Survey completed on January 18, 2019

Review By Jason K. for Joe Silva

Completed transaction in January 2019

Joe was very thorough and was always on top of any information or documents that needed to be completed. He was always there to answer any questions and was very thorough. His service was top notch and Embrace is lucky to have him. I would recommend him as he is a great communicator and is very knowledgeable. I appreciate the service he provided as this is becoming a lost art. Thanks Joe!


5.0 Survey completed on January 04, 2019

Review By Alan D. for Joe Silva

Completed transaction in December 2018

Joe knows his stuff and we were able to exceed our goals with our refinance! It would opt have happened with someone less skilled or with less access to quality products. Thank you Joe and Embrace!


5.0 Survey completed on December 25, 2018

Review By Odalis J. for Joe Silva

Completed transaction in December 2018

3rd time working with joe. Hes always great to work with and i always learn something new. We were able to get into our new home just in time for christmas thanks to Joe and Dawns effort!!


5.0 Survey completed on December 18, 2018

Review By Louis V. for Joe Silva

Completed transaction in December 2018

Joe Silva as well as all of his support group were as helpful as I could have hoped them to be. Joe is very patient and he takes the time to make sure all is clear and understood. He is a professional and does his job extremely well....oh...and one other note....I could understand everyone I spoke with. I was not subjected to someone who barely has command of the English language. That might sound curt and unfeeling but it has become the norm...As smooth as it could be...Thanks Joe!

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