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James Eulie

Embrace Home Loans Corporate

25 Enterprise Center

Middletown, RI 02842


About James

James Eulie joined Embrace Home Loans in October of 2009. For over 7 years he has excelled at providing his clients with superior customer service. He is adept at pinpointing the best avenue of financial advancement to meet their individual goals. As an expert in communication, he works with a myriad of different clients and situations; from those who need to refinance or others who need to consolidate their debt to simplify their accounting. James is also a terrific resource for first-time homebuyers and those clients looking to make a well-informed decision on the purchase of a new home. Ultimately, his goal is to build lifetime relationships with every client. James prides himself on providing exceptional customer service and sound financial advice, before, during and long after the transaction has been completed.

On a personal note, James has a background in financial advising, coupled with first-hand experience in business. Having successfully owned and operated several businesses throughout his career before negotiating buyouts to pursue his current position, he gained the knowledge and experience necessary to combat obstacles and provide answers and solutions to problems before they arose.

A large portion of James’ success has been repeat business from clients he has helped with previous financing. This is a testament to the effort and attention that he puts into each and every loan he offers. As an industry-licensed professional, he is again and again applauded by his customers.  He welcomes anyone committed to improving their finances to call him at 800-333-3004 ext. 3423 or email him at [email protected] for a no cost, no obligation consultation.

  • Purchase Lending for Primary Residence, Investment Properties and Second Homes
  • Refinancing for Primary Residence, Investment Properties and Second Homes
  • FHA Loans
  • Fannie Mae Conventional Loans
  • Freddie Mac Conventional Loans
  • VA Loans
  • RI Housing
98% Customer Satisfaction Rating
Zillow 5 star rating
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender


  • 5.0

    5.0 Survey completed on April 18, 2021

    Review By Sanita B. for James Eulie

    Completed transaction in April 2021

    Very responsive and informative in the whole process. Walked me through it all.

  • 5.0

    5.0 Survey completed on April 12, 2021

    Review By Richard M. for James Eulie

    Completed transaction in April 2021

    My experience with Embrace Home Loans was excellent. James Eulie, my Loan Officer, took the time to explain the refinance process clearly. All I had to do was submit the requested documents, in a timely manner. He coordinated everything from the appraisal to the closing. Am very satisfied with my outcome.

  • 5.0

    5.0 Survey completed on April 06, 2021

    Review By Joseph L. for James Eulie

    Completed transaction in April 2021

    Very professional and knowledgeable. Always was there whenever I had a question!

  • 5.0

    5.0 Survey completed on April 04, 2021

    Review By Tyler G. for James Eulie

    Completed transaction in March 2021

    Jim is always prompt and quick to answer all our questions. He makes the process so easy, and not just the underwriting but with understanding the finer points of refinancing or getting a new loan. We hope to do business together for many years to come!

  • 5.0

    5.0 Survey completed on March 25, 2021

    Review By Jesse L. for James Eulie

    Completed transaction in March 2021

    James was very knowledgeable and helpful for my refinance. James was available whenever I had questions and after I officially closed on my refinance, James made sure that I knew I could still reach out to him. Very professional and I would recommend Embrace Home Loans to others.

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