Cary Humphrey

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Cary

Embrace Home Loans is proud to announce that Cary Humphrey will become the Retail Branch Manager for our new Fort Myers, Florida branch. As a producing manager, it is Cary’s responsibility to manage and help grow our new branch much like he has successfully led teams in our Newport offices. He has been with Embrace since 2001 and prior to becoming a Retail Branch Manager, Cary led a selection of Team Leaders as a Group Leader while also leading his own team of Loan Officers. Cary has received several awards over the years at Embrace. Cary was recognized as the Top Team Leader in 2008, 2009, 2010, 2011 and Co-Top Team Leader in 2013. He received the President’s Awards in 2007 while also being recognized as the Rookie of the year for Team Leaders. As a loan officer Cary was awarded the Bronze Medal for Loan Officer in 2005. He has also earned 12 consecutive All Star trips which are awarded to the top achievers for loan officers and leaders. In January, 2014 Cary was inducted into the Embrace Home Loans Hall of Fame.

Prior to joining our team Cary worked for the Charlotte County Florida School Board from 1990-2001. He worked as a teacher and coach at Port Charlotte High School and then Lemon Bay High School in Englewood. He also led the Physical Education department at both schools. At Lemon Bay High School Cary was recognized as the top baseball coach for the district in 1995, 1996, 2000, and 2001. Cary graduated from Ouachita Baptist University with a B.S. degree in Education and received his Master’s degree from Delta State University.

Cary is very dedicated to his position here at Embrace and takes great pride in his teammates, leadership peers and their families. He was born to be a leader and will continue to grow in his new role as the Ft Myers Branch Manager. Cary is an active member of Mortgage Bankers Association, and has recently become a member of the Greater Fort Myers Board of Realtors Association, Fort Myers Chamber of Commerce, and Estero Chamber of Commerce. With that said, Cary has what it takes to manage and lead our Fort Myers branch. We look forward to seeing our Embrace Home Loans brand grow in Southwest Florida in the near future.

Cary hails from the southern part of the United States; born in Birmingham, Alabama but spent the majority of his younger years in Little Rock, Arkansas. He attended Ouachita Baptist University in Arkansas, where he received his Bachelor’s degree in Education. He went on to earn his Master’s Degree in school administration from Delta State University in Mississippi. Cary and his wife, Michelle, will be relocating to Estero, Florida along with their children; Erin, Emily and Faith.

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5.0 Survey completed on November 15, 2018

Review By Kimberly O. for Cary Humphrey

Completed transaction in November 2018

Cary and his team are awesome to work with. I have used Embrace loans twice in the last 2 years and they take the stress out of home financing. I highly recommend them!!


5.0 Survey completed on November 26, 2016

Review By Janice for Cary Humphrey

Completed transaction in November 2016

I have worked with Cary before and he is always very efficient and professional. He gets the job done. Thanks, Cary


5.0 Survey completed on June 27, 2016

Review By falfabear for Cary Humphrey

Completed transaction in June 2016

Cary was amazing! I was so worried about EVERYTHING and he was in constant contact with me easing my stress. He explained everything to me, every step of the way. I would email him with questions or concerns and he would respond immediately. Not only did he make this a great experience we closed early!!!! Will recommend him to all friends and family.


5.0 Survey completed on June 23, 2016

Review By Samira0815 for Cary Humphrey

Completed transaction in June 2016

Cary makes it happen! We bought a townhouse through VA AND had a deadline for a close date and Cary made it happen. No matter what curb was thrown he was right there to catch it and keep the process rolling. We found about him through our realtor and boy are we glad she knew him. He knows the market, he has a broad range of network connections that make the process so much easier. We were first time home buyers and the process was incredibly easy and painless and I have no doubt that it was in part because of Cary. He is super professional, easy to contact and willing to explain any of the little details. You will not regret having chosen Cary!


5.0 Survey completed on June 16, 2016

Review By jogman74 for Cary Humphrey

Completed transaction in June 2016

Cary was very helpful in guiding us through the mortgage process. We purchased a Florida condo which involves several new regulations. He explained everything and made it easier. He is professional and very easy to work with. He was always available to answer questions and give assistance. We needed to close in a short period of time since we had a contract on our other home and he got it done. I would recommend Cary to anyone. He goes above and beyond.

from Cary Humphrey

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