Cary Humphrey

Embrace Home Loans Corporate


25 Enterprise Center

Middletown, RI 02842


About Cary

We’re excited to announce that Cary Humphrey is opening a new retail branch in Southern MA. With 18 years at Embrace, Cary has held many positions including Loan Officer, Team Leader, Group Leader, and Branch Manager. And he has won awards every step along the way. He was bestowed the Bronze Medal in 2005, President’s Award in 2007, Top Direct Team Leader in 2008, 2009, 2010, 2011, 2013 (Co-Top), and in 2014, was inducted into the Embrace Hall of Fame. Cary is extremely knowledgeable and dedicated – two qualities that will serve him well when growing our new branch.

Prior to entering the mortgage industry, Cary worked in Education as a teacher, coach and department head. Leadership skills come naturally to him, and he takes great pride in his team whether it’s in the office or out on the baseball diamond. Cary is an active member of the Mortgage Bankers Association, an elected official in the Town of Rochester, MA, serving as the Chairman of the Old Rochester Regional School Committee. Cary recently joined the local Lions Club along with his wife Michelle and is also a member of the area Chamber of Commerce and Board of Realtors.

Although he lives in Rochester, MA today, Cary hails from the south. He was born in Birmingham, Alabama, spent most of his youth in Little Rock, Arkansas, and got his Bachelor’s and Master’s degrees in Arkansas and Mississippi respectively. He’s an avid supporter of University of Texas athletics due to his parents being raised in Texas. In his free time, Cary loves to hang out with his girls ¬–wife Michelle, daughters Meghan, Erin, Emily, Faith, and pups Bingo and Nina.

98 percent Customer Satisfaction Rating thumbs up
Better Business Bureau logo
Inc 5000 Fastest Growing companies
Scotsman Guide Top Lender



5.0 Survey completed on February 15, 2019

Review By Bud K. for Cary Humphrey

Completed transaction in February 2019

Cary and his Team did an outstanding job processing our loan. They were very responsive and always communicated immediately and clearly what was needed and when to expedite our loan. I would highly recommend Cary to anyone who wants to deal with a true professional and his Team.


5.0 Survey completed on November 15, 2018

Review By Kimberly O. for Cary Humphrey

Completed transaction in November 2018

Cary and his team are awesome to work with. I have used Embrace loans twice in the last 2 years and they take the stress out of home financing. I highly recommend them!!


5.0 Survey completed on November 26, 2016

Review By Janice for Cary Humphrey

Completed transaction in November 2016

I have worked with Cary before and he is always very efficient and professional. He gets the job done. Thanks, Cary


5.0 Survey completed on June 27, 2016

Review By falfabear for Cary Humphrey

Completed transaction in June 2016

Cary was amazing! I was so worried about EVERYTHING and he was in constant contact with me easing my stress. He explained everything to me, every step of the way. I would email him with questions or concerns and he would respond immediately. Not only did he make this a great experience we closed early!!!! Will recommend him to all friends and family.


5.0 Survey completed on June 23, 2016

Review By Samira0815 for Cary Humphrey

Completed transaction in June 2016

Cary makes it happen! We bought a townhouse through VA AND had a deadline for a close date and Cary made it happen. No matter what curb was thrown he was right there to catch it and keep the process rolling. We found about him through our realtor and boy are we glad she knew him. He knows the market, he has a broad range of network connections that make the process so much easier. We were first time home buyers and the process was incredibly easy and painless and I have no doubt that it was in part because of Cary. He is super professional, easy to contact and willing to explain any of the little details. You will not regret having chosen Cary!

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