Ray Goulart

A mortgage industry veteran of 25 years, Ray Goulart joins the team at Embrace as a sales manager. Prior to working with us, he held roles as a senior mortgage officer and originator at at Alltrust Credit Union and Santander Bank. His skill and passion are helping people purchase or refinance th...

A mortgage industry veteran of 25 years, Ray Goulart joins the team at Embrace as a sales manager. Prior to working with us, he held roles as a senior mortgage officer and originator at at Alltrust Credit Union and Santander Bank. His skill and passion are helping people purchase or refinance their homes and realize their dream of homeownership. He realized he would be a good fit with Embrace when he was approached by a former coworker and learned about our competitive rates and exclusive products like Approved to MoveTM.

Ray grew up in East Providence, RI and has lived for the last 17 years in Rehoboth MA with his wife of 22 years. Their happy family consists of a son, two daughters, and their dog. He received his bachelor’s degree in business administration from Bryant University, with a major in marketing and a minor in psychology. His studies in college help him succeed in the mortgage industry by reaching his clients, understanding their wants, and being compassionate about their needs.

Always hardworking, last year Ray was awarded No. 2 in closed volume and No. 4 in closed units out of all mortgage originators who worked at credit unions in the South Coast of Massachusetts. A staunch sports fan, Ray has been a Patriots season ticket holder for 24 years! And his idea of the perfect day would be spending quality time with his family.

Ray will be helping homebuyers in Massachusetts in Seekonk, Fall River, New Bedford, Fairhaven, Swansea, Somerset, Westport, Acushnet, Dartmouth, Lakeville, Freetown, Assonet, Rochester, Mattapoisett, Marion, and beyond. Reach out to help achieve your dreams of homeownership.