Ray Goulart

Trusted by thousands of homeowners

Zillow
Google
Accredited Business - BBB
Ray Goulart

About Ray

A mortgage industry veteran of 25 years, Ray Goulart joins the team at Embrace as a sales manager. Prior to working with us, he held roles as a senior mortgage officer and originator at at Alltrust Credit Union and Santander Bank. His skill and passion are helping people purchase or refinance th...

Continue Reading

rectangle arrow down
See what other homeowners have to say about me
  • 5

    Lissa T.

    Completed transaction in October 2023

    Ray was very easy to work with. He is extremely helpful explaining each detail and attentive to the needs of his client. I would absolutely recommend Ray to friends and family in the future.

  • 5

    Jude P.

    Completed transaction in September 2023

    His professionalism, his time management, his skills make me so proud. he masterizes what he is doing, for he is very patient to explain to you every single step and meke sure you understand what's going on from A to Z.

  • 5

    James D.

    Completed transaction in June 2023

    I worked with Ray a few years back and he has always dedicated the maximum effort as if it was a purchase of his own. If I end up back in the market at any point in my life he will be my first phone call.

  • 5

    Lora L.

    Completed transaction in April 2023

    I am a Realtor in Naples FL with customers from Massachusetts buying a 2nd here. Dealing with Raymond and Embrace was seamless and and fast. We have a new family of Snowbirds coming to beautiful Naples Florida!!

  • 5

    Kelly C.

    Completed transaction in April 2023

    Ray took his time to explain everything and go over all of my options. He and Christina were very responsive and always answered my calls and emails in a timely manner. The whole process was smooth and it’s was very easy to do business embrace.

Mortgage Calculator
Ray Goulart

Explore your options and take advantage of your mortgage opportunities

Get a Quote APPLY NOW

Have questions?

Please insert your first name
Please insert your last name
Please insert your email
By entering your contact information, you are providing express written consent for Embrace Home Loans to contact you via phone, automated means like autodialing, text SMS/MMS, even if you are registered on a corporate, state, or federal Do Not Call list.
Please correct the form errors and try again.

License

Rhode Island - East Providence

50 Jordan Street, Suite 200

East Providence, RI 02914

Branch phone number 800.333.3004